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Dual Mortgage

The only1 mortgage that combines variable and fixed interest in the same instalment.

You can choose how you want to split the proportion of variable and fixed interest2 from day one.
Find out more about dual mortgage

MORTGAGES

Our mortgages

Choose the interest rate you prefer.
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Featured Mortgage

Dual Mortgage

A revolutionary mortgage that combines fixed and variable interest at the same time.

Mixed-rate Mortgage

The interest rate is fixed for the first few years and then variable.

Variable-Rate Mortgage

The traditional mortgage but with conditions like never before.

Youth Mortgages

If you're under 36 years old, choose our Youth Mortgage and pay it off in up to 40 years. 3 Alternatively, choose our Youth Mortgage 90 if you want us to finance 90%.4

Efficient Home Mortgage

If your house meets the energy efficiency requirements, you can unlock even more advantages, whichever mortgage type you choose: fixed-rate, mixed-rate or variable-rate.

Fixed-rate Mortgage

The same interest rate and payment throughout the life of the mortgage.

Don't add more to your mortgage

  • Zero management expenses.
  • Zero registration expenses.
  • Zero notary expenses.
  • Zero stamp duty.

Any questions?

Do the sums and get answers to your questions with our calculators. And if you need a personalised offer, just ask us.

Mortgage expenses calculator

We know it's worrisome. Use our mortgage expenses calculator to find out all the expenses involved in purchasing a home: deeds, taxes, notary, etc.

Mortgage calculator

Just quickly enter a few details and we'll calculate your mortgage costs (monthly instalments, taxes...)

Personalised offer

Seen a house that's just what you're looking for? Apply for a personalised offer, no obligation to take it up. You'll be able to work out the costs with real figures: instalments, taxes, etc.

Apply for your Bankinter mortgage in three easy steps.

Buying a home can be a bit overwhelming. At Bankinter, we simplify steps and guide you through them.

1. Calculate your mortgage

Just enter the amount and term to find out your monthly instalments and taxes, etc. for the different types of mortgages.

2. Personalised offer

We'll ask you for some additional information to put together a detailed offer that fits your situation.

3. Signature of your mortgage agreement

When we send you your personalised offer, we'll tell you the documents to provide for that long-awaited moment: signing on the dotted line.

If you've reached this page, they might interest you.

We have different solutions for different needs.
Dónde comprar una casa a crédito

Real estate portal

If you haven't made up your mind yet, take a look at our real estate portal. If you buy one of our properties, we'll finance up to 100% of the price.
Real state portal
imagen seguro de hogar

Credichalet

A loan to build your home: from start to finish.
Credichalet

Important documents

Code of good practices

Discover the Code of Good Practices established by Royal Decree Law 19/2022, of 22 november, on special measures to protect vulnerable mortgage borrowers.

View best practice guide in PDF format

Here's a link to our Mortgage Guide.

View mortgage guide in PDF format

Information document with a summary of the protection measures for mortgage holders regulated by Royal Decree Law 6/2012 of 9 March (Code of Good Practices).

View best practice guide in PDF format

Document of General Terms and Conditions of Mortgages (Ley 7/98 of 13 April 1998).

View general terms and conditions of mortgages in PDF format

Document of General Conditions of the Real Estate Loan with mortgage guarantee (Dual).

View general terms and conditions of mortgages in PDF format dual mortgage

Link to the Tools for mortgage holders struggling to pay guide.

View the Tools for mortgage holders struggling to pay guide in PDF format.

Bankinter has the solution

We're here to answer your banking queries and provide you with technical support.

More information
901 810 440
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