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How to open a bank account

Open your salary account at Bankinter in 5 steps.

Would you like to open a Bankinter salary account and start enjoying all the benefits it has to offer? Well, it couldn't be easier.

  • No fees, no conditions.
  • 100% online
  • You won't even need to visit a branch
I want a salary account Find out more about accounts
cuentas remuneradas sin comisiones
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Steps to open your Bankinter Account

Opening your Salary Account online couldn't be easier. Here we tell you step by step how to do it:

Sign up

We just need to know four things about you: your full name, ID, mobile telephone number and email address.
What is my username and password?
The username will be displayed on the registration confirmation screen. You will receive your password by SMS. You will only need it the first time you log in. Once you are logged in, you will be asked to change it.

We want to get to know you a bit

In order to continue and get to know you better, we will need you to tell us:
  • Where you live
  • Your marital status
  • Your profession
  • What you plan to use the account for

Confirm your identity

Once you have registered, we will ask you to confirm your identity so we can get to know you a bit better. To do this, you will need to take a photograph of your ID card and record a short video using our Bankinter ID app.
You can download it here
Bankinter ID for IOS Bankinter ID for Android

Select the type of account you want

Simply confirm the product you want to arrange, in this case the Salary Account, and tell us the net amount of your salary.

Signed

All that's left to do is to digitally sign the contract. Once done, you'll have your Bankinter account number!

You now have your Salary Account!

Welcome!

What do you need to open your Salary Account?

Your valid ID

A Spanish mobile phone number (+34)

A mobile device with a camera

You can start now and come back later to pick up where you left off, from any device, through any channel and at any time.

Switch Service

Want to bring everything to Bankinter? Do it the easy way, do it online.

Switch Service, the easiest and most convenient way to bring all your finances to Bankinter: accounts, direct debits, pension plans... All from the comfort of your home.

And if you have already added your accounts or funds at other banks to our website, it will be even easier to manage them.

Find out more about worry free service
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Open your account

I want to open a Bankinter account

For people with a salary, self-employed workers and pensioners. Choose yours and start enjoying all the perks. No fees.

I've already started the account application process

Left the account application process halfway through or didn't finish it? No problem. From here you can resume and complete the process of arranging your account.

I am the second holder and I have an invite

Have you received an invite to register as a second account holder? From here you can complete the process of arranging the account.

Unsure how to arrange your Salary Account?

Find out all the answers to your questions on how to arrange your account online.

See How do I open an account with a NIE? How do I open an account with a NIE?

If you want to open an account with a NIE, please come and see us at one of our branches. You can check your nearest branch with this branch finder.

See How do I open an account with two holders? How do I open an account with two holders?

If you want to invite someone to be a joint holder of your new account, you can do this at any time after you have completed the first registration step but before finalising the product application process. Just log into your private area and select “Add another holder”. You'll see this option at the top right-hand corner and also at the bottom of the page. You will have to enter the name and ID number of the second holder, and we will then send you an invitation code by SMS which the second holder must use to complete the registration process.

See Can I break off and continue the application later? Can I break off and continue the application later?

Yes, if you have started the application process but can't finish it, you can resume it whenever you want from any device. Just login through the above option (“I've started the account application process”) and follow the steps. It's very simple!

See What do I do if I can't remember my username and password? What do I do if I can't remember my username and password?

If you have started the first step of the application process and can't remember your username and password, select the option “I've started the account application process”. This will redirect you to the login screen where you can select “I've forgotten my username and/or password”. We'll ask you to enter a few details and in a matter of seconds you'll receive your new username and password to log into your private area again and continue the process.

See What can I see in my private area after I've completed the first registration step? What can I see in my private area after I've completed the first registration step?

Once you have completed the first registration step, you will be redirected to your private area where you can check the steps you still have to complete: entering any necessary personal data, confirming your identity, selecting the product you want to apply for and, lastly, adding your signature.