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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 1 and 5. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 1 and 5. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

Promoted investment funds have their own level of risk, which may be higher than that of promoted pension plans.

Regular investment

Invest in your life while enjoying life.

Investing regularly allows you to invest consistently and with less effort. You do it little by little, depending on your ability to save, so that you create a new habit. And as it happens with any habit, you end up doing it without realising it, without having to give up what you really like to do: enjoy life.

  • You can set up regular investment orders from as little as €20.
  • And you can choose the product you want to invest in: investment funds1, pension plans/EPSVs2, shares3 or individual systematic savings plans (PIAS)4.
Inversión periódica - como ahorrar dinero

Remember

  • The value of investment funds, pension plans/EPSVs, individual systematic savings plans and shares can fall as well as rise and you may get back less than you invested.
  • Check the risk indicators and liquidity alerts for pension plans.
  • For details of the risks and conditions associated with shares, please go to bankinter.com/broker.
  • Individual systematic savings plans (PIAS) are unit-linked savings insurance where the policyholder assumes the investment risk.

Incorporate a new habit into your life, a good habit.

Do it without even realising

Think of an amount you can set aside every month without changing your lifestyle: that's the secret for keeping up your contributions and not getting discouraged.

Little by little

It might seem like a small amount to save every month, but if you multiply it by 12, it's not so small, is it?

Without getting stressed about it

Lots of unexpected expenses this month? No problem because you can change your contribution at any time.

Month by month

For example, don't wait until the end of the year to pay into your pension plan set up an amount each month. There are a lot of extra expenses in December!

Extra income? An extra contribution!

Use your extra income to make an extra contribution, even a small one. Watching your contributions grow over the year will encourage you to keep them up.

Don't put it off till tomorrow

There's no need to wait until you've saved a big lump sum to start investing. Put your money to work today.
Calculadora inversión periódica

Regular investment calculator

Monthly payments? Quarterly? Would you rather set a goal? With our calculator you will find the best formula – yours.

Go to calculator
Consejos, métodos o trucos para ahorrar

Where to begin?

As easy as this:

  • The first step is to subscribe the target product or products for your regular investments: funds, pension plans/EPSVs, individual systematic savings plans (PIAS) or shares.
  • Next, just choose the amount and frequency of your contributions.
  • And remember: whenever you want, you can set up your contributions again, from your computer or from your phone.

Thinking of investing in funds?

Just enter a few details into our fund investment plan to plan your ideal investment: goal, contribution, time horizon... In this video we tell you how easy it is.

IMPORTANT INFORMATION

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We are here to answer your questions and banking queries, provide technical support, etc.
Further information
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