The first year:
3.00% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; 2.29% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; 1.48% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; 1.58% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; 0.81% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -0.04% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 2.96% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
The second year: 1.50% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; 0.77% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; -0.01% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; 0.09% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; -0.72% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -1.52% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 1.49% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
After two years: 0.00% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Options 1, 3, 5 or 6; -0.70% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €350 for the life insurance policy or policies; -1.50% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 2, including the annual premium of €750 for the general insurance policy or policies; -1.40% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €700 for the life insurance policies; -2.20% AER, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,100 for the general and life insurance policies. -3% APR, calculated for an average monthly balance transaction of €50,000 and on the understanding that the customer complies with the agreed linked product conditions for Option 4 of PLAN 0, including the annual premiums of €1,500 for the general insurance policies. The calculation of these APRs varies depending on the average monthly balance and the annual insurance premiums. 0.00% nominal interest rate. Interest settled monthly. Account maintenance fee for the PLAN 0 Account: €0/month, if in the last three months you comply with one of the PLAN 0 access options indicated in the above table.
