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This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.
The redemption, surrender and early withdrawal of part or all of the principal invested are subject to fees or penalties.
When you open an account in a currency other than the euro, please take into account the exchange-rate risk associated with the currency.
If you receive and make payments in other currencies, how come you don't have a currency account?
No currency conversion fees
You won't pay any conversion fees for sending or receiving funds in the same currency, which you would have to do with a traditional account.
You won’t need to keep track of fluctuations in the exchange rate.
There are no strings attached to our currency account, and you don't have to maintain a minimum balance either.
You choose which currency you want for your account
With a currency account you can choose which currency you want to use to receive and make payments. If you work with more than one currency, open more than one account.
Investing in currency will be easier
You can get a return on the balance in your account by investing in shares, ETFs, fixed income or investment funds of any manager in the same currency as your account 1. And if your account is in US dollars or sterling you can also set up deposits in those currencies.
You can withdraw your funds whenever you want.
Discover the currencies in which you can open a current account.
11 Investments in these products require constant monitoring. These investments involve a high risk if they are not managed properly, and you may lose part or all of your investment.
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22 Nominal annual interest rate 0% (-0.90% AER). Example for a daily balance of €5,000 maintained for one year, without any interest payment and with an account maintenance fee of €45/year (€22.5/half-year).
Bankinter has the solution
We’re here to answer your banking queries and provide you with technical support.
1. Who is the data controller?
The data controller is Bankinter, S.A. (hereinafter referred to as 'Bankinter') with Tax ID No. A28157360 and registered office at Paseo de la Castellana 29 (28046 Madrid).
2. For what purposes do we process your data?
The data you provide us with will be processed to receive information about the corresponding request and, as applicable, formally enter into a contract for the product of interest to you.
3. What are the legitimate bases for processing your data?
The legal basis for fulfilling the purpose set out in the above section will be the processing of the request for information. Therefore, any refusal to supply the personal data requested, or the submission of inaccurate or incomplete data, could therefore render it impossible to provide you with the service. Customers are responsible for ensuring the truthfulness of the data provided, and for notifying Bankinter of any modification thereof.
4. Who will receive your data?
The data provided will not be transferred to third parties, unless there is a legally obligation to do so.
5. For how long will we process your data?
Unless you have stated otherwise, we will keep your data for a period of six months. As soon as they are no longer necessary for the purposes described above, the data will be blocked for the period for which they may be required for carrying out, or defending, administrative or legal actions, and they may only be unblocked and processed again for this purpose. Once this period has elapsed, the data will be cancelled definitively.
6. What are your rights in relation to the processing of your data?
You may exercise your rights at any time to access, rectification, erasure, opposition, restriction of processing and portability of the data in the circumstances and scope established by the applicable legislation currently in force. To exercise your rights, please contact us by writing to the following address: Bankinter, S.A. Operaciones- Protección de Datos. Calle Pico San Pedro, 1. Tres Cantos. Madrid. 28760, enclosing a copy of your national ID or any other identifying document. Please note that you also have the right to lodge a claim with the Spanish Data Protection Agency.
7. Where can I obtain further information about data processing?
You can get further information about how Bankinter processes your data at this