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Switch to Bankinter: it's fast, easy and 100% online.

Becoming a Bankinter customer and bringing your products or direct debits from other banks is a matter of just a few clicks.

First: open an account. It is the first step you need to take to become a customer. Once you have your new account, you can transfer the account you have with another bank, take out products or bring your mortgage.
Fast and easy Do it without leaving home, without paperwork, without talking to your other bank and, of course, for free.
Count on our help. We will guide you through the entire process, taking care of: direct debits and periodic transfers, income...

Tell us what you want to do.

I want to transfer my account from another bank.

If you have already opened your Bankinter account and decide to transfer to it the account you hold in another bank, we will take care of everything.

I want to transfer my account from another bank.

The first step: become a customer by opening an account. You will not need to talk to your other bank and, of course, the whole process is free:

  • We will carry over your regular income (payroll, pension, etc.) and your direct debits (electricity, telephone, etc.) to your new account.
  • We will set up the automatic transfers you send to other banks, for example to pay your rent.
  • We will cancel your old account and transfer the outstanding balance to your new Bankinter account.

I want to carry over my direct debits.

You can do it from any device. In three minutes you will have brought whichever direct debits you want to your new Bankinter account.

I want to carry over my direct debits.

If you have already opened your Bankinter account, you can now bring your direct debits.

  • Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
  • Attach the bills you want to bring over.
  • Once you sign, we will contact the issuers of the bills to manage their transfer.

I want to bring my mortgage to Bankinter.

A good decision, because subrogating a mortgage is much easier than you think. And with our mortgages you can choose between a fixed, variable or mixed rate.

I want to bring my mortgage to Bankinter.

First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:

  • You do not need authorisation from your current bank.
  • You can, if you wish, extend or shorten the life of your loan.

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On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

Are you thinking of bringing other products?

I want to transfer my pension plan1/EPSV2 to Bankinter.

You're in luck, because until 31 January, 2023, you can get a bonus of up to €7,000 gross3/4.

I want to transfer my pension plan/EPSV to Bankinter.

  • What is more, once you have your plan, we will reward your loyalty with a bonus on the assets you hold in pension plans5 or EPSVs6 at 31 December.
  • Pension plans 0.25%
  • EPSVs 0.25% (APR 0.05%).

You will only have to hold at least €30,000 in plans/EPSVs at the end of the year and have made contributions of at least €1,500 throughout the year if you have a pension plan or at least €1,500 if you have an EPSV.

I want to transfer my funds to Bankinter

You have more than 4,800 funds from more than 200 managers to transfer your assets to.7

I want to transfer my funds to Bankinter

  • We will guide you through all the steps and you will be able to count on tools, such as the fund comparator, so that you can invest in the fund that really fits your investor profile.
  • The value of investment funds can fall as well as rise, and you may get back less than you invested.

I would like to bring my securities portfolio to Bankinter.

If you want to bring your shares, ETFs or other listed products, now is the time, because there is a promotion until 31 December 2022.8

I would like to bring my securities portfolio to Bankinter.

  • You will have an extra 0.10% on the cash of the transferred securities, up to a maximum of €600.
  • A 'Bono Bolsa' voucher worth €600 for trading fees, valid for 3 months.

For details on the risks and conditions associated with shares, please visit https://www.bankinter.com/broker

Switching to Bankinter is very easy. You can see how in these videos.

Account transfer

The easiest way to come to Bankinter

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Personal service

In our offices we will always receive you without an appointment.

Because we know there are times when it is necessary to look each other in the eye. But you can also communicate with your Personal Manager by phone or email whenever you need to.
Abstract Multicolored Cubes
Abstract multicolored cubes, symbolizing variation, decentralization concepts. ( 3d render )
Account aggregator

You can access your other banks from the Bankinter website.

Add the products you have with other banks to the Bankinter website and app. Everything at a glance: more convenient, faster, more control of your finances. And if you decide to transfer your account from another bank and have it registered with our aggregator, the process will be even easier.
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The concept of rent or buy a house, apartment. Wooden blocks in the form of a house. Real estate concept. Rent apartment. Property. Rental, renting home, purchase housing
Real estate assets

You will have global picture of your financial and real estate assets.

A service to estimate and organise your personal and family real estate assets, so you can see all your finances, side by side, from a global position.
* According to the renowned Álvarez & Marsal consulting firm's 2022 report: