We use first and third-party cookies for analytical and statistical purposes and to show you personalised advertisements based on a profile compiled from your browsing habits (e.g. pages visited). For more information, click on our Cookie Policy. You can accept all cookies by pressing 'Accept', you can reject all cookies by pressing 'Reject', or you can customize your choice by pressing 'Manage'.
Account management
Simply the way you manage your own accounts and those of your loved ones.
- Do it 100% online.
- Do it your way. 100% customisable.
100% online management of authorised parties
- Registration and cancellation of authorised parties.
- Permission assignment: read-only and transactional.
- From the website or app.
Group creation
Another option in the Customise section of your global position.
- You can create them according to the people you share accounts with: parents, children, siblings, etc.
Program alerts and notifications
If you're an authorised party in other accounts, you don't keep to checking them.
- Customise alerts and notifications to keep track of activity, payments, balances, etc.
Customise your global position
Select the accounts you want to see in your global position: the ones you share with others, the accounts in which you are a guardian or authorised representative, or the groups you have created.
You can do it from the Customise option at the top right corner of your global position.
See What are authorised parties? What are authorised parties?
These are people who appear in your accounts. They don't own the assets but they can perform certain transactions up to the limit set by the holders.
See How can I add an authorised party to my accounts? How can I add an authorised party to my accounts?
You can authorise anyone you want through the Bankinter website and app, where you can also select the accounts they can see and manage.
The person or people you choose will receive a notification through the Bankinter website or app confirming their authorised status.
To authorise people who are not Bankinter customers, contact your branch or personal manager.
See What permission am I giving to an authorised party? What permission am I giving to an authorised party?
Your authorised parties will be able to see your finances and perform certain transactions, depending on the type of account. For example:
- Current accounts: transfers, Bizum, debits (payments, direct debits), deposits, etc.
- Securities and brokerage accounts: buy and sell orders.
- Investment fund accounts: redemptions, additional and regular contributions.
Authorised parties will perform transactions on a joint and several basis, which means they will have complete freedom to act on their own.
See Can I remove an authorised party from my accounts? Can I remove an authorised party from my accounts?
Yes, through the Bankinter website and app.
See What are the tax implications of authorised parties? What are the tax implications of authorised parties?
Tax obligations only affect the account holders, not the authorised parties. In the event of the death of the holder(s), the authorised party loses their rights over the account.
Read-only passwords
A good way for children to start finding their feet in the financial environment. With read-only passwords, Mini Account holders can access their account but only to check their balance and activity. They won't be able to carry out any transactions.
- They can keep track of their balance and account and card activity.
- You can reset or cancel them whenever you want.
Bizum for age 14+
If your son or daughter already has read-only passwords, you can register them with Bizum, the secure way to send and receive money through your phone.
- You'll have to set a limit, which can be daily, weekly or monthly.
See Is there an age limit to be able to register my child with Bizum? Is there an age limit to be able to register my child with Bizum?
Yes, your child must be at least 14 years old and you must be registered as the guardian of their Mini account.
See If I register my child with Bizum, will there be a limit on how much money they can send? If I register my child with Bizum, will there be a limit on how much money they can send?
Yes, when you register your child with Bizum, you have to set a daily, weekly or monthly limit. They'll be able to send and request money but they won't be able to make donations to NGOs. Remember, you can change the limit you set whenever you want.
See My child is over 14 years old and has a Mini account. How do I register them with Bankinter Bizum? My child is over 14 years old and has a Mini account. How do I register them with Bankinter Bizum?
Just follow these four easy steps:
- Go to "Account management". Once you've signed in with your passwords, you'll see the "Account management" tab in your "Global position".
- If you haven't already given your child read-only passwords, you need to do so now. With these passwords, they will be able to view their account but they won't be able to perform any transactions. In the specific case of Bizum, the read-only passwords will let your child check their balance and the number of Bizums they have sent and received.
- You can register your child with Bizum and set the limit for transactions in "Account management". We'll ask you to assign a maximum daily, weekly or monthly amount that they can use with Bizum from their Mini Account. We have our own limit, which is a maximum of €200 per transaction.
- Lastly, as the parent or guardian, we'll ask you to confirm the registration application. At that point, your child will have to confirm the phone number they are going to use for Bizum transactions.
See Who can I use Bizum with? Who can I use Bizum with?
You can use Bizum with anyone who is registered with the Bizum service.