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We are extending the promotion until 11.05.2026
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.

Account comparison tool

Neither better nor worse: yours

Use our account comparison tool to see our full range of accounts at a glance and choose the one that best suits your needs, type of work and income.
comparador de cuentas bankinter

Benefits


Yield


Conditions


Benefits


Yield


Conditions


The promotion for the interest-bearing accounts is valid until - or until 40,000 accounts are opened. Digital Account available to new customers until -. Smart Digital Account available to new customers until -.

Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of salary over €800
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of salary over €800
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of pension over €800
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of pension over €800
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €800 per month
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €800 per month
3 card payments per quarter
3 bill payments per quarter
Free transfers
Cannot be opened online
Free accounts
No linked cards

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €633 in the first 2 months
10 bill payments per quarter
Minimum individual or joint expenditure of €3,000 on purchases with the cards linked to the account during the last 12 months.
Free transfers
Cannot be opened online
Free accounts
No linked cards

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €633 in the first 2 months
10 bill payments per quarter
Minimum individual or joint expenditure of €3,000 on purchases with the cards linked to the account during the last 12 months.
Free transfers
Open online
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of salary over €800
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of salary over €800
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of pension over €800
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Direct deposit of pension over €800
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €800 per month
3 card payments per quarter
3 bill payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €800 per month
3 card payments per quarter
3 bill payments per quarter
Free transfers
Cannot be opened online
Free accounts
No linked cards

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €633 in the first 2 months
10 bill payments per quarter
Minimum individual or joint expenditure of €3,000 on purchases with the cards linked to the account During the last 12 months.
Free transfers
Cannot be opened online
Free accounts
No linked cards

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €10,000

Deposit at least €633 in the first 2 months
10 bill payments per quarter
Minimum individual or joint expenditure of €3,000 on purchases with the cards linked to the account During the last 12 months.
Free transfers
Open online
No additional accounts
Free debit card

No fees
Up to 1.62% AER with no requirements or up to 2% AER Meeting requirements
Max. interest-bearing balance: €50,000

Up to 1.62% AER (€806.25) the first year no requirements
Up to 2% AER (€990) up to one year if you bring your salary and Bizum
Product available only for new customers customers.

Product available only for new customers customers.

Product available for new customers only.
Free transfers
Cannot be opened online
No additional accounts
Credit card

No fees
No return
Max. interest-bearing balance: €0

2 account holders
Each of the two holders must have a current account open at Bankinter, in which at least one of them must be a Salary / Business / Pension / Youth Salary / Non-Salary account
Free transfers
Cannot be opened online
No additional accounts
Credit card

No fees
No return
Max. interest-bearing balance: €0

2 account holders
Each of the two holders must have a current account open at Bankinter, in which at least one of them must be a Salary / Business / Pension / Youth Salary / Non-Salary account
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €6,000

Direct deposit of salary over €500
3 card payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €6,000

Direct deposit of salary over €500
3 card payments per quarter
Free transfers
Open online
No additional accounts
No linked cards

No fees
No return
Max. interest-bearing balance: €0

Be between 18 and 24 years old
Free transfers
Open online
No additional accounts
No linked cards

No fees
No return
Max. interest-bearing balance: €0

Be between 18 and 24 years old
Free transfers
Customers can open online
No additional accounts
Debit card

No fees
No return
Max. interest-bearing balance: €0

Become a Bankinter customer
Free transfers
Open online
No additional accounts
Debit card

No fees
No return
Max. interest-bearing balance: €0

Become a Bankinter customer
Free transfers
Open online
No additional accounts
No linked cards

No fees
2% AER annual
Max. interest-bearing balance: €5,000

10 purchase/sale transactions per quarter
The associated securities account must have a commission of Standard custody
Free transfers
Open online
No additional accounts
No linked cards

No fees
2% AER annual
Max. interest-bearing balance: €5,000

10 purchase/sale transactions per quarter
The associated securities account must have a commission of Standard custody
Debit card

No fees
Up to 2.50% AER the first year or up to 3% AER the first year if you bring your salary and Bizum.
Max. interest-bearing balance: €50,000

2.50% with no fees and no conditions.
3% If you bring your salary and Bizum
Product available for new customers only.

