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Account management

Simply the way you manage your own accounts and those of your loved ones.

  • Do it 100% online.
  • Do it your way. 100% customisable.

100% online management of authorised parties

  • Registration and cancellation of authorised parties.
  • Permission assignment: read-only and transactional.
  • From the website or app.

Group creation

Another option in the Customise section of your global position.

  • You can create them according to the people you share accounts with: parents, children, siblings, etc.

Program alerts and notifications

If you're an authorised party in other accounts, you don't keep to checking them. 

  • Customise alerts and notifications to keep track of activity, payments, balances, etc.

See What are authorised parties? What are authorised parties?

These are people who appear in your accounts. They don't own the assets but they can perform certain transactions up to the limit set by the holders.

See How can I add an authorised party to my accounts? How can I add an authorised party to my accounts?

You can authorise anyone you want through the Bankinter website and app, where you can also select the accounts they can see and manage.

The person or people you choose will receive a notification through the Bankinter website or app confirming their authorised status.

To authorise people who are not Bankinter customers, contact your branch or personal manager.

See What permission am I giving to an authorised party? What permission am I giving to an authorised party?

Your authorised parties will be able to see your finances and perform certain transactions, depending on the type of account. For example:

- Current accounts: transfers, Bizum, debits (payments, direct debits), deposits, etc.

- Securities and brokerage accounts: buy and sell orders.

- Investment fund accounts: redemptions, additional and regular contributions.

Authorised parties will perform transactions on a joint and several basis, which means they will have complete freedom to act on their own.

See Can I remove an authorised party from my accounts? Can I remove an authorised party from my accounts?

Yes, through the Bankinter website and app.

See What are the tax implications of authorised parties? What are the tax implications of authorised parties?

Tax obligations only affect the account holders, not the authorised parties. In the event of the death of the holder(s), the authorised party loses their rights over the account.