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Hazte cliente 100% online en solo 5 pasos.
First: open an account. It is the first step you need to take to become a customer. Once you have your new account, you can transfer the account you have with another bank, take out products or bring your mortgage.
Fast and easy Do it without leaving home, without paperwork, without talking to your other bank and, of course, for free.
Count on our help. We will guide you through the entire process, taking care of: direct debits and periodic transfers, income...
Tell us what you want to do.
I want to transfer my account from another bank.
If you have already opened your Bankinter account and decide to transfer to it the account you hold in another bank, we will take care of everything.
I want to transfer my account from another bank.
The first step: become a customer by opening an account. You will not need
to talk to your other bank and, of course, the whole process is free:
- We will carry over your regular income (payroll, pension, etc.) and your direct debits (electricity, telephone, etc.) to your new account.
- We will set up the automatic transfers you send to other banks, for example to pay your rent.
- We will cancel your old account and transfer the outstanding balance to your new Bankinter account.
The first step: become a customer by opening an account. You will not need to talk to your other bank and, of course, the whole process is free:
- We will carry over your regular income (payroll, pension, etc.) and your direct debits (electricity, telephone, etc.) to your new account.
- We will set up the automatic transfers you send to other banks, for example to pay your rent.
- We will cancel your old account and transfer the outstanding balance to your new Bankinter account.
I want to carry over my direct debits.
You can do it from any device. In three minutes you will have brought whichever direct debits you want to your new Bankinter account.
I want to carry over my direct debits.
If you have already opened your Bankinter account, you can now bring your direct debits.
- Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
- Attach the bills you want to bring over.
- Once you sign, we will contact the issuers of the bills to manage their transfer.
If you have already opened your Bankinter account, you can now bring your direct debits.
- Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
- Attach the bills you want to bring over.
- Once you sign, we will contact the issuers of the bills to manage their transfer.
I want to bring my mortgage to Bankinter.
A good decision, because subrogating a mortgage is much easier than you think. And with our mortgages you can choose between a fixed, variable or mixed rate.
I want to bring my mortgage to Bankinter.
First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:
- You do not need authorisation from your current bank.
- You can, if you wish, extend or shorten the life of your loan.
First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:
- You do not need authorisation from your current bank.
- You can, if you wish, extend or shorten the life of your loan.
Already a customer?
If you are already a Bankinter customer and want to transfer your products, log in to your private area.
Are you thinking of bringing other products?
I want to transfer my pension plan1/EPSV2 to Bankinter.
You're in luck, because until 31 January, 2023, you can get a bonus of up to €7,000 gross3/4.
I want to transfer my pension plan/EPSV to Bankinter.
- What is more, once you have your plan, we will reward your loyalty with a bonus on the assets you hold in pension plans5 or EPSVs6 at 31 December.
- Pension plans 0.25%
- EPSVs 0.25% (APR 0.05%).
You will only have to hold at least €30,000 in plans/EPSVs at the end of the year and have made contributions of at least €1,500 throughout the year if you have a pension plan or at least €1,500 if you have an EPSV.
- What is more, once you have your plan, we will reward your loyalty with a bonus on the assets you hold in pension plans5 or EPSVs6 at 31 December.
- Pension plans 0.25%
- EPSVs 0.25% (APR 0.05%).
You will only have to hold at least €30,000 in plans/EPSVs at the end of the year and have made contributions of at least €1,500 throughout the year if you have a pension plan or at least €1,500 if you have an EPSV.
I want to transfer my funds to Bankinter
You have more than 4,800 funds from more than 200 managers to transfer your assets to.7
I want to transfer my funds to Bankinter
- We will guide you through all the steps and you will be able to count on tools, such as the fund comparator, so that you can invest in the fund that really fits your investor profile.
The value of investment funds can fall as well as rise, and you may get back less than you invested.
- We will guide you through all the steps and you will be able to count on tools, such as the fund comparator, so that you can invest in the fund that really fits your investor profile. The value of investment funds can fall as well as rise, and you may get back less than you invested.
I would like to bring my securities portfolio to Bankinter.
If you want to bring your shares, ETFs or other listed products, now is the time, because there is a promotion until 31 December 2022.8
I would like to bring my securities portfolio to Bankinter.
- You will have an extra 0.10% on the cash of the transferred securities, up to a maximum of €600.
- A 'Bono Bolsa' voucher worth €600 for trading fees, valid for 3 months.
For details on the risks and conditions associated with shares, please visit https://www.bankinter.com/broker
- You will have an extra 0.10% on the cash of the transferred securities, up to a maximum of €600.
- A 'Bono Bolsa' voucher worth €600 for trading fees, valid for 3 months.
For details on the risks and conditions associated with shares, please visit https://www.bankinter.com/broker
Switching to Bankinter is very easy. You can see how in these videos.
And with our best services:
Personal service
In our offices we will always receive you without an appointment.
Account aggregator
You can access your other banks from the Bankinter website.
Real estate assets
You will have global picture of your financial and real estate assets.
Everything with your account, everything for free:
Bills on demand service
Did you forget the coming direct debit from...?
Alternative account service
Red numbers will not make you blush.
Account Switching Service
The easiest way to transfer your direct debits to Bankinter.
