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Only for the accounts
Current Account
Behind an account, there's always a bank. An ordinary bank, or an extraordinary one.
An ordinary account with an extraordinary bank.
No conditions.
There are no special conditions with our current account1 and no obligations either. You don't need to maintain a minimum balance or set up any direct debits. None.
Access your money whenever you want
You can access your money at all times.
We'll move your direct debits for you
If you're thinking about the hassle involved in switching banks, don't worry. We'll move all your direct debits for you, free of charge.
Transfers are also free
No fees are charged on all national transfers made through bankinter.com.
Alert service
You can use the Bankinter mobile app to check changes in your balance and activity in your account.
Behind an account, there's always a bank. It might be an ordinary bank, or one that is not so ordinary....
Bizum: Instant payment service
Bizum: an easy and safe way to send and receive money through your mobile
Thinking about switching banks? Come to Bankinter and we'll help with all the arrangements.
More services, more advantages
What conditions must I meet to open a current account?
- Only for individuals who live in Spain.
- Fee in national Internet transfers: 0 euros.
- Fully functional: total liquidity, direct debits, payments, collections, etc.
- Non-interest-bearing.
- Multi-channel operation: login passwords for transactions through telephone banking and the website or app, as well as large branch network.
You can choose from more than 17,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Targo Bank
- Euronet
Now from EURO 6000 banks as well:
CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja.
Find branches and ATMs
See Current Account Conditions Current Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
Plus
Which is the best account for me?
Use our bank account comparison tool to choose the best account for your needs.How does the Salary Account yield interest?
Find out about how the Salary Account yields interest and how to earn up to €340Looking for a fee-free online account?
If you're thinking about opening a fee-free online account, open your Salary Account in 5 easy steps!Important information
- See list of the typical services linked to a payment account
- Current Account Fee Information Document
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
- See general terms and conditions for current accounts
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Show/Hide legal text1 Current account: Annual nominal interest rate of 0% with an account maintenance fee of €45.00/year (€22.50/half-year), which will lead to variations in the AER as a result of variations in the average balance of the account. Here are two typical: NIR 0%, AER -0.90% calculated for a hypothetical daily balance of €5,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount. NIR 0%, AER -1.50% calculated for a hypothetical daily balance of €3,000 maintained for one year, with no interest payment and with a maintenance fee for the above amount.
Bankinter has the solution
Want to find out more about our accounts? Let's talk.
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