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Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Digital current account1

A "no-extras" account that has it all. Including 1% AER

  • An account with no fees and no conditions.
  • An account that bears interest on your balance from the first euro.
  • Offer available until 31/12/23 for new customers who open their account through
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With 1% AER

Interest which you will receive on the balance in your account, with no minimum or maximum amounts.

With no fees and no conditions.

No administration or maintenance, with no need to set up a direct debit or maintain a minimum balance.

And with a debit card.

You will also get a debit card with no issuance and maintenance fees.

More services, more advantages

You can choose from more than 17,000 ATMs for free debit card cash withdrawals.

  • Bankinter
  • Deutsche Bank
  • Euro Automatic Cash
  • Grupo Cajamar
  • Banca March
  • Grupo Cajas Rurales
  • Laboral Kutxa Bank
  • Targo Bank
  • Euronet

And with all the services that make Bankinter a different bank.

Free transfers

You will not be charged for all national transfers processed through our website or app.

Transfers to ATMs

Send money to anyone you want, so they can withdraw it from an ATM without the need to use a card.

Multi-channel access

Choose what you prefer at each moment:, telephone banking, the Bankinter app or visit one of our branches.

Talk to our staff without the need to make an appointment

You can visit one of our branches at any time, with no need to make an appointment and during normal business hours.


Use our app to pay with Bizum easily and quickly.

Account aggregator

You can check your positions at other banks from the Bankinter website. gift card

Buy your Gift Cards through your Bankinter account and save 1,5%. Everything you buy on Amazon will cost you 1.5% less.

Promotion valid until 31 December 2023. Restrictions apply. See details at:

Find out more about amazon promotion
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Servicio Cambia a Bankitner
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Switch to Bankinter

Want to bring your direct debits? Want to bring your account from another bank?

With our Switch to Bankinter service it's fast, easy and 100% online.

See Current Account Conditions Current Account Conditions

Current Account conditions

Only for individuals living in Spain.

Fee in national Internet transfers: 0 euros.

Fully functional: total liquidity, direct debits, payments, collections, etc.

It has a maintenance fee of 45 euros / years. Paid every six months.

Does not pay interest.

Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.


What do I have to do to move my direct debits to my new account?

Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.



Can I apply for a credit or debit card?

Yes. Also, we have lots of different types of cards with different features and payment options.

Can I ask for a chequebook?


How can I get my money?

You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches