Current Account
At Bankinter, you're exactly how you want to be.
We'll move your direct debits for you
If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.
Transfers are also free
No fees are charged on all national transfers made through bankinter.com.
Alert service
You can use the Bankinter mobile app to check changes in your balance and activity in your account.
Bizum: Instant payment service
Bizum: an easy and safe way to send and receive money through your mobile
More services, more advantages
What conditions must I meet to open a checking account?
- Only for individuals who live in Spain.
- Fee in national Internet transfers: 0 euros.
- Fully functional: total liquidity, direct debits, payments, collections, etc.
- Non-interest-bearing.
- Multi-channel operation: login passwords for transactions through telephone banking and the website or app, as well as large branch network.
You can choose from more than 18,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Euronet
Now from EURO 6000 banks as well:
Discounts programme
Content Discounts programmeCurrent Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
FAQs
How can I open a current account?
You need to become a customer of Bankinter by filling in the registration form with your details. This will enable you to open your current account fully online.
What discounts and exclusive benefits do I get when I open a current account at Bankinter?
Your account gives you access to the Bankinter Discount Programme and the EURO 6000 Plus Programme. You'll get exclusive discounts in physical and online stores and direct refunds on purchases made with your Bankinter card.
What do I have to do to move my direct debits to my new current account?
Very little. Just send us a copy of each of them and sign the authorisation document to change the payment account. We'll take care of everything else.
Can I apply for a credit or debit card with my current account?
Yes. We have a wide range of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, with a chequebook or your card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs linked to this service.