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Only for the accounts
Digital current account1
At Bankinter we make your money work for you.
The only listed bank account with no strings attached and up to 1.5% APR.
- An account with no fees and no conditions.
- An account that bears interest on your balance from the first euro.
- Offer available until - for new customers who open their account through bankinter.com
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With up to 1.5% AER
Interest you will receive according to the balance in your account:
- 1,01% TAE: Up to 24.999,99 €.
- 1,25% TAE: from 25.000 € to 49.999,99 €.
- 1,5% TAE: from 50.000 € and with no balance limit.
With no fees and no conditions.
No administration or maintenance, with no need to set up a direct debit or maintain a minimum balance.
And with a debit card.
You will also get a debit card with no issuance and maintenance fees.
More services, more advantages
You can choose from more than 17,000 ATMs for free debit card cash withdrawals.
- Bankinter
- Deutsche Bank
- Euro Automatic Cash
- Grupo Cajamar
- Banca March
- Grupo Cajas Rurales
- Laboral Kutxa Bank
- Targo Bank
- Euronet
Now from EURO 6000 banks as well:
CajaSur Banco, EVO Bank, CECABANK, Cashzone, Caixa Ontiyent, Liberbank, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja.
Find branches and ATMs
And with all the services that make Bankinter a different bank.
Free transfers
You will not be charged for all national transfers processed through our website or app.
Transfers to ATMs
Send money to anyone you want, so they can withdraw it from an ATM without the need to use a card.
Multi-channel access
Choose what you prefer at each moment: bankinter.com, telephone banking, the Bankinter app or visit one of our branches.
Talk to our staff without the need to make an appointment
You can visit one of our branches at any time, with no need to make an appointment and during normal business hours.
Bizum
Use our app to pay with Bizum easily and quickly.
Account aggregator
You can check your positions at other banks from the Bankinter website.
Discounts programme
With the Mini Account1, Youth Account2 and Payroll Account for3 Young People you will get a direct discount in physical shops, in online shops or, if you prefer, you can collect your online discounts in a personal piggy bank and transfer the money made to your account whenever you want. How? Sign up on the Inspiring Benefits website, where you will find all the information you need.
By clicking on the following link, you will leave the bankinter.com website.
EURO 6000 Plus Programme
If you have a Bankinter card, you have our EURO 6000 Plus Programme, which means you can get up to 30% discount on purchases made with your Bankinter card: hotels, car hire, restaurants, technology, fashion, workshops, languages, leisure...
Switch to Bankinter
Want to bring your direct debits? Want to bring your account from another bank?
With our Switch to Bankinter service it's fast, easy and 100% online.
See Current Account Conditions Current Account Conditions
Current Account conditions
Only for individuals living in Spain.
Fee in national Internet transfers: 0 euros.
Fully functional: total liquidity, direct debits, payments, collections, etc.
It has a maintenance fee of 45 euros / years. Paid every six months.
Does not pay interest.
Multi-channel operation: access codes to operate through telephone, Internet and mobile banking. There is also a large branch network.
See FAQs FAQs
What do I have to do to move my direct debits to my new account?
Very little. All you have to do is send us with a copy of each of them and sign the authorisation document to change address. The bank will take care of the rest.
Can I apply for a credit or debit card?
Yes. Also, we have lots of different types of cards with different features and payment options.
Can I ask for a chequebook?
Yes.
How can I get my money?
You can do it through our branches, chequebook or card. You can also use the Hal Cash service to send money instantly via your mobile phone and withdraw it at the ATMs associated with this service.
Important information
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Show/Hide legal text1 Digital current account: Offer available until - for new customers who open their account through bankinter.com. Maintenance fee: €0/year. No time limit for interest yielded, which may vary according to market conditions.
Nominal interest rate based on the average balance in the account in each settlement period. Interest is settled monthly:
- 1.00% NIR (1.01% AER) for average balances of less than 25,000 euros.
- 1.24% NIR (1.25% AER) for average balances of between 25,000 euros and 50,000 euros.
- 1.49% NIR (1.5% AER) for average balances of more than 50,000 euros.
The three examples below are calculated for a settlement period of 30 days, with no minimum or maximum amount paid.
For an account with a daily balance of €10,000, gross monthly interest of €8.22.
For an account with a daily balance of €30,000, gross monthly interest of €30.58.
For an account with a daily balance of €60,000, gross monthly interest of €73.48.
- See list of the typical services linked to a payment account
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- Documento informativo de comisiones de cuenta corriente
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- SEE THE CURRENT ACCOUNT PRE-CONTRACTUAL INFORMATION SHEET
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- See general terms and conditions for current accounts
Bankinter has the solution
Want to find out more about our accounts? Let's talk.
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