Skip to contents
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Fee-free BK Salary account

Do you think you deserve to earn more? So do we.

  • That's why we've created BK Salary. A different account that rewards your effort in the same way other accounts reward higher salaries. A little help, a little encouragement.
  • Take a look and if you like what you see, hurry: the promotion ends on 31.12.21 or when 40,000 new accounts have been opened. Sound a lot? Not at all.
the first year* and up to 2% AER the second year. Maximum interest-bearing balance €3,000the first year. The maximum interest-bearing balance is €3,000.

Pay less, earn more.

Bk Salary provides you with the most common services, completely free of charge.

No-fee account

You won't pay any kind of maintenance fees with the BK Salary account. You can forget about those annoying bank fees

Combo card1

You will have a card with no issuance or maintenance fees with two sides, or two cards, or two forms of payment. You decide how you want to pay: the entire balance at the end of the month, or at your own pace little by little.

Free transfers domestically and within the EU.

There is no fee for any domestic and EU transfers in euros via our website or app.

Discounts programme

Discounts on gym fees, phone bills, travel, eating out, music, clothes, cosmetics, “ whatever you need”.

Multichannel access to your account

We want to make things simple for you. As well as at our branches you can conduct enquiries and transactions via our website, app or telephone banking.

A no-fee account with only two conditions:

  • Have your salary paid directly into your account (minimum €500/month)

    You have two months to make the first deposit, equal to or greater than the one you declared as your salary when you opened the account. Once we receive the first deposit, your BK Salary Account will start bearing interest.

  • Make 3 payments per quarter using your Combo Card

    That's right, only three per quarter and no minimum amount: shopping, paying bills, etc. You can use either side of your card.

* so you know exactly the maximum interest you could receive.

  • We will use an account with a daily balance of €3,000 and a settlement period of 180 days as an example.
  • Gross interest for the first six months: 73,08€; second six months: 73,08€; third six months €29.44; fourth six months €29.44.
  • First year: nominal annual interest rate of 4.94% (5% AER).
  • Second year: nominal annual interest rate of 1.99% (2% AER).


Before you can even think about “the hassle of switching banks”, you will already be with Bankinter.

Because we have a free, special service for this: Bank Change service. It is a simple way of transferring the products or bills that you have with other entities.

  • Online.
  • No paperwork.
  • No arrangements to make with your other banks.
Open a BK Salary Account

Who can open a BK Salary Account?

Who's it for?

New customers with salary income of a minimum of €500/month.

Monthly income

You must be between 18 and 30 years old, an individual and resident in Spain.

And last but not least

You can only be the owner of one interest-bearing account and two bonus accounts, those that, for example, do not have a maintenance fee or which have cards with special conditions.

Do you need any more reasons to open your BK Salary Account? Here are three: gift voucher: pay 1.5% less

You will pay 1.5% less when you buy your Amazon.es2 gift vouchers through your BK Salary Account.

Bank cards on your phone

All your cards, instantly accessible. You can choose Apple Pay, Samsung Pay, Google Pay or Bankinter Wallet.

17,000 ATMs for free debit card cash withdrawals

At our ATMs and EURO 6000 ATMs, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxam, Banca March, Targo Bank, Euro Automatic Cash and Euronet.

BK Rent

Rent today, own your home tomorrow

If you are renting but would like to buy a house one day, look no further than BK Rent: pay your rent through your Bankinter account and you will receive a reward of up to €500 on your first mortgage:

  • Annual reward of 10% of the average of your monthly rent.
  • It will be calculated on a maximum amount of €1,000. and will be paid twice a year.
  • To access the funds in your virtual piggy bank, you need to take out a mortgage with Bankinter before your 36th birthday.


Do I have to pay in a minimum amount?

Since this is a Bk Salary account, each month a salary of at least €500 has to be paid into your account, as a lump sum, either by bank transfer or cheque.

Do I have to set up direct debits to pay bills?

No, it's not necessary.

What documentation do I need to open an account?

You just need to send us a photocopy of your ID card and your last payslip.

What happens to my Bk Salary account when I turn 30?

The Bk Salary account is only available to customers under the age of 30. However, as long as you meet the requirements, you can continue to enjoy the benefits regardless of your age.

Bankinter, here to help

We're here to answer your questions and banking queries, provide technical support, etc

More Information
901 810 379
ATMs and branches