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Regular investment plan
A plan for you to invest while enjoying life's pleasures.
Because this is what our plan offers you: invest little by little, systematically, effortlessly, creating a new habit and – most important of all – without having to give up any of things you like to do.
You can set up regular investment orders from as little as €20.
And you can choose the product you want to invest in: investment funds,1 pension plans/EPSVs2, shares3 or savings plans.4
The value of investment funds, pension plans/EPSVs, individual systematic savings plans and shares can fall as well as rise and you may get back less than you invested.
Check the risk indicators and liquidity alerts for pension plans.
For details of the risks and conditions associated with shares, please go to bankinter.com/broker.
Individual systematic savings plans (PIAS) are unit-linked savings insurance where the policyholder assumes the investment risk.
Design your investment plan without changing your lifestyle.
Do it without even realising
Think of an amount you can set aside every month without changing your lifestyle: that's the secret for keeping up your contributions and not getting discouraged.
Little by little
It might seem like a small amount to save every month, but if you multiply it by 12, it's not so small, is it?
Without getting stressed about it
Lots of unexpected expenses this month? No problem because you can change your contribution at any time. Your plan adapts to you, not the other way around!
Month by month
For example, don't wait until the end of the year to pay into your pension plan set up an amount each month. There are a lot of extra expenses in December!
Extra income? An extra contribution!
Use your extra income to make an extra contribution, even a small one. Watching your contributions grow over the year will encourage you to keep them up.
Don't put it off till tomorrow
There's no need to wait until you've saved a big lump sum to start investing. Put your money to work today.
From today, you have one more reason.
The bonus applies to new regular contributions of at least €50 per month that you make for the first time and each month to investment funds, pension plans, EPSVs or individual systematic savings plans (PIAS), or for the regular purchase of at least €250 per month in shares.
An annual 5% (the first year) and an annual 2% (the second year) on the net accumulated balance of regular contributions, up to a maximum of €1,000.
The bonus applies to new contributions made from your Bankinter account.
Promotion valid until 31 December 2021 or until the first 15,000 contributions are set up.
It's easy to design a plan. Just choose an amount and schedule the contributions to your investment funds, pension plans/EPSV, individual systematic savings plans (PIAS) or shares. And if your needs change, change your plan.
Choose the amount and frequency of your contributions.
You can change your investment plan settings whenever you want, either from your computer or your mobile.
The legal information about the IIC will take precedence in the event of any discrepancy between it and the information set out in this document. The fund manager of the IIC is Bankinter Gestión de Activos, S.A., S.G.I.I.C., located at Calle Marqués de Riscal 11 bis and registered with the CNMV under registration no 55. The fund’s depositary is Bankinter, S.A., located at Paseo de la Castellana 29 and registered with the CNMV under registration no 27.
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2Pension Plans: The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund depository is Bankinter, S.A. The prospectus and key investor information document are available at all Bankinter branches and on our website www.bankinter.com.
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3PIAS: Systematic Individual Savings Plan (PIAS) offered by Bankinter Seguros de Vida, S.A. de Seguros and sold by Bankinter, S.A. as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana 29, 28046 Madrid, entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds, belonging to the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures incorporating into Spanish law several directives of the European Union concerning public procurement in certain sectors: private insurance; pension plans and funds; tax and tax litigation. private insurance, pension plans and funds, taxation and tax litigation. The bancassurance operator has entered into insurance agency agreements with the institutions listed here.
Individual systematic savings plans (PIAS) are high-risk financial products that can generate losses as well as profits. The key investor document is available on our website bankinter.com.
55% - 2% regular contributions promotion: To qualify for the promotion you must hold a Salary, Pension, Business, Non-Salary, Bk Salary, Tú y Yo, Broker or Current account with Bankinter and make a regular contribution from that account of at least €50 per month to an investment fund, pension plan, EPSV or individual systematic savings plan (PIAS), or alternatively allocate €250 per month to the purchase of shares. The promotion applies exclusively to product lines where you do not currently have regular contributions and have not had them in the last 12 months. If you fail to make any of these regular minimum contributions you will not receive the bonus. First year: 5%. Second year: 2%. Monthly settlement on the total accumulated net balance: sum of regular contributions made to investment funds, pension plans, EPSVs, PIAS and shares, minus redemptions from investment funds with declared regular contributions and external transfers of investment funds, pension plans, EPSVs, PIAS and shares with declared regular contributions. The maximum bonus-bearing balance is €1,000. The following is an example for a regular monthly contribution of €100 to an investment fund over the course of 24 months. Total first year bonus: €31.26 gross. Total second year bonus: €20.04 gross.
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