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Only for the account
Each investment fund has its own risk flag, which may be higher.
Youth Area
You'll grow as a person and professionally, and with a little help you'll grow your money as well.
A new space for young people where you can do everything on your mobile, with what you really need. No hassles. No nonsense..
And, if you want, we will accompany you as your bank every step of the way. So you get more out of your money, so you save time, so you can do everything on your phone, so you only have what you genuinely need.
- From 0 to 35: different ages, different needs.
- Different incomes, different solutions.
- All through a simple relationship, no hassle, no blah blah blahs.
It's time you asked for more from your money
Bk Youth1
- No fees and commissions
- Free debit card
- Bizum
- Bk Discount Programme
Bk Salary2
- Up to 5% AER
- No fees
- Free Combo Card
- Bk Discount Programme
Salary Account3
- Up to 5% AER
- No fees
- Free Combo card
- For monthly salaries of at least €800
BK Discounts
Get all the benefits of our discount programme for young customers.
Register with the programme to unlock direct discounts or bonuses and add them to your piggy bank.
We'll also send you regular updates about new offers that match your interests.
BK Rent
Rent today, own your home tomorrow
Bizum
Payments for your online purchases
If you are registered with Bizum, you can now pay for your online purchases with the Bizum Code, a four-digit code that will be linked to your phone. Enter it when you shop at stores that offer Bizum as a payment method and follow the steps.
Start thinking about your tomorrow today.
Bk Mini4
- No fees or conditions
- Free debit card
- 5% saving plan
- "Learn with BK" Zone
Bizum for Kids
They'll love this secure way to send and receive money through their phone.
Find out more about bizum for kids
5% Plan 5
The plan that invests in your children.
A Bankinter idea for investing in your children's future. Each month that you contribute at least €50 to an investment fund from the Bk Mini account, we'll pay a monthly bonus into the account:
- An annual 5% the first year and an annual 2% the second year on the balance accumulated in the investment fund, up to a maximum of €1,000.
- Remember, the value of investment funds can fall as well as rise, so you may get back less than you invested.
Important information
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Show/Hide legal text1 Bk Youth Account. The Bk Youth Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%). To be eligible for a Bk Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Bk Youth account is permitted per holder or co-holder.
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Show/Hide legal text2 Bk Salary Account: Promotion valid until 31 July 2021 or for a maximum of 40,000 new accounts. Exclusively for new customers between 18 and 24 years old with a salary of at least €500. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account subject to special financial conditions such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €3,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% APR). Interest paid every six months. Example for a daily balance in the Salary account of €3,000, calculated for an interest payment period of 180 days, gross return: 1st six months €73.08, 2nd six months €73.08, 3rd six months €29.44, 4th six months €29.44. To access and keep the benefits of our Bk Salary Account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the Bk Salary Account must also be active.
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Show/Hide legal text3 Salary 5%: Valid until 31.12.2021 for new customers and existing customers with a monthly salary of at least €800 that is not currently paid into Bankinter. Customers must be individuals resident in Spain who have not already benefited from this remuneration, or who are not and have not been holders of a Salary/Pension/Business account at Bankinter in the 12 months before opening this account. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fees and no account maintenance fees. Maximum interest-bearing amount: €5,000. First year: nominal annual interest rate of 4.94% (5% AER). 2nd year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the salary account of €5,000, calculated for a settlement period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To take advantage of and to maintain the benefits of our Salary/Pension/Business Account, you need to maintain the declared level of income and have at least 3 direct debits per quarter. The card linked to the salary account must also be active, which means that you have to use it at least three times per quarter. For the pension account, no purchases with the linked card are required For the non-salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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Show/Hide legal text4 Bk Mini Account. The Bk Mini Account does not bear any interest or maintenance fee. NIR: 0% (AER: 0%).To be eligible for a Bk Mini Account, you must be no older than 17 when you open it or for the duration of the account. Only one Bk Mini Account is permitted per holder (0-17 year olds).
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Show/Hide legal text5 5% Plan:To activate the 5%-2% Plan you must be the holder of aBkMini orBkYouth account and you must make a monthly contribution of at least €50 to one or more Bankinter investment funds linked to your account. If you do not make this minimum monthly contribution, you will not receive the bonus.First year: 5%. Second year: 2%.
Monthly bonus paid on the total balance contributed to the fund since the activation of the plan. The maximum bonus-bearing balance is €1,000. Below is a typical example for an initial subscription of €1,000 to an investment fund with a scheduled periodic contribution of €50 per month for the next 23 months. Monthly bonus the first year: €4.17 (total annual bonus: €50.04). Monthly bonus the second year: €1.67 (total annual bonus: €20.04). This promotion is valid for all Bk Mini and Bk Youth accounts opened before 31 December 2021.
The fund prospectuses and Key Investor Information Document, as well as all the other legal documents regarding Bankinter's collective investment institutions (IICC), are available at all of our branches, on the Bankinter website(www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es). The time frame for each fund is specified in the Key Investor Information Document.