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How to open a bank account

Open your salary account at Bankinter in 5 steps.

Would you like to open a Bankinter salary account and start enjoying all the benefits it has to offer? Well, it couldn't be easier.

No fees, no conditions.
100% online
You won't even need to visit a branch

I want a salary account Find out more

Steps to open your Bankinter Account

Opening your Salary Account online couldn't be easier. Here we tell you step by step how to do it:

Fill out the form

To open your account, we need you to tell us:

Where you live
Your marital status
Your profession
What you plan to use the account for

Confirm your identity

Once you have registered and we know a little more about you, you will have to confirm that it's you through video identification.

Choose your account and sign the contract digitally

Simply confirm the product you want to open, digitally sign the contract and that's it! Your account with Bankinter will be active immediately.

Hazte cliente en tan solo unos minutos y 100% online

Abrir cuenta

What do you need to open your Salary Account?

Your valid ID

A Spanish mobile phone number (+34)

A mobile device with a camera (for video identification)

You can start and resume the process from the same point you left off, wherever you are and at any time.

Switch to Bankinter

Want to bring everything to Bankinter? Do it the easy way, do it online.

Switch to Bankinter is the easiest and most convenient way to bring the positions you hold at other banks: accounts, direct debits, pension plans... All from the comfort of your home.

And if you have already added your accounts or funds at other banks to our website, it will be even easier to manage them.

Find out more

Open an account

I want to open a Bankinter account

For people with a salary, self-employed workers and pensioners. Choose yours and start enjoying all the perks. No fees.

I've already started the account application process

Left the account application process halfway through or didn't finish it? No problem. From here you can resume and complete the process of arranging your account.

I am the second holder and I have an invite

Have you received an invite to register as a second account holder? From here you can complete the process of arranging the account.

Are you already a Bankinter customer?

Identifícate para ver tus ofertas personalizadas, movimientos y productos contratados.

Ir a acceso clientes

FAQs

See How do I open an account with a NIE? How do I open an account with a NIE?

If you want to open an account with a NIE, please come and see us at one of our branches. You can check your nearest branch with this branch finder.

See Can there be two or more account holders? Can there be two or more account holders?

Yes, there can be multiple account holders:

To add a second account holder, you can invite another person to be a co-holder during the registration process. Please note that both account holders must digitally sign the contract in order to open the account.
If you want to open the account with 3 or more holders, you will need to complete the contract from this link, instead of in the Bankinter app.

See Can I break off and continue the application later? Can I break off and continue the application later?

Yes, if you have started the application process but can't finish it, you can resume it whenever you want from any device. Just login through the above option (“I've started the account application process”) and follow the steps. It's very simple!

See What do I do if I can't remember my username and password? What do I do if I can't remember my username and password?

If you've started the process to open the account and can't retrieve your temporary passwords, call us on 900 816 833 and we'll give them to you again.

If you didn't finish opening your account (either online or at one of our branches), don't worry! You can pick up the process here and carry on from where you left it.

If you finished the first step of the process (i.e. registration) but can't remember your username and password, select “I've started the account opening process” and then click on “I've forgotten my username and/or password”. We'll ask you to enter a few details and in a matter of seconds you'll receive your new username and password to log into your private area again and continue the process.

See What conditions do I need to meet to earn interest on the Salary Account? What conditions do I need to meet to earn interest on the Salary Account?

Promotion valid for new customers and existing customers who meet the following conditions

Be a natural person (not a company) and live in Spain.
Not have been the holder of a Salary/Pension/Business/Non-Salary/Youth Salary Account during the last 12 months.
Not having received remuneration for any of these accounts.
Pay a salary of at least €800 net into the account per month.
Make three payments (any amount) with your new card per quarter.
Set up at least three direct debits per quarter.

If this account isn't for you or you don't meet these conditions, you are sure to find another option in our offering that suits your situation.

See How often will I receive the yield from the 5% interest-bearing account? How often will I receive the yield from the 5% interest-bearing account?

The payment will be made automatically every six months from the date you open the account. Remember, the maximum interest-bearing balance is €10,000€ and you will get 5% AER the first year and 2% AER the second year.

See What happens after I've been getting interest for two years? What happens after I've been getting interest for two years?

Your account will yield interest in the first two years. After that, you won't get interest anymore but you will still get all the other benefits of the Salary Account. You'll keep your free card and the two additional current accounts included in the promotion, which you can open for free and add whoever you want as joint holder. We'll continue to waive fees for maintenance, cash withdrawals from our ATM network and debit transfers in Spain and the EU, so you'll still save around €70 per year.

See I'm an existing customer and I've had a Salary/Pension/Business/Non-Salary/Youth Salary account in the past. Will I still get interest if I open a new account with Bankinter? I'm an existing customer and I've had a Salary/Pension/Business/Non-Salary/Youth Salary account in the past. Will I still get interest if I open a new account with Bankinter?

Yes, but there are two conditions:

More than 12 months must have passed since you closed your Salary/Pension/Business/Non-Salary/Youth account.
You must never have received interest on those accounts.

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