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How to open a bank account
Open your salary account at Bankinter in 5 steps.
Would you like to open a Bankinter salary account and start enjoying all the benefits it has to offer? Well, it couldn't be easier.
- No fees, no conditions.
- 100% online
- You won't even need to visit a branch
Steps to open your Bankinter Account
Fill out the form
Content Fill out the form- Where you live
- Your marital status
- Your profession
- What you plan to use the account for
Confirm your identity
Content Confirm your identityChoose your account and sign the contract digitally
Content Choose your account and sign the contract digitallyBecome a customer in just a few minutes and 100% online
Open accountWhat do you need to open your Salary Account?
Your valid ID
A Spanish mobile phone number (+34)
A mobile device with a camera (for video identification)
You can start and resume the process from the same point you left off, wherever you are and at any time.
Switch to Bankinter
Want to bring everything to Bankinter? Do it the easy way, do it online.
Switch to Bankinter is the easiest and most convenient way to bring the positions you hold at other banks: accounts, direct debits, pension plans... All from the comfort of your home.
And if you have already added your accounts or funds at other banks to our website, it will be even easier to manage them.
Are you already a Bankinter customer?
FAQs
How do I open an account with a NIE?
If you want to open an account with a NIE, please come and see us at one of our branches. You can check your nearest branch with this branch finder.
Can there be two or more account holders?
Yes, there can be multiple account holders:
- To add a second account holder, you can invite another person to be a co-holder during the registration process. Please note that both account holders must digitally sign the contract in order to open the account.
- If you want to open the account with 3 or more holders, you will need to complete the contract from this link, instead of in the Bankinter app.
Can I break off and continue the application later?
Yes, if you have started the application process but can't finish it, you can resume it whenever you want from any device. Just login through the above option (“I've started the account application process”) and follow the steps. It's very simple!
What do I do if I can't remember my username and password?
If you've started the process to open the account and can't retrieve your temporary passwords, call us on 900 816 833 and we'll give them to you again.
If you didn't finish opening your account (either online or at one of our branches), don't worry! You can pick up the process here and carry on from where you left it.
If you finished the first step of the process (i.e. registration) but can't remember your username and password, select “I've started the account opening process” and then click on “I've forgotten my username and/or password”. We'll ask you to enter a few details and in a matter of seconds you'll receive your new username and password to log into your private area again and continue the process.
What conditions do I need to meet to earn interest on the Salary Account?
Promotion valid for new customers and existing customers who meet the following conditions:
- Be a natural person (not a company) and live in Spain.
- Not have been the holder of a Salary/Pension/Business/Non-Salary/Youth Salary Account during the last 12 months.
- Not have received interest on any of these accounts.
- Deposit a monthly salary of at least €800 net into the account.
- Make three payments with your new card every quarter.
- Set up at least three direct debits per quarter.
If the Salary Account isn't for you or you don't meet these conditions, you are sure to find another option that suits you in our range of accounts.
How often will I receive the yield from the 5% interest-bearing account?
The payment will be made automatically every six months from the date you open the account. Remember, the maximum interest-bearing balance is €10,000€ and you will get 5% AER the first year and 2% AER the second year.
What happens after I've been getting interest for two years?
Your account will yield interest in the first two years. After that, you won't get interest anymore but you will still get all the other benefits of the Salary Account. You'll keep your free card and the two additional current accounts included in the promotion, which you can open for free and add whoever you want as joint holder. We'll continue to waive fees for maintenance, cash withdrawals from our ATM network and debit transfers in Spain and the EU, so you'll still save around €70 per year.
I'm an existing customer and I've had a Salary/Pension/Business/Non-Salary/Youth Salary account in the past. Will I still get interest if I open a new account with Bankinter?
Yes, but there are two conditions:
- More than 12 months must have passed since you closed your Salary/Pension/Business/Non-Salary/Youth account.
- You must never have received interest on those accounts.