Are you looking for an account or YOUR account?
Payroll account
More with your salary
- Up to 5% AER1
- No fees
- Free credit card
Pension Account
If you're a pensioner, it's time to enjoy yourself
- Up to 5% AER2
- No fees
- Free credit card
Business account
Self-employed? We have an account for you as well
- Up to 5% AER3
- No fees
- Free credit card
Non-Payroll Account
If you don't have a regular income
- Up to 5% AER4
- No fees
- Free credit card
Tú y Yo Account
For those who share expenses
- No fees
- Free credit card
- Free national transfers
Current account
With all the services of an extraordinary bank
- No conditions
- Free national transfers
- Multi-channel queries and operations
Currency Account
If you make and receive payments in a foreign currency
- No conversion fees
- No conditions
Basic Account
An account for special situations
- All the most common transactions
- Payment transactions within the European Union
Bk Payroll
If you have a salary and are under 31 years old
- No fees
- Free Combo card
- No need to set up any direct debits
Bk Mini
For ages 0 to 17
- No fees
- 5% Plan
- Financial education services
Bk Youth
For ages 18 to 24
- No fees
- Free debit card
- Bk Discount Programme
Payroll account
More with your salary
- Up to 5% AER1
- No fees
- Free credit card
Make a change for the better: bring your salary to Bankinter and go up a bank
APPLY FOR PAYROLL ACCOUNTThinking of you
Services that make your life easier.
Mobile payments
Bizum: an easy and safe way to send and receive money through your mobile
ATMs
You'll have access to a vast network of ATMs. More than 16,000 across the length and breadth of Spain.5Transfers
Send funds to anyone you want to a HalCash ATM and they can withdraw the cash without a card.Important information
-
Show/Hide legal text1 Promotion valid until 31 December 2019 or up to a maximum of 40,000 new accounts. Exclusively for new customers with a salary of at least €1,000. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the payroll account of €5,000, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our payroll account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter.
-
Show/Hide legal text2 Promotion valid until 31 December 2019 or up to a maximum of 40,000 new accounts. Exclusively for new customers with a pension of at least €1,000. Maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the pension account of €5,000, calculated for a interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our pension account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter.
-
Show/Hide legal text3 Promotion valid until 31 December 2019 or up to a maximum of 40,000 new accounts. Promotion valid until 30 June 2019 or up to a maximum of 40,000 new accounts. Exclusively for new customers with a business income of at least €1,000. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for daily balance of €5,000 in a business account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our business account, you need to maintain your stated level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter.
-
Show/Hide legal text4 Promotion valid until 31 December 2019 or up to a maximum of 5,000 new accounts. Exclusively for new customers. A customer may only be the holder of one interest-bearing account and the holder of no more than two bonus current accounts. For these purposes, a current account is understood as a current account which may or may not be interest-bearing and which has special economic conditions such as free and no‐fee credit cards. The maximum interest-bearing balance is €5,000. First year: annual nominal interest rate 4.94% (5% AER). Second year: annual nominal interest rate 1.99% (2% AER). Interest paid every six months. Example for a non‐payroll account balance of €5,000, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. AER is calculated on the basis that there are no maintenance and administration fees for the payroll account and that the balance is maintained for a full year. To access and keep the advantages of our non-payroll account, you will need to pay at least 10 direct debits per quarter and spend at least €3,000 per year with card(s) linked to the account.
-
Show/Hide legal text5 Bankinter will not charge you any fees for debit card cash withdrawals, regardless of the amount withdrawn, as long as you take out the cash at any Bankinter ATM or those of any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash and the entire EURO 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and EspañaDuero.
Bankinter has the solution
We’re here to answer your banking queries and provide you with technical support.
Call me