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If you receive and make payments in foreign currency, how come you don't have a foreign currency account?
No currency conversion fees
You won't pay any conversion fees for sending or receiving funds in the same currency, which you would have to do with a traditional account.
You won’t need to keep track of fluctuations in the exchange rate.
There are no strings attached to our currency account, and you don't have to maintain a minimum balance either.
More services, more advantages
You choose which currency you want for your account
With a currency account you can choose which currency you want to use to receive and make payments. If you work with more than one currency, open more than one account.
Investing in currency will be easier
You can get a return on the balance in your account by investing in shares, ETFs, fixed income or investment funds of any manager in the same currency as your account 1. And if your account is in US dollars or sterling you can also set up deposits in those currencies.
Investments in these products require constant vigilance. These can be high risk instruments if they are not properly managed. You could lose your entire investment.
You can access your money whenever you like.
Discover the currencies in which you can open a current account.
Annual nominal interest rate of 0% (0.90% AER / 1.50% AER) with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two examples:NIR 0% (AER 0.90%) calculated for a daily balance of €5,000 kept for one year, without any interest payment and with a maintenance fee for the stated amount.NIR 0% (AER 1.50%) calculated for a daily balance of €3,000 kept for one year, without any interest payment and with a maintenance fee for the stated amount.Always bear in mind the foreign exchange rate risk when you open a non-euro current account.
Which is the best account for me?
Use our bank account comparison tool to choose the best account for your needs.