Youth Area
What if you stop subtracting and start adding?
This is what we offer you from the Bankinter Youth Area, an area designed for people like you. A place for you to get more for your money and do so easily, from your mobile, without hassle and without wasting any time.
- Save time.
- Increase returns.
- Add only what you need when you need it.
Three accounts for you to choose from depending on your accounts.
Are you a student? Don't have a salary yet?
Content Are you a student? Don't have a salary yet?- For you, if you're between 18 and 24.
- No fees.
- No conditions.
- No minimum income.
- With debit card.
Do you already have a salary but just call it a small one?
Content Do you already have a salary but just call it a small one?- For payroll amounts of more than €500.
- You will get up to €410 during the first two years2.
- Commission-free account.
- With Duo Credit card.3
- If you are interested, don't hesistate: the promotion will remain valid until 40,000 accounts have been opened.
Do you finally have an actual salary?
Content Do you finally have an actual salary?- If your payroll amount is more than €800.
- You will get up to €680 over the first two years.
- Commission-free account.
- With Duo Credit card.3
- This is a promotion that, like the rest, will not last long: only until 40,000 accounts have been opened.
Because adulthood doesn't come with a manual...
How to read a payslip What grants or support can I apply for? Buy or rent? How to save? How to file an income tax return The answers to these and more questions can be found in the Handbook on Adulthood,
It doesn't matter which account you choose because you'll always pay less.
Cinema, gym, cosmetic products, phone, music, clothes... whatever you want, all for less.
Discounts on your purchasesThe more you do with your mobile, the more time you save.
Bankinter app
Content Bankinter app- To check and carry out transactions.
- To find your nearest ATM.
- For anything Bankinter-related
Bank cards on your phone
Content Bank cards on your phone- All your cards, instantly accessible.
- Pick: Apple Pay, Samsung Pay, or Google Pay.
Bizum
Content Bizum- To send or receive or money.
- To pay for your purchases online.
- To do all this easily, quickly, securely and for free.
More than 17,000 ATMs5, where you can withdraw money with no fee.
Which is closer?Got somewhere to live but want “your own” place?
Are you currently renting but wanting to make the leap and buy your own home?
Is now the time to buy a house?
Ideas for you to say goodbye to the piggy bank once and for all.
Do you want to take a risk and start investing? You can start with as little as €10
Content Do you want to take a risk and start investing? You can start with as little as €10
Do you want to learn how to start investing in the stock market?
Content Do you want to learn how to start investing in the stock market?
Roboadvisor
Content Roboadvisor
Young people?
They matter!
Mini Account9 for 0 to 17 year olds. No fees, no obligation to pay receipts by direct debit and a wide range of tools to help you improve your knowledge of finances.
Find out more about Mini accountImportant information
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Show/Hide legal text1 Youth Account. The Youth Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%). To be eligible for a Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Youth account is permitted per holder or co-holder.
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Show/Hide legal text2 5% Youth Salary Account: For new and existing customers who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account in the 12 months before opening this new account and who have never received interest on any of these accounts.
A customer can only be the holder of one 5% interest-bearing account and a maximum of two Salary/Youth Salary, Pension, Business and Non-Salary accounts.
To access and maintain the benefits of the youth salary account, the following requirements must be met:
Have your salary (amounting to at least €500 per month) paid into the account and make three payments per quarter with the linked card.
The maximum interest-bearing balance is €6,000. 1st year: nominal annual interest rate of 4.94% (5% AER). 2nd year: nominal annual interest rate of 1.99% (2% AER). Semi-annual settlement. Example for a daily balance of €6,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): First six months €146.17, second six months €146.17, third six months €58.88, fourth six months €58.88.
Promotion valid until -. For individuals living in Spain.
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Show/Hide legal text3 Cards issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment institution with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108 Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672.
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Show/Hide legal text4 5% interest-bearing accounts: Offer valid until -. For new and existing individual customers who live in Spain, who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at Bankinter in the 12 months before opening this new account and who must have never received remuneration for any of these accounts. For Salary/Pension/Business Accounts, customers must also have at least €800 of the salary/pension/professional income paid into the account per month. To take advantage of this promotion, the customer may not be the holder of more than two of the following accounts: Salary/Youth Salary Account, Pension Account, Business Account and Non-Salary Account.
The maximum interest-bearing balance is €10,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €10,000 in a salary account, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €243.62, 2nd six months €243.62, 3rd six months €98.14, 4th six months €98.14.
In order to earn and retain all the benefits of our Salary/Business/Pension Account, you must maintain your declared level of income and pay at least three (3) bills by direct debit per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, you do not have to activate the linked credit card. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text5 ATMs: Bankinter will not charge you any fees when you withdraw cash with your debit card, no matter the amount, provided you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: Cajasur, CECABANK, Cashzone, Caixa Ontinyent, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank and Unicaja.
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Show/Hide legal text6 As long as none of the holders is over 75 years old when the loan matures.
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Show/Hide legal text7 The loan amount may not exceed 90,00% of the lower of these two values: the property's purchase value or appraisal value.
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Show/Hide legal text8 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).
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Show/Hide legal text9 Mini Account. The Mini Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%).To be eligible for a Mini Account, you must be no older than 17 when you open it or for the duration of the account. Only one Mini Account is permitted per holder (0-17 year olds).
Do you need anything else?
Just ask, because we will have the answer. We are not just anyone, we are Bankinter: a great bank.
Thank you, you are now one step closer to becoming a customer of Bankinter
Scan the QR code with your phone and continue the application process directly in the app by following these steps:
Download the app and continue the application process there by following these steps:
- I want to become a customer
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