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  ¹ Salary 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a monthly salary of at least €800 which is not currently paid into Bankinter, who live in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary account of €5,000, calculated for a settlement period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Salary account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter. You have three months from opening the salary account to make your first deposit, which must be at least the amount declared as your income (cash deposits are not acceptable for this purpose).
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  ² Pension 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a pension of at least €800 which is not currently paid into Bankinter, who are individuals living in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in a Pension account of €5,000, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Pension account, you need to maintain your declared level of income and pay at least three direct debits per quarter. In the case of the Pension account, no purchases are required with the linked credit card. You have three months from opening your pension account to make your first deposit, which must be at least the amount declared as your pension (cash deposits are not acceptable for this purpose).
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  ³ Business 5%: Promotion valid until 30/06/2021 or until a maximum of 40,000 new accounts have been opened for new customers and existing customers with a business income of at least €800 which is not currently paid into Bankinter, who are individuals living in Spain, who have not previously benefited from this remuneration at any time, and who have not held a Salary/Pension/Business account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for daily balance of €5,000 in a Business account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our business account, you need to maintain your stated level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter. You have three months from opening the business account to make your first deposit, which must be at least the amount stated as your business income (cash deposits are not acceptable for this purpose).
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  ⁴ Non-Salary 5%: Promotion valid until 30/06/2021 or for the first 5,000 new accounts. Open to new and existing individual customers who live in Spain, have not previously benefited from this remuneration and have not held a Non-Salary account at Bankinter in the 12 months before opening this new account. A customer may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €5,000 in a Non-Salary account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. AER calculated on the basis that the Non-Salary account does not have any maintenance or administration fees and that the balance is maintained for a full year. To access and keep the advantages of our non-salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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  ⁵ Tú y Yo account To open a Tú y Yo account and keep the perks and products linked to it, each holder must have a current account at Bankinter and one of those accounts must be a Salary/Business/Pension/Bk Salary or Non-Salary account. The Tú y Yo account is non-interest bearing: NIR 0% (AER 0%). A customer may only hold one Tú y Yo account, and the Tú y Yo account must have two holders.
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  ⁶ Bk Salary Account: Promotion valid until 30 June 2021 or for a maximum of 40,000 new accounts. Exclusively for new customers between 18 and 24 years old with a salary of at least €500. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account subject to special financial conditions such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €3,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% APR). Interest paid every six months. Example for a daily balance in the Salary account of €3,000, calculated for an interest payment period of 180 days, gross return: 1st six months €73.08, 2nd six months €73.08, 3rd six months €29.44, 4th six months €29.44. To access and keep the benefits of our Bk Salary Account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the Bk Salary Account must also be active.
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  ⁷ Bk Youth Account. The Bk Youth Account does not bear any interest or maintenance fee.  NIR: 0% (AER: 0%). To be eligible for a Bk Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Bk Youth account is permitted per holder or co-holder.
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  ⁸ Bk Mini Account. The Bk Mini Account does not bear any interest or maintenance fee.  NIR: 0% (AER: 0%).To be eligible for a Bk Mini Account, you must be no older than 17 when you open it or for the duration of the account. Only one Bk Mini Account is permitted per holder (0-17 year olds).
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  ⁹ Broker account: Promotion valid until 30/06/2021 or until 40,000 new accounts have been opened. Nominal annual interest rate of 2% (2,02% AER). Quarterly settlement. Example for a daily balance of €5,000 in a Broker account, calculated for a settlement period of 90 days, gross remuneration: 1st quarter: €24.66, 2nd quarter: €24.66, 3rd quarter: €24.66, 4th quarter: €24.66.

  To be eligible for this remuneration, you must perform at least 10 buy/sell transactions on the market each calendar quarter through any of the available channels for signing up for products offered by Bankinter Broker at any given time. Transactions performed using accounts (securities, derivatives and/or fixed income) linked to the Broker Account and any other Bankinter account where you are the holder or joint holder will be taken into account when calculating the number of transactions.

  The promotion does not include currency transactions and transactions using delegated portfolio management services. You must also pay a standard custodial fee on the securities account linked to the Broker Account and on all securities accounts where you are the holder or joint holder. Only one Broker account is permitted per customer and you must live in Spain. This account is not available to Bankinter Group employees and agents. The currency of the Broker account is the euro.

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  ¹⁰ Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and España Duero.