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MORTGAGES
Our mortgages

Fixed-rate Mortgage
The same interest rate and payment throughout the life of the mortgage.
Mixed-rate Mortgage
The interest rate is fixed for the first few years and then variable.
Hipoteca Sin Más Mortgage
A mortgage designed for you to buy your primary residence where the only guarantee is your home.
Variable-Rate Mortgage
The traditional mortgage but with conditions like never before.
Mortgage subrogation
Pay less for your mortgage? Come to Bankinter? Don't think twice.
Bring your mortgage about mortgage subrogation bring your mortgage
Want to switch your mortgage to Bankinter? Invest a few minutes, earn for years.
Bring your mortgageabout bring your mortgageDon't add more to your mortgage
- Zero management expenses.
- Zero registration expenses.
- Zero notary expenses.
- Zero stamp duty.
Thinking of you
Mortgage expenses calculator
We know it's worrisome. Use our mortgage expenses calculator to find out all the expenses involved in purchasing a home: deeds, taxes, notary, etc.
Mortgage calculator
Just quickly enter a few details and we'll calculate your mortgage costs (monthly instalments, taxes...)
Personalised offer
Seen a house that's just what you're looking for? Apply for a personalised offer, no obligation to take it up. You'll be able to work out the costs with real figures: instalments, taxes, etc.
Apply for your Bankinter mortgage in three easy steps.
1. Calculate your mortgage
Just enter the amount and term to find out your monthly instalments and taxes, etc. for the different types of mortgages.2. Personalised offer
We'll ask you for some additional information to put together a detailed offer that fits your situation.3. Signature of your mortgage agreement
When we send you your personalised offer, we'll tell you the documents to provide for that long-awaited moment: signing on the dotted line.If you've reached this page, they might interest you.

Real estate portal
If you haven't made up your mind yet, take a look at our real estate portal. If you buy one of our properties, we'll finance up to 100% of the price.
Credichalet
A loan to build your home: from start to finish.Important documents
Here's a link to our Mortgage Guide.
View in PDF format mortgage guide
Information document with a summary of the protection measures for mortgage holders regulated by Royal Decree Law 6/2012 of 9 March (Code of Good Practices).
View in PDF format Code of Good Practices
Pursuant to the provisions of the General Contracting Conditions Act (Ley 7/98 de 13 de Abril de 1998), the clauses in the attached document are the general contracting conditions.
For mortgages on homes in the Autonomous Community of Andalusia.
View in Spanish in PDF format Autonomous Community of Andalusia.
View in English in PDF format Autonomous Community of Andalusia.
important information
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1 The final amount of the financial arrangement will be subject to the institution's risk criteria.