better financial decisions for your mortgage
Tips, steps, procedures, comparison tools... Everything you need to get to your new home.
Variable? Fixed? Mixed?
The traditional mortgage but with conditions like never before.
If you're under 36 years old, choose our Youth Mortgage and pay it off in up to 40 years. 1 Alternatively, choose our Youth Mortgage 90 if you want us to finance 90%.2
The same interest rate and payment throughout the life of the mortgage.
The interest rate is fixed for the first few years and then variable.
Efficient Home Mortgage
If your house meets the energy efficiency requirements, you can unlock even more advantages, whichever mortgage type you choose: fixed-rate, mixed-rate or variable-rate.
Sin Más Variable-Rate Mortgage
A mortgage designed for you to buy your primary residence where the only guarantee is your home.
Pay less for your mortgage? Come to Bankinter? Don't think twice.
Want to switch your mortgage to Bankinter? Invest a few minutes, earn for years.
Don't add more to your mortgage
- Zero management expenses.
- Zero registration expenses.
- Zero notary expenses.
- Zero stamp duty.
Mortgage expenses calculator
Apply for your Bankinter mortgage in three easy steps.
1. Calculate your mortgageJust enter the amount and term to find out your monthly instalments and taxes, etc. for the different types of mortgages.
2. Personalised offerWe'll ask you for some additional information to put together a detailed offer that fits your situation.
3. Signature of your mortgage agreementWhen we send you your personalised offer, we'll tell you the documents to provide for that long-awaited moment: signing on the dotted line.
If you've reached this page, they might interest you.
Real estate portalIf you haven't made up your mind yet, take a look at our real estate portal. If you buy one of our properties, we'll finance up to 100% of the price.
CredichaletA loan to build your home: from start to finish.
Code of good practices
Here's a link to our Mortgage Guide.
View mortgage guide in PDF format
Information document with a summary of the protection measures for mortgage holders regulated by Royal Decree Law 6/2012 of 9 March (Code of Good Practices).
View best practice guide in PDF format
General Terms and Conditions of Mortgages (Ley 7/98 of 13 April 1998).
View general terms and conditions of mortgages in PDF format
For mortgages on homes in the Autonomous Community of Andalusia.
View in Spanish in PDF format Autonomous Community of Andalusia.
View in English in PDF format Autonomous Community of Andalusia.
Show/Hide legal text1 As long as none of the holders is over 75 years old when the loan matures.
Show/Hide legal text2 The loan amount may not exceed 90,00% of the lower of these two values: the property's purchase value or appraisal value.
1 The final amount of the financial arrangement will be subject to the institution's risk criteria.
Bankinter has the solutionWe're here to answer your banking queries and provide you with technical support.
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