Current Account
Behind an account, there's always a bank. An ordinary bank, or an extraordinary one.
An ordinary account with an extraordinary bank.
No conditions.
There are no special conditions with our current account1 and no obligations either. You don't need to maintain a minimum balance or set up any direct debits. None.
Access your money whenever you want
You can access your money at all times.
We'll move your direct debits for you
If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.
Transfers are also free
No fees are charged on all national transfers made through bankinter.com.
Alert service
You can use the Bankinter mobile app to check changes in your balance and activity in your account.
Behind an account, there's always a bank. It might be an ordinary bank, or one that is not so ordinary....
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BIZUM: INSTANT PAYMENT SERVICE
A safe and simple way to send and receive funds through your mobile.
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See Current Account Conditions Current Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
Important information
- See list of the typical services linked to a payment account
- Current Account Fee Information Document
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
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Show/Hide legal text1 1 Nominal annual interest rate (-0.90% AER). Example for a daily balance of €5,000 maintained for one year, without any interest payment and with an account maintenance fee of €45/year (€22.5/ per six months).
Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that the withdrawal takes place at any Bankinter cash machine or those of any of the following banks: Grupo Popular, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Banca March, Targo Bank or Euro Automatic Cash.