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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Current Account

Behind an account, there's always a bank. An ordinary bank, or an extraordinary one.


An ordinary account with an extraordinary bank.

No conditions.

There are no special conditions with our current account1 and no obligations either. You don't need to maintain a minimum balance or set up any direct debits. None.

Access your money whenever you want

You can access your money at all times.

We'll move your direct debits for you

If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.

Transfers are also free

No fees are charged on all national transfers made through

Alert service

You can use the Bankinter mobile app to check changes in your balance and activity in your account.

bizum bankinter

Bizum: Instant payment service

Bizum: an easy and safe way to send and receive money through your mobile

More services, more advantages

What conditions must I meet to open a current account?

  • Only for individuals who live in Spain.
  • Fee in national Internet transfers: 0 euros.
  • Fully functional: total liquidity, direct debits, payments, collections, etc.
  • Non-interest-bearing.
  • Multi-channel operation: login passwords for transactions through telephone banking and the website or app, as well as large branch network.

You can choose from more than 17,000 ATMs for free debit card cash withdrawals.

  • Bankinter
  • Deutsche Bank
  • Euro Automatic Cash
  • Grupo Cajamar
  • Banca March
  • Grupo Cajas Rurales
  • Laboral Kutxa Bank
  • Targo Bank
  • Euronet

See Current Account Conditions Current Account Conditions

Current Account conditions

Only for individuals living in Spain.

Fee in national Internet transfers: 0 euros.

Fully functional: total liquidity, direct debits, payments, collections, etc.

It has a maintenance fee of 45 euros / years. Paid every six months.

Does not pay interest.

Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.


What do I have to do to move my direct debits to my new account?

Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.



Can I apply for a credit or debit card?

Yes. Also, we have lots of different types of cards with different features and payment options.

Can I ask for a chequebook?


How can I get my money?

You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.


Which is the best account for me?

Use our bank account comparison tool to choose the best account for your needs.
Compare accounts

How does the Salary Account yield interest?

Find out about how the Salary Account yields interest and how to earn up to €340
Salary Account yields

Looking for a fee-free online account?

If you're thinking about opening a fee-free online account, open your Salary Account in 5 easy steps!
Open salary account

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches