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First: open an account. It is the first step you need to take to become a customer. Once you have your new account, you can transfer the account you have with another bank, take out products or bring your mortgage.
Fast and easy Do it without leaving home, without paperwork, without talking to your other bank and, of course, for free.
Count on our help. We will guide you through the entire process, taking care of: direct debits and periodic transfers, income...
Hazte cliente 100% online en solo 5 pasos.
All this through the same request.
Transfer your accounts from other banks.
If you have already opened your Bankinter account and decide to transfer to it the account you hold in another bank, we will take care of everything.
Transfer your accounts from other banks.
The first step: become a customer by opening an account. You will not need
to talk to your other bank and, of course, the whole process is free:
- We'll bring your income (salary, pension, etc.) to your new account and, if you want, all your direct debits (electricity, phone, etc.).
- We will set up the automatic transfers you send to other banks, for example to pay your rent.
- We will cancel your old account and transfer the outstanding balance to your new Bankinter account.
The first step: become a customer by opening an account. You will not need to talk to your other bank and, of course, the whole process is free:
- We'll bring your income (salary, pension, etc.) to your new account and, if you want, all your direct debits (electricity, phone, etc.).
- We will set up the automatic transfers you send to other banks, for example to pay your rent.
- We will cancel your old account and transfer the outstanding balance to your new Bankinter account.
Transfer your pension plan/EPSV to Bankinter.
Plan ahead by saving today to live the retirement you want.
Transfer your pension plan1 / EPSV2 to Bankinter and get a bonus of up to 7.25% depending on the amount transferred.
Transfer your pension plan/EPSV to Bankinter.
Bankinter offers a maximum bonus of 5.5% on the transfer of pension plans / EPSVs, on the transferred amount, which could reach 7.25% when combined with additional bonuses during the minimum commitment period (7 years).
Key terms and conditions
- Minimum commitment: until 31/01/2032.
- Maximum bonus: €8.000 gross.
- Minimum amount to be transferred: 1.000 €.
Bankinter offers a maximum bonus of 5.5% on the transfer of pension plans / EPSVs, on the transferred amount, which could reach 7.25% when combined with additional bonuses during the minimum commitment period (7 years).
Key terms and conditions
- Minimum commitment: until 31/01/2032.
- Maximum bonus: €8.000 gross.
- Minimum amount to be transferred: 1.000 €.
Transfer your funds to Bankinter
You have more than 4,800 funds from more than 200 managers to transfer your assets to.3
Transfer your funds to Bankinter
- We will guide you through all the steps and you will be able to count on tools, such as the fund comparator, so that you can invest in the fund that really fits your investor profile.
The value of investment funds can fall as well as rise, and you may get back less than you invested.
- We will guide you through all the steps and you will be able to count on tools, such as the fund comparator, so that you can invest in the fund that really fits your investor profile. The value of investment funds can fall as well as rise, and you may get back less than you invested.
Now you can also use the same application to bring your securities.
Securities portfolio transfer
If you want to bring your shares, ETFs or other listed products, now is the time, because there's a promotion4 until -:
You'll get an extra 0.10% on the cash value of the transferred securities, up to a maximum of €600.
For details on the risks and conditions associated with shares, please visit https://www.bankinter.com/broker.
Already a customer?
If you are already a Bankinter customer and want to transfer your products, log in to your private area.
Are you thinking of bringing other products?
I want to bring some of my direct debits.
You can do it from any device. In three minutes you will have brought whichever direct debits you want to your new Bankinter account.
I want to bring some of my direct debits.
If you have already opened your Bankinter account, you can now bring your direct debits.
- Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
- Attach the bills you want to bring over.
- Once you sign, we will contact the issuers of the bills to manage their transfer.
If you have already opened your Bankinter account, you can now bring your direct debits.
- Choose your new Bankinter account, the type of direct debit you want to bring, and a name for it: electricity, gas, school...
- Attach the bills you want to bring over.
- Once you sign, we will contact the issuers of the bills to manage their transfer.
I want to bring my mortgage to Bankinter.
A good decision, because subrogating a mortgage is much easier than you think. And with our mortgages you can choose between a fixed, variable or mixed rate.
I want to bring my mortgage to Bankinter.
First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:
- You do not need authorisation from your current bank.
- You can, if you wish, extend or shorten the life of your loan.
First and foremost, we need to talk. We will crunch the numbers and you will be able to compare, but here are a few things you may not be aware of:
- You do not need authorisation from your current bank.
- You can, if you wish, extend or shorten the life of your loan.
Switching to Bankinter is very easy. You can see how in these videos.
Everything with your account, everything for free:
Bills on demand service
Did you forget the coming direct debit from...?