And with the peace of mind that comes from working with a great bank.
Bankinter heads the ranking of overall performance among the main Spanish banks in terms of growth, liquidity, efficiency, risk and capital adequacy over the course of 2021.*
Join us
* According to the renowned Álvarez & Marsal consulting firm's 2022 report:
If you want to ask us to arrange the transfer of an account to one of our branches, download this document:
This new service is regulated by Royal Decree Law 19/2017 of 24 November on “Transfer of Payment Accounts”, implemented through Ministerial Order ECE/228/2019 of 28 February of the Ministry of Economy and Business on basic payment accounts, payment account procedures and comparison website requirements.
Useful information
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Show/Hide legal text1 Pensions plans: The key information document for unit holders is available at bankinter.com. The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.
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Show/Hide legal text2 Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
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Show/Hide legal text3 Transfer of Pension Plans: Offer valid from 01/03/2023 to 30/04/2023. The bonus is 3.5% gross of the net balance of incoming and outgoing transfers requested during the promotion period for transfers of pension plans of €60,000 or more (2.5% gross for transfers of pension plans of €30,000 or more and less than €60,000, and 1.5% gross for transfers of pension plans of less than €30,000 and €1,000 or more). It will be paid on 31 May 2023 (except for transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 May 2023). If you transfer your pension plan and at the same time you set up a regular monthly contribution of €100 or more for at least 24 months, and the first contribution is made between March and April 2023, you will receive an extra bonus of 1.5% of the amount transferred: 5% gross for transfers of pension plans equal to or more than €60,000 or 4% gross for transfers of pension plans if the amount is equal to or more than €30,000 and less than €60,000, or 3% gross for transfers of pension plans if the amount is less than €30,000 and equal to or more than €1,000. The maximum bonus will be €7,000 gross. The pension plan must remain with Bankinter for at least seven years (until 30/04/2030). The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. This offer does not apply to transfers of the following pension plans: Bankinter Roboadvisor Conservador, Bankinter Roboadvisor Moderado and Bankinter Roboadvisor Dinámico. If, during the minimum contract period, the customer reduces their existing vested/economic rights on the date of this bonus campaign, whether through the total or partial transfer to another bank, the transfer of the Roboadvisor pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
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Show/Hide legal text4 Voluntary Pension Scheme (EPSV) Transfer: Offer valid from 01/03/2023 to 30/04/2023. The bonus is 3.5% gross (0.69% APR calculated over 5 years) for retirement plan transfers of an amount equal to or greater than €60,000, 2.5% gross (0.50% APR calculated over 5 years), for transfers equal to or greater than €30,000 and less than €60,000 and 1.5% gross (0.30% APR calculated over 5 years), for retirement plan transfers if the amount is less than €30,000 and equal to or greater to €1,000 of the balance corresponding to the net of incoming and outgoing transfers requested during the promotion period. It will be paid on 31 May 2023 (except for transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 May 2023). If the customer transfers a Bankinter Previsión retirement plan, individual EPSV, and at the same time sets up a regular monthly contribution of €100 or more for at least 24 months, and the first contribution is made between March and April 2023, the customer will receive an extra bonus of 1.5% of the amount transferred: 5% gross (0.98% APR calculated over 5 years) for retirement plan transfers of an amount equal to or greater than €60,000, 4% gross (0.79% APR calculated over 5 years), for transfers equal to or greater than €30,000 and less than €60,000 or 3% gross (0.59% APR calculated over 5 years), for retirement plan transfers if the amount is less than €30,000 and equal to or greater to €1,000. You must keep your Bankinter EPSV Individual Retirement Plan for at least seven years (until 30/04/2030). The maximum bonus will be €7,000 gross.
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Show/Hide legal text5 Loyalty Plan Pension Plan: Annual bonus of 0.25% of the equity in your Individual Pension Plans at year end, provided that your equity is equal to or greater than €30,000 and is maintained until the bonus payment date (15 February of the following year), and provided that you have made contributions of €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
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Show/Hide legal text6 Loyalty Plan EPSV: Annual bonus of 0.25% (0.05% AER) of the equity in your Bankinter EPSV Individual Retirement Plan, at year end, provided that your equity is equal to or greater than €30,000 and is maintained until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
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Show/Hide legal text7 The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).
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Show/Hide legal text8 Securities transfer promotion: Promotion valid until 30/06/2023 for securities accounts with standard conditions, applicable to securities and ETFs listed on the Electronic Trading Market and international markets. The minimum will be 20 euros per security code if the cash value of the transferred portfolio is 18,000 euros or more, and 8 euros if it is below 18,000 euros. The 'Bono Bolsa' transfer voucher will be 600 euros and will be valid for a period of three months, which cannot be combined with the voucher for opening a securities account, if this new customer has received one in the last six months. The 'Bono Bolsa' voucher does not include taxes, postage charges or custodial fees and will be assigned to the securities account where the securities are placed. For more than one securities transfer carried out in a 12-month period, the minimum fee per security code transferred will not apply, only 0.10% of the cash value of the securities transferred. The 'Bono Bolsa' transfer voucher will only be provided for the first transfer. Promotion valid for accounts that have been held for at least 12 months. If this requirement is not fulfilled, the bonus must be returned.