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Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Pay less, earn more.

Bk Salary provides you with the most common services, completely free of charge.

No fees account

You won't pay any maintenance fees with the Bk Salary account. More for your savings. Offer valid until 40,000 new accounts have been opened.

Combo Card2

A card with no issuance or maintenance fees with two sides, or two cards, or two forms of payment. You decide how you want to pay: the entire balance at the end of the month, or at your own pace little by little.

Free transfers

All the domestic transfers you make on our website or app are free.

Who's it for?

You must be between 18 and 30 years of age.

Monthly income

Your salary must be greater than, or equal to, €500.

And last but not least

No direct debit of bills required.

Everything you want, easier and on your mobile.

Because earning more also means gaining more convenience and saving time.

Apple Pay

Add your Bankinter cards to Apple Pay and use them. It's simple.
Find out more about apple pay

Samsung Pay

The app exclusively for Samsung phones and smartwatches. You can add your payment cards and your loyalty cards.
Find out more about samsung pay

Google Pay

The app lets you add payment cards, boarding passes, loyalty cards... Exclusive for Android devices.
Find out more about google pay

Bk Salary is much more than an account.

Our job is to get you more for your money.

BK Rent

Rent today, own your home tomorrow

BK Discounts

Get all the benefits of our discount programme for young customers.

Register with the programme to unlock direct discounts or bonuses and add them to your piggy bank.

We'll also send you regular updates about new offers that match your interests.

Come on! Register today!

Find out more about bk discounts

Free ATMs

You can withdraw cash without a fee3 from all Bankinter ATMs and the ATMs of associated banks, with more than 17,000 machines. This way you’ll never have to pay any fees when you take out money. Our App will tell you where.
Find out more about free ATMs

Popcoin: make the most of your savings

You can use Popcoin, Bankinter’s digital investments manager, to invest from as little as 1,000 euros, in an investment fund4 portfolio suited to your investor profile. Fully digital and with one of the best prices in the market.
Find out more about popcoin

See Bk Salary account conditions Bk Salary account conditions

Terms and conditions

  • To open a Bk Youth account you need to be over 18 and under 30 and live in Spain.
  • You must have a monthly salary of least €500 paid into your account by bank transfer or cheque.
  • The deadline for paying in your first salary is two months from the date you open your Bk Salary account. Otherwise the account will not be treated as a Bk Salary account and you will lose the benefits, products and services linked to it.
  • Interest-bearing account with 5% AER the first year and 2% AER the second year, up to a maximum of €3,000. Interest paid every six months.
  • No maintenance fees.
  • Free national transfers through
  • Completely operative and with instant access to your funds.
  • Free Combo card. To use the card free of charge, you must make at least three payments per quarter for purchases, bills or anything else.


Do I have to pay in a minimum amount?

Since this is a Bk Salary account, each month a salary of at least €500 has to be paid into your account, as a lump sum, either by bank transfer or cheque.

Do I have to set up direct debits to pay bills?

No, it's not necessary.

What documentation do I need to open an account?

You just need to send us a photocopy of your ID card and your last payslip.

What happens to my Bk Salary account when I turn 30?

The Bk Salary account is only available to customers under the age of 30. However, as long as you meet the requirements, you can continue to enjoy the benefits regardless of your age.

Bankinter, here to help

We're here to answer your questions and banking queries, provide technical support, etc

More Information
901 810 379
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