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Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Tú y Yo Account

If you share expenses, share an account.


Share the good things in life

Making everyday life that little bit easier

At last, a simple solution: an additional, shared account for keeping track of expenses and sharing them.1

With a credit card2 for each holder

Each holder will get a credit card without and issuance or maintenance fee. For cash withdrawals from the account, without a fee, at over 17,0003 ATMs.

No fees

If you each have a current account at Bankinter and one of those accounts is a salary, non-salary , pension or professional account, you can open a fee-free joint account.

Switch Service

Want to bring all your accounts or direct debits to Bankinter? Do it in the most convenient way:

  • Without visiting your branch
  • On any device

Free transfers

You won’t pay any fees on national transfers made through, or when you pay cheques into your account.

Bizum: Instant payment service

Bizum: an easy and safe way to send and receive money through your mobile


See Tú y Yo account conditions Tú y Yo account conditions

Tú y Yo account requirements

Both of you must be individuals living in Spain.

The account must have two holders, each of whom must open and maintain an active current account at Bankinter; at least one of them must be a salary /professional/pension account or a non-salary account.

To be able to open the Tú y Yo Account, you must first activate your Salary/Professional/Pension or Non-Salary Account.

The same person may only hold one Tú y Yo Account.


What do I have to do with my direct debits?

Very little. You just have to provide us with a copy of each of them and sign the authorisation document to change the direct debit. The bank will take care of the rest.

Can I withdraw cash with my card?

You can withdraw cash from your account without a fee2 from more than 17.000 ATMs, including those of Bankinter, red Euro 6000, Banco Popular, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Banca March, Targo Bank and Euro Automatic Cash.

Can I have several accounts Tú y Yo accounts?

No, a customer can only have one Tú y Yo account.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
901 010 136
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