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Only for the account
When you open an account in a currency other than the euro, please take into account the exchange-rate risk associated with the currency.
If you receive and make payments in foreign currency, how come you don't have a foreign currency account?
Apply Currency AccountFOREIGN CURRENCY ACCOUNT
If you receive and make payments in foreign currency, how come you don't have a foreign currency account?
Perks
No currency conversion fees
You won't pay any conversion fees for sending or receiving funds in the same currency, which you would have to do with a traditional account.No worries
You won’t need to keep track of fluctuations in the exchange rate.No conditions
There are no strings attached to our currency account, and you don't have to maintain a minimum balance either.More services, more advantages
Total liquidity
Investments in these products require constant vigilance. These can be high risk instruments if they are not properly managed. You could lose your entire investment.
You can access your money whenever you like.
Discover the currencies in which you can open a current account.
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Pound sterling - GBP (£) -
US dollar - USD ($) -
Canadian dollar - CAD (C$) -
Swiss franc - CHF (Fr., SFr.) -
Swedish krona - SEK (kr) -
Norwegian krone - NOK (kr) -
Danish krone - DKK (kr) -
Japanese yen - JPY (¥) -
Australian dollar - AUD ($, A$) -
Chinese yuan - CNY (¥) -
Moroccan dirham - MAD (درهم) -
Czech koruna - CZK (Kč) -
New Zealand dollar - NZD (NZ$) -
Hong Kong dollar - HKD (HK$) -
Hungarian forint - HUF (Ft) -
Icelandic krona - ISK (kr, Íkr) -
Indian rupee - INR (₹) -
Mexican peso - MXN ($) -
Zloty - PLN (zł) -
Saudi riyal - SAR (ر.س, SR) -
Singapore dollar - SGD (S$) -
South African rand - ZAR (R) -
Thai baht - THB (฿) -
Turkish lira - TRY (TL) -
Qatar riyal - QAR (QR, ر.ق)
What conditions must I meet to open a Currency Account?
- You can contract a currency current account if you are an individual who is resident or non-resident in Spain.
- The currency current account has absolute liquidity.
- The currency current account has an annual maintenance fee of €45, paid every six months.
- This account yields 0% annual nominal interest (-0.90% AER / -1.50% AER)
What are the fees for the Currency Account?
- Annual nominal interest rate of 0% (0.90% AER / 1.50% AER) with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two examples: NIR 0% (AER 0.90%) calculated for a daily balance of €5,000 kept for one year, without any interest payment and with a maintenance fee for the stated amount. NIR 0% (AER 1.50%) calculated for a daily balance of €3,000 kept for one year, without any interest payment and with a maintenance fee for the stated amount. Always bear in mind the foreign exchange rate risk when you open a non-euro current account.
See FAQs FAQs
Can I request a card or pay by direct debit?
No. Cards and bills can easily be linked to a euro account, but not to a currency account.
How can I get my money?
The currency current account gives you a cheque book. You can withdraw funds using it, or through any of our branches.
Can I work with several currencies?
Each account is set up for a particular currency; if you work with more than one currency, you can open more than one account.