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Digital current account1
A "no-extras" account that has it all. Including 1% AER
- An account with no fees and no conditions.
- An account that bears interest on your balance from the first euro.
- Offer available until 31/12/23 for new customers who open their account through bankinter.com

With 1% AER
Interest which you will receive on the balance in your account, with no minimum or maximum amounts.
With no fees and no conditions.
No administration or maintenance, with no need to set up a direct debit or maintain a minimum balance.
And with a debit card.
You will also get a debit card with no issuance and maintenance fees.
More services, more advantages
You can choose from more than 17,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Targo Bank
- Euronet
Now from EURO 6000 banks as well:
And with all the services that make Bankinter a different bank.
Free transfers
You will not be charged for all national transfers processed through our website or app.
Transfers to ATMs
Send money to anyone you want, so they can withdraw it from an ATM without the need to use a card.
Multi-channel access
Choose what you prefer at each moment: bankinter.com, telephone banking, the Bankinter app or visit one of our branches.
Talk to our staff without the need to make an appointment
You can visit one of our branches at any time, with no need to make an appointment and during normal business hours.
Bizum
Use our app to pay with Bizum easily and quickly.
Account aggregator
You can check your positions at other banks from the Bankinter website.
Amazon.es gift card
Buy your Amazon.es Gift Cards through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.
Promotion valid until 31 December 2023. Restrictions apply. See details at: amazon.es/tarjetas-regalo-condiciones.


Switch to Bankinter
Want to bring your direct debits? Want to bring your account from another bank?
With our Switch to Bankinter service it's fast, easy and 100% online.
See Current Account Conditions Current Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
Important information
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Show/Hide legal text1
Digital current account: Offer available until 31.12.2023 for new customers who open their account through Bankinter.com. 1% annual nominal interest rate with monthly payments (1.01% AER) and an account maintenance fee of €0/year. Example for a daily balance of €10,000 in a current account, calculated for an interest payment period of 30 days: monthly gross remuneration of €8.22. No minimum or maximum interest-bearing amount.
- See list of the typical services linked to a payment account
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- Documento informativo de comisiones de cuenta corriente
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- See general terms and conditions for current accounts