Product available for new customers only.

Product available for new customers only.
Free transfers
Cannot be opened online
No additional accounts
Credit card

No fees
No return
Max. interest-bearing balance: €0

2 account holders
Each of the two holders must have a current account open at Bankinter, in which at least one of them must be a Salary / Business / Pension / Youth Salary / Non-Salary account
Free transfers
Cannot be opened online
No additional accounts
Credit card

No fees
No return
Max. interest-bearing balance: €0

2 account holders
Each of the two holders must have a current account open at Bankinter, in which at least one of them must be a Salary / Business / Pension / Youth Salary / Non-Salary account
Free transfers
Open online
Free accounts
Credit or debit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €6,000

Direct deposit of salary over €500
3 card payments per quarter
Free transfers
Open online
Free accounts
Credit card

No fees
5% AER 1st year · 2% AER 2nd year
Max. interest-bearing balance: €6,000

Direct deposit of salary over €500
3 card payments per quarter
Free transfers
Open online
No additional accounts
No linked cards

No fees
No return
Max. interest-bearing balance: €0

Be between 18 and 24 years old
Free transfers
Open online
No additional accounts
No linked cards

No fees
No return
Max. interest-bearing balance: €0

Be between 18 and 24 years old
Free transfers
Customers can open online
No additional accounts
Debit card

No fees
No return
Max. interest-bearing balance: €0

Become a Bankinter customer
Free transfers
Open online
No additional accounts
Debit card

No fees
No return
Max. interest-bearing balance: €0

Become a Bankinter customer
Free transfers
Open online
No additional accounts
No linked cards

No fees
2% AER annual
Max. interest-bearing balance: €5,000

10 purchase/sale transactions per quarter
The linked securities account must have a custody fee standard
Free transfers
Open online
No additional accounts
No linked cards

No fees
2% AER annual
Max. interest-bearing balance: €5,000

10 purchase/sale transactions per quarter
The linked securities account must have a custody fee standard
Free transfers
Open online
No additional accounts
Debit card

No fees
-% AER return
Max. interest-bearing balance: €100,000

The Digital Account with no fees or conditions.

Account comparison tool

  • The fastest and easiest way to compare our full range of accounts at a glance.
  • An easy way to find the one that best suits your needs, the one that offers you what you really need.
  • Our account comparison tool will also help you to choose the best account for your income, so you get more out of it.

Whichever one you choose,

you can count on Bankinter's services.

Multi-channel access

You'll always be able to choose how you want to access your account: through our website, mobile app, telephone banking or branch network.

Alert service

Keep track of your account balances anywhere, anytime, through the Bankinter app.

Transfers to ATMs

Send money to anyone you want through a Hal Cash ATM. They can withdraw it without a card.

Financial data aggregation service

Simplify your everyday banking. Add the products you have at other banks to the Bankinter website.

Bizum

A safe, simple and fee-free method for sending money to family and friends through your phone, or receiving money from them.

Switch to Bankinter

The easiest way to transfer your accounts, bills and pension plans at other banks to Bankinter.

Discover all Bankinter's products and services

How many bills do I need to pay through my Salary Account?

Questions about setting up direct debits in your Salary Account? Find the answers here!
Find out more about direct debits I have to set up

How does the Salary Account yield interest?

Find out about how the Salary Account yields interest and how to earn up to €680
Salary Account yields

Answers to all your questions about our accounts

Everyday banking, management, acquisition of new products, and much more.

Our FAQs section answers the questions you have trouble understanding about financial products: current accounts, pension plans, investment funds.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches