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This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Digital current account1

A "no-extras" account that has it all. Including 1% AER

  • An account with no fees and no conditions.
  • An account that bears interest on your balance from the first euro.
  • Offer available until 30/06/23 for new customers who open their account through
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With 1% AER

Interest which you will receive on the balance in your account, with no minimum or maximum amounts.

With no fees and no conditions.

No administration or maintenance, with no need to set up a direct debit or maintain a minimum balance.

And with a debit card.

You will also get a debit card with no issuance and maintenance fees.

More services, more advantages

You can choose from more than 17,000 ATMs for free debit card cash withdrawals.

  • Bankinter
  • Deutsche Bank
  • Euro Automatic Cash
  • Grupo Cajamar
  • Banca March
  • Grupo Cajas Rurales
  • Laboral Kutxa Bank
  • Targo Bank
  • Euronet

Y con los servicios que hacen de Bankinter un banco diferente.

Transferencias gratis

Las transferencia nacionales que realices a través de nuestra web o app no tendrá comisión.

Transferencias a cajero

Envía dinero a quién quieras para que lo retire del cajero sin necesidad de usar tarjeta.

Acceso multicanal

Decide en cada momento qué prefieres:, Banca Telefónica, la app Bankinter o nuestras oficinas.

Atención personal sin cita previa

Podrás acudir a nuestras oficinas cuando lo necesites, sin limitación horaria ni cita previa.


Haz tus Bizum de manera más sencilla y rápida utilizando nuestra app.

Agregador bancario

Desde la web de Bankinter podrás ver todas las posiciones que tienes en otros bancos. gift cards

Buy your gift Vouchers through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.

Promotion valid until 30 June 2023. Restrictions apply. See details at:

Find out more about amazon promotion
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Cambia a Bankinter

¿Quieres traer tus recibos?¿Quieres trasladar tu cuenta de otro banco?

Con nuestro servicio Cambia a Bankitner podrás hacerlo fácil, rápido y 100% online.

See Current Account Conditions Current Account Conditions

Current Account conditions

Only for individuals living in Spain.

Fee in national Internet transfers: 0 euros.

Fully functional: total liquidity, direct debits, payments, collections, etc.

It has a maintenance fee of 45 euros / years. Paid every six months.

Does not pay interest.

Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.


What do I have to do to move my direct debits to my new account?

Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.



Can I apply for a credit or debit card?

Yes. Also, we have lots of different types of cards with different features and payment options.

Can I ask for a chequebook?


How can I get my money?

You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches