6 /6

This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.

Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.

The redemption, surrender and early withdrawal of part or all of the principal invested are subject to fees or penalties.

When you open an account in a currency other than the euro, please take into account the exchange-rate risk associated with the currency.

CURRENCY ACCOUNT

Name: Currency Account
Brand: Bankinter

If you receive and make payments in other currencies, how come you don't have a currency account?

Advantages

No currency conversion fees

You won't pay any conversion fees for sending or receiving funds in the same currency, which you would have to do with a traditional account.

No worries

You won’t need to keep track of fluctuations in the exchange rate.

No conditions

There are no strings attached to our currency account, and you don't have to maintain a minimum balance either.

Plus...

You choose which currency you want for your account

With a currency account you can choose which currency you want to use to receive and make payments. If you work with more than one currency, open more than one account.

Investing in currency will be easier

You can get a return on the balance in your account by investing in shares, ETFs, fixed income or investment funds of any manager in the same currency as your account ¹. And if your account is in US dollars or sterling you can also set up deposits in those currencies.

Instant access

You can withdraw your funds whenever you want.

Discover the currencies in which you can open a current account.

Pound sterling - GBP (£)
US dollar - USD ($)
Canadian dollar - CAD (C$)
Swiss franc - CHF (Fr., SFr.)
Swedish krona - SEK (kr)
Norwegian krone - NOK (kr)
Danish krone - DKK (kr)
Japanese yen - JPY (¥)
Australian dollar - AUD ($, A$)
Chinese yuan - CNY (¥)
Moroccan dirham - MAD (درهم)
Czech koruna - CZK (Kč)
New Zealand dollar - NZD (NZ$)
Hong Kong dollar - HKD (HK$)
Hungarian forint - HUF (Ft)
Icelandic krona - ISK (kr, Íkr)
Indian rupee - INR (₹)
Mexican peso - MXN ($)
Zloty - PLN (zł)
Saudi riyal - SAR (ر.س, SR)
Singapore dollar - SGD (S$)
South African rand - ZAR (R)
Thai baht - THB (฿)
Turkish lira - TRY (TL)
Qatar riyal - QAR (QR, ر.ق)

See Account terms and conditions Account terms and conditions

You can open a currency current account if you are an individual who is resident or non-resident in Spain.

The currency current account has absolute liquidity.

The currency current account has an annual maintenance fee of €45, paid every six months.

The remuneration on this account is 0% nominal (-0.90 APR⁽²⁾).

See FAQs FAQs

Can I request a card or pay by direct debit?

No. Cards and bills can easily be linked to a euro account, but not to a currency account.

How can I get my money?

The currency current account gives you a cheque book. You can withdraw funds using it, or through any of our branches.

Can I work with several currencies?

Each account is set up for a particular currency; if you work with more than one currency, you can open more than one account.

Important information

See list of the typical services linked to a payment account
Currency Account Fee Information Document
VIEW CURRENCY ACCOUNT PRE-CONTRACT FACTSHEET
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¹ ¹ Investments in these products require constant monitoring. These investments involve a high risk if they are not managed properly, and you may lose part or all of your investment.
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² ² Nominal annual interest rate 0% (-0.90% AER). Example for a daily balance of €5,000 maintained for one year, without any interest payment and with an account maintenance fee of €45/year (€22.5/half-year).

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

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