MANAGE OR REJECT COOKIES.
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.
The redemption, surrender and early withdrawal of part or all of the principal invested are subject to fees or penalties.
When you open an account in a currency other than the euro, please take into account the exchange-rate risk associated with the currency.
If you receive and make payments in other currencies, how come you don't have a currency account?
No currency conversion fees
You won't pay any conversion fees for sending or receiving funds in the same currency, which you would have to do with a traditional account.
You won’t need to keep track of fluctuations in the exchange rate.
There are no strings attached to our currency account, and you don't have to maintain a minimum balance either.
You choose which currency you want for your account
With a currency account you can choose which currency you want to use to receive and make payments. If you work with more than one currency, open more than one account.
Investing in currency will be easier
You can get a return on the balance in your account by investing in shares, ETFs, fixed income or investment funds of any manager in the same currency as your account 1. And if your account is in US dollars or sterling you can also set up deposits in those currencies.
You can withdraw your funds whenever you want.
Discover the currencies in which you can open a current account.
11 Investments in these products require constant monitoring. These investments involve a high risk if they are not managed properly, and you may lose part or all of your investment.
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2Foreign currency current account: Annual nominal interest rate of 0% with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two typical: NIR 0%, AER -0.90% calculated for a hypothetical daily balance of €5,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount. NIR 0%, AER -1.50% calculated for a hypothetical daily balance of €3,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount. Always bear in mind the foreign exchange rate risk when you open a non-euro account.
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