1 /6

This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.

Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.

Open an account

ONLINE IN 5 STEPS

I want to open a Bankinter account

Whatever your situation, we are sure to have a fee-free account that is right for you. Find yours and start enjoying all the benefits.

I've already started opening the account Help Forgotten your passwords to continue the account opening process?
If you've forgotten or can't retrieve your temporary passwords, call us on 91 657 88 00 and we'll give them to you again

If you didn't finish opening your account (either online or at one of our branches), don't worry! You can pick up the process here and carry on from where you left it.

I am the second holder and I have an invite

Have you received an invite to register as a second account holder? From here you can complete the process of arranging the account.

Digital account¹

At Bankinter, we make your money work for you.

1.01% AER up to €24,999.99.
1.25% AER from €25,000 to €49,999.99.
1.50% AER from €50,000 and without limit.
No fees, no conditions and with a debit card.

Fee-free

No account maintenance fees

No maintenance fee for the debit card.

Free online national and intra-EU transfers in euros.

Already a customer?

If you're already a Bankinter customer and need to see your transactions and products, log in to your private area.

Customer log in

Whatever your circumstances, we have an account for you.

Payroll account

Up to 5% APR² the first year.
No fees
Debit card or credit card with no issuance or maintenance fee³.
+2 FREE accounts for whatever you want.⁴ 0% APR.

Find out more

Non-salary account

Do you not have a regular income?

Up to 5% APR² the first year.
No fees
Credit card with no issuance or maintenance fee
+2 FREE accounts for whatever you want.⁴ 0% APR.

Learn more

Business account

Are you a sole-trader?

Up to 5% APR² the first year.
No fees
Debit card or credit card with no issuance or maintenance fee³.
+2 FREE accounts for whatever you want.⁴ 0% APR.

Find out more Open

Pension Account

Are you a pensioner?

Up to 5% APR¹ the first year.
No fees
Debit card or credit card with no issuance or maintenance fee².
+2 FREE accounts for whatever you want.³ 0% APR.

Find out more Open

Youth Salary Account

If you have a salary and are under 31 years old

Up to 5% APR the first year². Maximum interest-bearing balance of 6.000€.
Debit card or credit card with no issuance or maintenance fee³.
+2 FREE accounts.

Learn more Open

Not sure how to open your account?

Find out all the answers to your questions on how to open your account online.

See How do I open an account with a NIE? How do I open an account with a NIE?

If you want to open an account with a NIE, please come and see us at one of our branches. You can check your nearest branch with this branch finder.

See How do I open an account with two holders? How do I open an account with two holders?

If you want to invite someone to be a joint holder of your new account, you can do this at any time after you have completed the first registration step but before finalising the product application process. Just log into your private area and select “Add another holder”. You'll see this option at the top right-hand corner and also at the bottom of the page. You will have to enter the name and ID number of the second holder, and we will then send you an invitation code by SMS which the second holder must use to complete the registration process.

See Can I break off and continue the application later? Can I break off and continue the application later?

Yes, if you have started the application process but can't finish it, you can resume it whenever you want from any device. Just login through the above option (“I've started the account application process”) and follow the steps. It's very simple!

See What do I do if I can't remember my username and password? What do I do if I can't remember my username and password?

If you've started the process to open the account and can't retrieve your temporary passwords, call us on 900 816 833 and we'll give them to you again.

If you didn't finish opening your account (either online or at one of our branches), don't worry! You can pick up the process here and carry on from where you left it.

If you finished the first step of the process (i.e. registration) but can't remember your username and password, select “I've started the account opening process” and then click on “I've forgotten my username and/or password”. We'll ask you to enter a few details and in a matter of seconds you'll receive your new username and password to log into your private area again and continue the process.

See How to download the Bankinter app How to download the Bankinter app

Before we explain how to download the Bankinter app, we want to give you 15 reasons for having it on your mobile device.

Bankinter in the palm of your hand.
Go straight to your frequent transactions in just one “click”.
Set up notifications so you can keep up to date with all your financial activity.
Thanks to the aggregator, you can see all your accounts at other banks on the same screen.
Get access to a single area where you can make or schedule transfers, set up recurring payments or check your statements.
Add your cards to Google Pay, Apple Pay or Samsung Pay so you can pay with your mobile.
Make your Bizum transactions even more convenient.
You can personalise the name of your accounts and therefore locate them instantly.
Make your day-to-day life easier, by securely managing your contacts, account and telephone numbers.
Paying by direct debit, deferring payments or rejecting payments will be easier than ever.
You can only activate biometric identification through the app, which makes your online payments even faster.
You will no longer need to type your IBAN number: just copy, paste or share.
Speed up your frequent transactions with a single swipe.
Your accounts and your personal information will always be protected.
The new design is easy to use and very intuitive.

How to download the Bankinter app from iOS or for Apple devices

The first step is to click on this link to be redirected to the Apple App Store.

Once you get there, click on Download to install the app on your device.

The next step is to click OPEN to be redirected to the Bank's app.

Accept the Legal Notice.

Accept the Cookies policy.

And then log in with your customer username and password to link your account, see your global position, view your products, send a Bizum, order transfers and carry out financial transactions from your mobile device.

If you aren't a Bankinter customer, don't worry, you can register your account online from your own mobile device in just 5 steps.

How to download the Bankinter app from the Play Store or for Android devices

The first step is to click on this link to be redirected to the Android Play Store.