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Only for the account
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.
Each investment fund has its own risk flag, which may be higher.

Three accounts for you to choose from depending on your accounts.

Youth Account1

Are you a student? Don't have a salary yet?

  • For you, if you're between 18 and 24.
  • No fees.
  • No conditions.
  • No minimum income.
  • With debit card.
Payroll account for young people2

Do you already have a salary but just call it a small one?

  • For payroll amounts of more than €500.
  • You will get up to €410 during the first two years2.
  • Account without fees.
  • With Combo Card.
  • If you are interested, don't hesitate: the promotion will remain valid until 40,000 accounts have been opened.
Payroll Account3

Do you finally have an actual salary?

  • If your payroll amount is more than €800.
  • You will get up to €680 during the first two years3.
  • Account without fees.
  • With Combo Card.
  • This is a promotion that, like the rest, will not last long: only until 40,000 accounts have been opened.

It doesn't matter which account you choose because you'll always pay less.

Cinema, gym, cosmetic products, phone, music, clothes... whatever you want, all for less.

Discounts on your purchases

The more you do with your mobile, the more time you save.

Bankinter app

Bankinter at your fingertips
  • To check and carry out transactions.
  • To find your nearest ATM.
  • For anything Bankinter-related

Bank cards on your phone

Pay without getting your wallet out
  • All your cards, instantly accessible.
  • Pick: Apple Pay, Samsung Pay, or Google Pay.


If you carry a mobile on you, you carry money
  • To send or receive or money.
  • To pay for your purchases online.
  • To do all this easily, quickly, securely and for free.
0 euros

More than 17,000 ATMs4, where you can withdraw money with no fee.

Which is closer?

Got somewhere to live but want “your own” place?

Whether you have already made your mind up or you're not quite ready yet, we'll give you all the help you need.

Are you currently renting but wanting to make the leap and buy your own home?

In the meanwhile, pay your rent from your Bankinter account and, the moment you finalise your mortgage with us, you will get cashback. You will receive 10% per year of the average of your monthly rent as cashback in your virtual piggy bank. It is calculated on a maximum amount of €1,000 and is paid half yearly. You can make up to €500. If you take out your mortgage with us before you are 36, you can open your piggy bank and spend it on whatever you need.

Is now the time to buy a house?

Hello? So we have two pieces of good news:
We offer two types of mortgage to help you get the house of your dreams: choose our Youth Mortgage and pay it off in up to 40 years5 or our Mortgage 90 if you want us to finance 90%.6.
In addition, if the home you decide to buy is a house classified as energy efficient, you will get even more advantages.

Ideas for you to say goodbye to the piggy bank once and for all.

A piggy bank or money set aside is no longer a good idea. That is why we offer ways you can put your money to use. You have three options:
número 10

Do you want to take a risk and start investing? You can start with as little as €10

It is not only big investors that have access to investment funds. That is one of the good things about funds7, you can invest with very little and you can also keep investing little by little.

Do you want to learn how to start investing in the stock market?

It's a wonderful opportunity and the current tools that are available online mean that anyone can do it. Of course, it should be done with discretion. The Bankinter Broker Academy offers you online training, for all levels and best of all: it's free.


Roboadvisor is Bankinter's 100% digital investment manager. Using its tools and simulators, you can invest, from as little as €1,000, as if you were a professional. Among our range7, you will also find 100% sustainable funds.
REMEMBER: With investment funds, you may not get back what you invest.

Do you need anything else?

Just ask, because we will have the answer. We are not just anyone, we are Bankinter: a great bank.

Further information
91 657 88 00
900 813 847
ATMs and branches