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  ¹ Offer valid until 30.06.2022 for new and existing individual customers resident in Spain. To apply for a Salary/Pension/Business/Youth Salary account, customers must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month (€500 for the Youth Salary account) and those payments must not be currently paid into another Bankinter account. Customers must not have been holders of a Salary/Pension/Business/Non-Salary/Youth Salary account in the 12 months before opening the account and may not have received any remuneration for any of these accounts. To open a Non-Salary account, none of the account holders may have held a Non-Salary/Salary/Pension/Business/Youth Salary account at any time in the 12 months before opening this account and they must not have received any remuneration or return on any such account in the past. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary Account of €5,000, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To earn and retain all the benefits of our Salary/Business/Pension/Youth Salary account, you must maintain your declared level of income and pay at least three direct debits out of the account per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, activation of the linked credit card is not required. For the Youth Salary account there are no direct debit requirements. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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  ² Pension 5%: Valid until 30.06.2022 for new or existing customers with a monthly pension of at least €800 that is not currently paid into Bankinter. Customers must be individuals resident in Spain who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at any time during the 12 months before opening this account. Customers may hold only one interest-bearing account and a maximum of two discount-bearing current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in a Pension Account of €5,000, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Pension Account, you need to maintain your declared level of income and pay at least three direct debits per quarter.
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  ³ 5% Business Account: Valid until 30.06.2022 for new and existing customers with a monthly business income of at least €800 that is not currently paid into Bankinter. Customers must be individuals resident in Spain who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at Bankinter at any time over the 12 months before opening this account. Customers may hold only one interest-bearing account and a maximum of two discount-bearing current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for daily balance of €5,000 held in a Business account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To unlock and keep the perks of our Business Account, you need to maintain your declared level of income and pay at least three direct debits per quarter. The card linked to the Business Account must also be active, which means that you have to use it at least three times per quarter.
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  ⁴ Non-Salary 5%: Promotion valid until 30.06.2022 or for the first 5,000 new accounts. Open to new and existing individual customers resident in Spain who have not held a Non-Salary/Salary/Pension/Business/Youth Salary account at any time during the 12 months before opening this account. Customers may hold only one interest-bearing account and a maximum of two discount-bearing current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance of €5,000 held in a Non-Salary account, calculated for an interest payment period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. AER calculated on the basis that the Non-Salary account does not have any maintenance or administration fees and that the balance is held there for a full year. To unlock the perks of our Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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  ⁵ Tú y Yo account To open a Tú y Yo account and keep the perks and products linked to it, each holder must have a current account at Bankinter and one of those accounts must be a Salary/Business/Pension/Youth Salary or Non-Salary account. The Tú y Yo account is non-interest bearing: NIR 0% (AER 0%). A customer may only hold one Tú y Yo account, and the Tú y Yo account must have two holders.
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  ⁶ Youth Salary Account: Promotion valid until 30/06/2022 or up to a maximum of 40,000 new accounts. Exclusively for new customers aged between 18 and 30 with a monthly salary of at least €500. A customer may only hold one interest-bearing account and a maximum of two interest-bearing current accounts. For these purposes, a bonus current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest bearing balance is €3,000. Year 1: annual nominal interest rate of 4.94%. 5% AER. Second year: nominal annual interest rate of 1.99%. 2% AER. Interest paid every six months. Example for a daily balance in the Salary account of €3,000, calculated for a settlement period of 180 days (gross return): 1st six months €73.08, 2nd six months €73.08, 3rd six months €29.44, 4th six months €29.44. To unlock and keep the perks of our Youth Salary account, you need to maintain the declared level of income and the card linked to the Youth Salary account must be active, which means that you have to use it at least three times per quarter.
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  ⁷ Youth Account. The Youth Account does not bear any interest or maintenance fee.  NIR: 0% (AER: 0%). To be eligible for a Youth Account, you must be between 18 and 24 years old when you open it and for the duration of the account. If there are several holders of the same account, at least one of them must be between 18 and 24 years old. Only one Youth account is permitted per holder or co-holder.
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  ⁸ Mini Account. The Mini Account does not bear any interest or maintenance fee.  NIR: 0% (AER: 0%).To be eligible for a Mini Account, you must be no older than 17 when you open it or for the duration of the account. Only one Mini Account is permitted per holder (0-17 year olds).
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  ⁹ Broker account: This only applies to Bankinter Broker trading fees. It does not include fees, taxes or postage. The bonus will be paid as a stock market voucher ('Bono Bolsa') worth €1,000, which will be available the day after you open your securities account. Bankinter fees for any product or broker service, except for Foreign Currency, carried out online or via mobile during the first month will be discounted up to a maximum of €1,000. Promotion valid until 30/06/2022, exclusively for customers that open a securities account and who have never previously held a securities account at Bankinter.
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  ¹⁰ ATMs: Bankinter will not charge you any fees when you withdraw cash with your debit card, no matter the amount, provided you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontinyent, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank and Unicaja.