Open a bank account online
An interest-bearing account with no fees or hidden charges
- No account maintenance fees.
- No debit card maintenance fees.
- No fees for online instant euro transfers in Spain and the EU.
Are you already a Bankinter customer?
Discover our bank accounts.
Youth Account
- No fees
- Debit card
- Discount Programme
Basic Account
- All the most common transactions
- Payment transactions within the European Union
Compare the conditions of all our accounts at a glance.
Switch to Bankinter
Want to bring everything to Bankinter? Do it the easy way, do it online.
Switch to Bankinter is the easiest and most convenient way to bring the positions you hold at other banks: accounts, direct debits, pension plans... All from the comfort of your home.
And if you have already added your accounts or funds at other banks to our website, it will be even easier to manage them.
Not sure how to open your account?
How can I open an account with a foreign ID number or foreign passport?
To open a Intelligent Digital Account with a foreign ID number (NIE), please call us on 900 816 833.
Can there be two or more account holders?
Yes, there can be multiple account holders:
- To add a second account holder, you can invite another person to be a co-holder during the registration process. Please note that both account holders must digitally sign the contract in order to open the account.
- If you want to open the account with 3 or more holders, you will need to complete the contract from this link, instead of in the Bankinter app.
Can I break off and continue the application later?
Yes, if you have started the application process but can't finish it, you can resume it whenever you want from any device. Just login through the above option (“I've started the account application process”) and follow the steps. It's very simple!
How do I open an account with Bankinter?
Opening an account is simple and 100% online. There's no paperwork involved and you can do it wherever suits you best
- Download the Bankinter app and select “I want to become a customer”
- Fill out the form with your information: personal and employment details.
- Verify your identity using video identification.
- Choose the type of account you want to open.
- Digitally sign the contract and you're done! You now have an account with Bankinter. All that remains is to create a password so you can start performing transactions.
If for any reason you have to interrupt the process, you can always resume it at any time.
And if you change your mind, you will have 14 days (from signature of the contract) to exercise your right of withdrawal. Simply let us know by phone or email, or by visiting a branch.
What does guaranteed return mean?
The return of 2.47% NIR is guaranteed until 31.12.26. Thereafter, the return on your account will be adjusted to the interest rate at the time.
What do I need to open the account with Bankinter?
To begin opening your new online account, you'll need the following:
- Your valid ID card
- A Spanish mobile phone number (+34)
- A mobile device with a camera (for video identification)
The process is online and you can do it whenever and wherever you want. Besides, you don't have to complete the procedure all in one go. You can always exit and come back to it later.
How can I bring an account from another bank to Bankinter?
You don't need to set up any direct debits to open an interest-bearing Digital Account. But if you want to change banks, we'll help you manage the process once you have opened your account. With our Switch to Bankinter service, making the change is fast, easy and 100% online. You can either bring the entire account or selected direct debits, all as part of the same process and with no paperwork involved. We'll guide you step-by-step, and of course we won't charge you a fee.
