None! There's no minimum or maximum interest-bearing amount. And best of all, you don't need to have your salary paid into the account and neither do you need to set up any direct debits or make payments with your card every month. You will get all the perks of the Digital Account simply by being a new customer and opening it through bankinter.com.

The Digital Account offers three types of interest that apply to the entire balance in your account. We always take into account the average balance for each month. That means that if your account balance changes the following month, the interest rate we apply may also change.

• If you have up to €24,999.99 in your account, we'll give you 1.01% AER.
• If you have between €25,000 and €49,999.99 in your account, we'll give you 1.25% AER.
• If you have more than €50,000 in your account, with no upper limit, we'll give you 1.50% AER.

Does this mean that if I have €50,000 euros all three interest tranches will apply? No, if you have €50,000 we'll apply 1.50% AER to the entire balance.

What if I have €20,000 one month and €30,000 the next month? We'll apply 1.01% AER the first month and 1.25% AER the second month.

The Digital Account yields interest month by month, with no minimum or maximum balance amounts (in other words, we pay you interest on the entire balance, whether you have €5 or €100,000 in your account). Each month, we'll pay into your account the amount you have earned depending on your average account balance in the past month.

Yes, you will have access to your money at all times. Withdraw or transfer any amount with complete flexibility and as many times as you want. And with no penalty.

Opening an account is simple and 100% online. There's no paperwork involved and you can do it wherever suits you best.

• Select the number of account holders and, depending on the number indicated, you will continue the process through the Bankinter website or app.
• Provide information about yourself: personal and employment details.
• Verify your identity through video identification.
• Choose the type of account you want to open.
• Digitally sign the contract and you're done! You now have an account with Bankinter. All that remains is to create a password so you can start performing transactions.

If you have to interrupt the process for any reason, you can resume it whenever you want.

And if you change your mind, you will have 14 days (from signature of the contract) to exercise your right of withdrawal. Simply let us know by phone or email, or by visiting a branch.

To start opening your new account online, you will need the following:

• Your valid ID card
• A Spanish mobile phone number (+34)
• A mobile device with a camera (for video identification)

Remember, this is an online process so you can do it whenever and wherever you want. And if you have to interrupt the process for any reason, you can always resume it from where you left off.

Yes, there can be two holders. If you want to invite someone to be a joint holder of your new account, you can do so during the registration process.

You don't need to set up any direct debits to open an interest-bearing Digital Account. But if you want to change banks, we'll help you manage the process once you have opened your account. With our Switch to Bankinter service, making the change is fast, easy and 100% online. You can either bring the entire account or selected direct debits, all as part of the same process and with no paperwork involved. We'll guide you step-by-step, and of course we won't charge you a fee.

The Digital Account includes a debit card without issuance or maintenance fees.

Yes, you can withdraw cash from your account without a fee at more than 17,000 ATMs, In all: Bankinter, Grupo Cajas Rurales, Deustche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash and Euronet, as well as the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, Cashzone, Caixa Ontiyent, Unicaja Banco S.A., Colonya Caixa Pollença, ABANCA, Ibercaja and Kutxabank.

If you want to open an account with this type of document, please come and see us at one of our branches. Check your nearest branch in our branch finder.

Yes, you will earn interest if you return to Bankinter and open a new Digital Account.