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At Bankinter we are committed to the present for the progress of the future. Discover all our progress stories.
Only for the accounts
Switch to Bankinter
A service that allows you to switch to Bankinter without having to visit a Bankinter branch.
Broker 0 Service
The first banking broker to get rid of fees for trading shares on the national market.
Can't see them? It's because they don't exist. Broker 0.5
- 0 Bankinter fees for trading shares on the national market.
- In real time and with all the advantages of Bankinter Broker.
MORTGAGE SUBROGATION
Do you want to pay less for your mortgage? Do you want to come over to Bankinter? Don't hesitate.
Bring your mortgage over to us
Variable-rate mortgage
Don't start with the roof or the floor; start with the numbers.
With our calculator you can work out exactly what you'll pay for your mortgage: the monthly instalment and all the related expenses. It only takes a minute.
Make it simple
Everything is much easier with our tools.
Simulate your investment plan
Mortgage calculator
Megatrends
Society is changing, and so are our funds.
- New technologies, climate change, commodities, demographic change...
- Easily access the most specialised markets.
Bankinter Family
For you, for your children, for your elders. For when you need us, Bankinter in family.
IMPORTANT INFORMATION
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Show/Hide legal text1 5% interest-bearing accounts: Offer valid until 31/12/2023. For new and existing individual customers who live in Spain, who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at Bankinter in the 12 months before opening this new account and who must have never received remuneration for any of these accounts. For Salary/Pension/Business Accounts, customers must also have at least €800 of the salary/pension/professional income paid into the account per month. To take advantage of this promotion, the customer may not be the holder of more than two of the following accounts: Salary/Youth Salary Account, Pension Account, Business Account and Non-Salary Account.
The maximum interest-bearing balance is €10,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €10,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €243.62, 2nd six months €243.62, 3rd six months €98.14, 4th six months €98.14.
In order to earn and retain all the benefits of our Salary/Business/Pension Account, you must maintain your declared level of income and pay at least three (3) bills by direct debit per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, you do not have to activate the linked credit card. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text2 If you open a Salary/Pension/Business/Youth Salary account online you can choose between a credit card or debit card, with no issue or maintenance fee. This offer is available until 31/12/2023 for new customers only and is compatible with all the other benefits linked to the Salary/Pension/Business/Youth Salary accounts.
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Show/Hide legal text3 If you open a Salary/Pension/Business/Non-Salary/Young Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, AER 0% calculated for a hypothetical daily balance of €10,000 held for one year). This offer is available until 31/12/2023 for both new and existing customers, and is compatible with all of the other benefits for the Accounts.
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Show/Hide legal text4
Digital current account: Offer available until 31.12.2023 for new customers who open their account through Bankinter.com. 1% annual nominal interest rate with monthly payments (1.01% AER) and an account maintenance fee of €0/year. Example for a daily balance of €10,000 in a current account, calculated for an interest payment period of 30 days: monthly gross remuneration of €8.22. No minimum or maximum interest-bearing amount.
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Show/Hide legal text5 Broker 0: The service is available to holders, so all of your securities accounts will be covered by it. By signing up to the Broker 0 service, customers must make the securities in the securities accounts linked to the service available, meaning that Bankinter Broker may use them for loans at any time.