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Only for the accounts
Whatever your circumstances, we have an account for you.

Salary account
More with your salary
- Up to 5% AER1
- No fees
- Free credit card
Pension Account
If you're a pensioner, it's time to enjoy yourself
- Up to 5% AER2
- No fees
- Free credit card
Business account
Self-employed? We have an account for you as well
- Up to 5% AER3
- No fees
- Free credit card
Non-Salary Account
If you don't have a regular income
- Up to 5% AER4
- No fees
- Free credit card
Tú y Yo Account
For those who share expenses
- No fees
- Free credit card
- Free national transfers
Current account
With all the services of an extraordinary bank
- No conditions
- Free national transfers
- Multi-channel queries and operations
Currency Account
If you make and receive payments in a foreign currency
- No conversion fees
- No conditions
Basic Account
An account for special situations
- All the most common transactions
- Payment transactions within the European Union
Bk Salary
If you have a salary and are under 31 years old
- No fees
- Free Combo card
- No need to set up any direct debits
Bk Mini
For ages 0 to 17
- No fees
- 5% Plan
- Financial education services
Bk Youth
For ages 18 to 24
- No fees
- Free debit card
- Bk Discount Programme
Need more information? We're here to help.
Make a change for the better: bring your salary to Bankinter
OPEN SALARY ACCOUNT about apply for salary accountThinking of you
Services that make your life easier.
Financial data aggregation service
All your banks now on the Bankinter website.
Find out more about financial data agreggation service

Switch Service
Want to bring everything to Bankinter? Do it the easy way.
Switch Service, the easiest and most convenient way to bring all your finances to Bankinter: accounts, direct debits, pension plans... All from the comfort of your home.
PSD2: the new directive on secure online transactions with accounts.
Find out more about new directive psd2Bizum: Instant payment service
Bizum: an easy and safe way to send and receive money through your mobile
Find out more about Bizum about bizumATMs
You'll have access to a vast network of ATMs. More than 17,000 across the length and breadth of Spain.5Transfers
Send funds to anyone you want to a HalCash ATM and they can withdraw the cash without a card.Important information
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Show/Hide legal text1 Salary 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a monthly salary of at least €800 which is not currently paid into Bankinter, who live in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary account of €5,000, calculated for a settlement period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Salary account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter. You have three months from opening the salary account to make your first deposit, which must be at least the amount declared as your income (cash deposits are not acceptable for this purpose).
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Show/Hide legal text2 Pension 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a pension of at least €800 which is not currently paid into Bankinter, who are individuals living in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in a Pension account of €5,000, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Pension account, you need to maintain your declared level of income and pay at least three direct debits per quarter. In the case of the Pension account, no purchases are required with the linked credit card. You have three months from opening your pension account to make your first deposit, which must be at least the amount declared as your pension (cash deposits are not acceptable for this purpose).
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Show/Hide legal text3 Business 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a business income of at least €800 which is not currently paid into Bankinter, who are individuals living in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for daily balance of €5,000 in a Business account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our business account, you need to maintain your stated level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter. You have three months from opening the business account to make your first deposit, which must be at least the amount stated as your business income (cash deposits are not acceptable for this purpose).
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Show/Hide legal text4 Non-Salary 5%: Promotion valid until 30/06/2021 or for the first 5,000 new accounts. Open to new and existing individual customers who live in Spain, have not previously benefited from this remuneration and have not held a Non-Salary account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €5,000 in a Non-Salary account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. AER calculated on the basis that the Non-Salary account does not have any maintenance or administration fees and that the balance is maintained for a full year. To access and keep the advantages of our non-salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text5 Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and España Duero.
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