Structured products

An alternative investment approach.

At Bankinter we want to offer you an investment alternative through our structured products so you can find the best solution for your needs.

What are Structured Products and how do they work?

All you need to know about introducing structured products into your investment strategy.

Professionalism and confidence in your investments

Adapted to you, your risk profile, and your needs and expectations.

Diversifying your investments to allow simultaneous exposure to different stock indices and shares.

With different levels of capital protection depending on the investor profile.

With different investment terms so you can plan your needs better.

Discover some of our structured products

Bono estructurado BBVA 5x5x5 Anual 23.36

See factsheet Arrange

For more information, contact your personal manager or Telephone Banking specialist.

Here's what you need to start trading with structured products:

A current account or a broker account¹

If you are not a Bankinter customer, you need to open a current account. We recommend the Broker Account, an account without a maintenance fee specially designed for carrying out investment transactions.

If you are already a customer, you can use any of your current accounts, or if you prefer you can also open a Broker Account.
I WANT TO OPEN A BROKER ACCOUNT
A broker account²

Once you have opened or chosen the current account you are going to use to trade with fixed income, you will need to apply for a broker account so that we can deposit public or private debt securities. You can an open the online fixed income account through Broker by signing in with your usual passwords, or by visiting your Bankinter branch.
I want to open a broker account

Useful information

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¹ Broker Account: Promotion valid until - or up to a maximum of 40,000 new accounts. Nominal annual interest rate of 1,99% (2% AER). Leap year quarterly settlement. For a sample daily balance of €5,000 in a Broker Account, the gross remuneration calculated for a quarterly settlement period would be: 1st quarter: €24.74, 2nd quarter: €24.74, 3rd quarter: €25.01, 4th quarter: €25.01.
To be eligible for this remuneration, you must perform at least 10 buy/sell trades on the market each calendar quarter via any of the channels available for arranging the products offered by Bankinter Broker at any given time. Trades performed using accounts (securities, derivatives and/or fixed income) linked to the Broker Account and any other Bankinter account you hold or jointly hold will be taken into account when calculating the number of trades. The promotion does not include currency trades or trades using delegated portfolio management services. You must also pay a standard custody fee on the securities account linked to the Broker Account and on all securities accounts you hold or hold jointly with others.

Only one Broker Account is permitted per customer, who must be a private individual resident in Spain. This account is not available to Bankinter Group employees and agents. The currency of the Broker account is the euro.
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² New Online Fixed Income Account: The new broker accounts opened online through Broker Bankinter will have the special fees specified for as long as you maintain the account.
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You can consult the key data document in force on the date of issue at any Bankinter branch, on bankinter.com and on the website of the Spanish National Securities Market Commission (www.cnmv.es).
This website is for information purposes only. The Customer hereby declares that, before taking out the Product, they will have considered the legal, regulatory, accounting, financial and tax implications and that they have enough knowledge and experience to do so, either personally or through their advisors. Under no circumstances may the Bank be considered an adviser to the Customer.

During this assessment, the Customer will consider their own financial situation and capacity to assess risks when they need to decide whether or not to engage in any given transaction. Throughout the validity of the Marketing Period and when circumstances occur in the market that, in the Bank's opinion, substantially alter the situation that existed when the Product was offered, the issuer or the Bank may revoke the offer with respect to the Product.