Skip to contents
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.

Switch your salary to Bankinter

Lights, camera, action! It's time to switch your salary

If you're paying your salary into another bank but think Bankinter might be better... it's time to do something about it! We explain how easy it is to switch your salary to Bankinter.
Cambiar tu nómina a Bankinter

Switch your salary to Bankinter and enjoy all the benefits we offer

Trae tu nómina a Bankinter

The process for switching your salary to Bankinter is:

  • Simple.
  • Fast.
  • 100% online.
  • Without leaving home.

You can start enjoying the benefits of our salary account when you do:

  • No fees
  • With 2 free accounts1 for whatever you want.
  • And up to €6802 the first two years.
  • Sign up online and you can choose between a debit or credit card with no issue or maintenance fee3.
  • The maximum interest-bearing balance is €10,000. Up to 40,000 accounts.

Chill out on the sofa. We'll take care of it all

We help you do all the tedious admin.

100% online

No need to visit a branch, you can do it from any device.

You decide what you want to switch

You choose whether to switch any other products in addition to your salary.

Bankinter does it for you

We will switch your regular income (salary, pension, etc.) and your direct debits (electricity, telephone, etc.) to your new account.

Shall we begin? You can switch your salary to Bankinter in just 2 steps

Step 1: become a customer

What are you waiting for? It's as easy as clicking, entering your details and identifying yourself using your mobile phone. Job done! Your account is ready.

Open salary account

Step 2: switch bank

We make everything really easy. With our Bankinter switching service, you leave all the paperwork to us. You can find it in the “Services” section of your private area. Just click on “Switch accounts” and then all you have to do is:
  • Select the holder.

  • Select the account you want to switch and the actions you want to perform: transfer your balance, switch your transfers and direct debits, report the new account to the issuers of your bills...

  • Choose the start date: this will ensure that your payment obligations and ongoing regular income will continue as normal.

  • Confirm the process and you're done!

What about all the other admin? We'll take care of it!

  • We will switch your income and direct debit payments to your new account.
  • We will set up the transfers you make to other banks.
  • We will cancel your old account and transfer the outstanding balance to your new Bankinter account.

Have you switched your salary account? You can switch everything you want to Bankinter!

It is so easy you can do it in three minutes from any device:

If you want to switch your bills...

Just follow these steps to switch the bills you want to your new Bankinter account.

  • Select the type of bill you want to switch and choose an alias: electricity, gas, school...
  • Attach the bills you want to bring over.
  • Sign and we contact the issuers of the bills to make the change.
Switch your bills
Traer tus recibos
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
On a scale of 1 to 7, the risk level of Bankinter Pension Plans varies between 2 and 6. Category “1” does not mean that the investment is risk-free.
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

And if you want to switch other products...

We will help you switch all of these products:
Traer otros productos

Pension plans4 / EPSVs5

Switch the plan on which you will build your future.

Investment funds6

Switch your funds from other banks.

Securities

Switch your shares, ETFs and other listed products.

Mortgages

Switch your mortgage to Bankinter. It's much easier than you imagine. With our mortgages, you can choose between a fixed, variable or mixed interest rate.

You can see all your banks from Bankinter

With our financial aggregation service you can see all your positions with other banks without leaving the Bankinter website or app.

  • You decide which banks you want to include.
  • It is easy to set up and even easier to use.
  • You can view all your accounts, cards, movements and other banking products at a glance.
  • You will have an overview of all your money, making it easier to manage.
  • You can make transfers using the bank account you choose from the Bankinter website or app.
I want to find out more about the Financial Aggregator
Servicio de Agregación Financiera

And if you want to find out more... we have all the information you need

See What do I need to switch my salary? What do I need to switch my salary?

You just need the following to switch your salary to Bankinter:

    • Your valid ID.
    • A Spanish mobile phone number.
    • An email address.
    • A mobile device with a camera to verify your identity.

See What does the two free accounts promotion consist of? What does the two free accounts promotion consist of?

When you sign up for one of our salary, non-salary, professional or pension accounts, we will give you 2 free accounts to use for whatever you want. You can use them to invest, save, share or pay, so you can organise your finances the way you want.

You can open these two accounts with whoever you want: for you, your partner, your children, your grandchildren or for anyone you can think of.

See What requirements do I have to meet to benefit from this promotion? What requirements do I have to meet to benefit from this promotion?

You must meet the following requirements to benefit from this promotion of 2 free Bankinter accounts:

    • Sign up for a salary account, pension account, professional account or non-salary account.
    • This offer is available until the promotion ends on 31/12/2023 or until 40,000 accounts have been set up.
    • This promotion is open to Bankinter customers and new customers.