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Account management

Simply the way you manage your own accounts and those of your loved ones.

  • Do it 100% online.
  • Do it your way. 100% customisable.

100% online management of authorised parties

Content 100% online management of authorised parties
  • Registration and cancellation of authorised parties.
  • Permission assignment: read-only and transactional.
  • From the website or app.

Group creation

Content Group creation

Another option in the Customise section of your global position.

  • You can create them according to the people you share accounts with: parents, children, siblings, etc.

Program alerts and notifications

Content Program alerts and notifications

If you're an authorised party in other accounts, you don't keep to checking them. 

  • Customise alerts and notifications to keep track of activity, payments, balances, etc.

FAQs

See What are authorised parties? What are authorised parties?

Authorised parties are people who appear in your accounts but don't own the funds or assets in them. They can carry out certain transactions, always within the limit set by the account holder.

See How can I add an authorised party to my accounts? How can I add an authorised party to my accounts?

You will be able to add authorized persons through the Bankinter web and app, as well as decide which accounts you want them to be in. The people you have chosen will receive a notification confirming the authorization through the web or the Bankinter app.

To authorize people who are not Bankinter customers, please contact your branch or manager.

See What permission am I giving to an authorised party? What permission am I giving to an authorised party?

Your authorised parties will be able to see your finances and perform certain transactions, depending on the type of account. Examples:

  • Current accounts: They can order transfers, Bizums, debits (payments, direct debits), deposits, etc.
  • Securities and brokerage accounts: They can issue buy and sell orders.
  • Investment fund accounts: They can manage redemptions, as well as additional and regular contributions.

Authorised parties will perform transactions on a joint and several basis, which means they will have complete freedom to act on their own.

See Can I remove an authorised party from my accounts? Can I remove an authorised party from my accounts?

Yes, through the Bankinter website and app.

See What are the tax implications of authorised parties? What are the tax implications of authorised parties?

Tax obligations only affect the account holders, not the authorised parties. In the event of the death of the holder(s), the authorised party loses their rights over the account.