Alternative account service
Red numbers will not make you blush.
Account Switching Service
The easiest way to transfer your direct debits to Bankinter.
And with the peace of mind that comes from working with a great bank.
Bankinter heads the ranking of overall performance among the main Spanish banks in terms of growth, liquidity, efficiency, risk and capital adequacy over the course of 2021.*
Join us
* According to the renowned Álvarez & Marsal consulting firm's 2022 report:
If you want to ask us to arrange the transfer of an account to one of our branches, download this document:
This new service is regulated by Royal Decree Law 19/2017 of 24 November on “Transfer of Payment Accounts”, implemented through Ministerial Order ECE/228/2019 of 28 February of the Ministry of Economy and Business on basic payment accounts, payment account procedures and comparison website requirements.
Useful information
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Show/Hide legal textBankinter pension plans: The unit holder key information document is available at bankinter.com. The Pension Plan Promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the Pension Funds is Bankinter, S.A. The promoter of the BK Simplified Pension Plan for Self-Employed Workers is the Colegio de Economistas de Albacete, with tax number Q0261001B.
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Show/Hide legal textRetirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
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Pension Plan Transfer: Offer valid from 01/10/2024 to 31/01/2025. The minimum amount to be transferred is €1,000. The bonus will be 5% for transfers of pension plans amounting to at least €60,000; 4% for transfers of pension plans where the amount is below €60,000 but at least €1,000; 2% if the transfer is made to the Bk Money Market or Bk Short-Term Fixed Income plans; or 1% if the transfer is made to the Bk Plan for Self-Employed Workers. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. A further 0.5% bonus will be granted if, in addition to and at the same time as the transfer, the customer also sets up, for the first time, a monthly periodic contribution to their pension plan of €100 or more, or if they supplement the transfer by taking out a Systematic Individual Savings Plan (PIAS). Either of these requirements must be met between 01/10/2024 and 31/01/2025 and then maintained for 12 months: It will be paid on 28 February 2025 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 February 2025). You must keep your pension plan at Bankinter until 31/01/2032. The maximum bonus will be €8,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. This offer does not apply to transfers to the following pension plans: Bankinter Roboadvisor Conservador, Bankinter Roboadvisor Moderado and Bankinter Roboadvisor Dinámico.
If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the excluded pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
Loyalty Plan Pension Plans: Annual bonus of 0.25% of the assets in your individual pension plans at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
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Transfer your EPSV: Offer valid from 01/10/2024 to 31/01/2025. The minimum amount to be transferred is €1,000. The bonus is 5% (0.98% AER calculated over 5 years) for pension plan transfers of €60,000 or more; 4% (0.79% AER calculated over 5 years) for pension plan transfers below €60,000 but of at least €1,000; and 2% (0.40% AER calculated over 5 years) if the transfer is made to the Bk Dinero pension plan. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. A further 0.5% bonus will be granted if, in addition to and at the same time as the transfer, the customer also sets up, for the first time, a monthly periodic contribution to their pension plan of €100 or more, or if they supplement the transfer by taking out a Systematic Individual Savings Plan (PIAS). Either of these requirements must be met between 01/10/2024 and 31/01/2025 and then maintained for 12 months, with the resulting bonus to be as follows: 5.5% (1.08% AER calculated over 5 years) for Pension Plan transfers of €60,000 or more; 4.5% (0.88% AER calculated over 5 years) for Pension Plan transfers below €60,000 but of at least €1,000; and 2.5% (0.50% AER calculated over 5 years) if the transfer is made to the Bk Dinero Pension Plan. It will be paid on 28 February 2025 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 February 2025). You must keep your Bankinter EPSV Individual Retirement Plan until 31/01/2032. The maximum bonus will be €8,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the retirement plan stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
EPSV Loyalty Plan: Annual bonus of 0.25% (0.05% AER) of the equity in your Bankinter EPSV Individual Retirement Plan, at year end, provided that your equity is equal to or greater than €30,000 and is maintained until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
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Show/Hide legal text3 The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).
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Show/Hide legal text4 Securities transfer promotion: Promotion valid until - for securities accounts with standard terms and conditions, applicable to securities and ETFs listed on the Electronic Trading Market and international markets. The minimum will be 20 euros per security code if the cash value of the transferred portfolio is 18,000 euros or more, and 8 euros if it is below 18,000 euros. For more than one securities transfer carried out in a 12-month period, the minimum fee per security code transferred will not apply, only 0.10% of the cash value of the securities transferred. Promotion valid for accounts that have been held for at least 12 months. If this requirement is not fulfilled, the bonus must be returned. Applicable only to accounts with standard terms and conditions and without the Broker 0 service.