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Digital current account1
A "no-extras" account that has it all. Including 1% AER
- An account with no fees and no conditions.
- An account that bears interest on your balance from the first euro.
- Offer available until 30/06/23 for new customers who open their account through bankinter.com

With 1% AER
Interest which you will receive on the balance in your account, with no minimum or maximum amounts.
With no fees and no conditions.
No administration or maintenance, with no need to set up a direct debit or maintain a minimum balance.
And with a debit card.
You will also get a debit card with no issuance and maintenance fees.
More services, more advantages
You can choose from more than 17,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Targo Bank
- Euronet
Now from EURO 6000 banks as well:
Y con los servicios que hacen de Bankinter un banco diferente.
Transferencias gratis
Las transferencia nacionales que realices a través de nuestra web o app no tendrá comisión.
Transferencias a cajero
Envía dinero a quién quieras para que lo retire del cajero sin necesidad de usar tarjeta.
Acceso multicanal
Decide en cada momento qué prefieres: bankinter.com, Banca Telefónica, la app Bankinter o nuestras oficinas.
Atención personal sin cita previa
Podrás acudir a nuestras oficinas cuando lo necesites, sin limitación horaria ni cita previa.
Bizum
Haz tus Bizum de manera más sencilla y rápida utilizando nuestra app.
Agregador bancario
Desde la web de Bankinter podrás ver todas las posiciones que tienes en otros bancos.
Amazon.es gift cards
Buy your Amazon.es gift Vouchers through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.
Promotion valid until 30 June 2023. Restrictions apply. See details at: amazon.es/cheques-regalo-condiciones.


Cambia a Bankinter
¿Quieres traer tus recibos?¿Quieres trasladar tu cuenta de otro banco?
Con nuestro servicio Cambia a Bankitner podrás hacerlo fácil, rápido y 100% online.
See Current Account Conditions Current Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
- See list of the typical services linked to a payment account
- Documento informativo de comisiones de cuenta corriente
- VER LA FICHA DE INFORMACIÓN PRECONTRACTUAL CUENTA CORRIENTE
- See general terms and conditions for current accounts
-
Show/Hide legal text1
Digital current account: Offer available until 30.06.2023 for new customers who open their account through Bankinter.com. 1% annual nominal interest rate with monthly payments (1.01% AER) and an account maintenance fee of €0/year. Example for a daily balance of €10,000 in a current account, calculated for an interest payment period of 30 days: monthly gross remuneration of €8.22. No minimum or maximum interest-bearing amount.
Important information
- See list of the typical services linked to a payment account
- Current Account Fee Information Document
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
- See general terms and conditions for current accounts
-
Show/Hide legal text1 Current account: Annual nominal interest rate of 0% with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two typical: NIR 0%, AER -0.90% calculated for a hypothetical daily balance of €5,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount. NIR 0%, AER -1.50% calculated for a hypothetical daily balance of €3,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount.