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Switch to Bankinter: it's fast, easy and 100% online.

Becoming a Bankinter customer and bringing your products or direct debits from other banks is a matter of just a few clicks.

First: open an account. It is the first step you need to take to become a customer. Once you have your new account, you can transfer the account you have with another bank, take out products or bring your mortgage.
Fast and easy Do it without leaving home, without paperwork, without talking to your other bank and, of course, for free.
Count on our help. We will guide you through the entire process, taking care of: direct debits and periodic transfers, income...
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk level of Bankinter Pension Plans varies from 1 to 5 on a scale of 1 to 7. Category 1 does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
  • 1
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk level of Bankinter Pension Plans varies from 1 to 5 on a scale of 1 to 7. Category 1 does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

All this through the same request.

Switch your accounts from other banks.

If you've opened your Bankinter account and want to bring your accounts at a different bank to Bankinter, we'll take care of everything.

Switch your accounts from other banks.

First step: become a customer by opening an account. You don't need to contact your other bank and, of course, the whole process is free:

  • We'll bring your income (salary, pension, etc.) to your new account and, if you want, all your direct debits (electricity, phone, etc.).
  • We'll set up the automatic transfers you send to other banks, for example, to pay your rent.
  • We'll cancel your old account and transfer the outstanding balance to your new Bankinter account.

Pack up your Pension Plan or EPSV

And get a 5.5% bonus!

€8,000 bonus limit
Promotion valid until 31.07.2026

Pack up your pension plan or EPSV

And get a 5.5% bonus!

  • 5% bonus for transfers greater than or equal to €25,000.
  • 3.5% bonus for transfers of less than €25,000 or for transfers of any amount contributed to the following pension plans: Bk Inversión Monetario, Bk Renta Fija Corto Plazo, Bk Renta Fija Largo Plazo or Bk Autónomos PPSE; or to the following EPSVs: Plan de Previsión Bk Dinero or Plan de Previsión Bk Renta Fija.
  • Plus, an additional 0.5% if you make regular contributions of €100€or more.

Transfer your funds to Bankinter

You have more than 7,000 funds from more than 200 managers to transfer your assets to.

Transfer your funds to Bankinter

  • We'll guide you through all the steps and you'll have access to special tools, such as the fund comparison tool, so that you can invest in the fund that best suits your investor profile.
  • The value of investment funds can fall as well as rise, and you may get back less than you invested.

Now you can also use the same application to bring your securities.

Securities portfolio transfer

If you want to bring your shares, ETFs or other listed products, now is the time, because there's a promotion until -:

You'll get an extra 0.10% on the cash value of the transferred securities, up to a maximum of €600.

For details on the risks and conditions associated with shares, please visit https://www.bankinter.com/broker.

Are you thinking of bringing other products?

I want to bring some of my direct debits.

You can do it from any device. In three minutes you will have brought whichever direct debits you want to your new Bankinter account.

I want to bring some of my direct debits.

If you have already opened your Bankinter account, you can now bring your direct debits.

  • Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
  • Attach the bills you want to bring over.
  • Once you sign, we will contact the issuers of the bills to manage their transfer.

I want to bring my mortgage to Bankinter.

A good decision, because subrogating a mortgage is much easier than you think. And with our mortgages you can choose between a fixed, variable or mixed rate.

I want to bring my mortgage to Bankinter.

First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:

  • You do not need authorisation from your current bank.
  • You can, if you wish, extend or shorten the life of your loan.

Switching to Bankinter is very easy. You can see how in these videos.

Open an account

The first step to becoming a Bankinter customer.

* According to the renowned Álvarez & Marsal consulting firm's 2022 report:

If you want to ask us to arrange the transfer of an account to one of our branches, download this document:

MANDATE FORM

This new service is regulated by Royal Decree Law 19/2017 of 24 November on “Transfer of Payment Accounts”, implemented through Ministerial Order ECE/228/2019 of 28 February of the Ministry of Economy and Business on basic payment accounts, payment account procedures and comparison website requirements.