Improve your salary with greater advantages
Free credit card
Enjoy our Combo card for free. You'll be able to withdraw cash from your account without a fee at more than 14,000 ATMs.2
Worry-free service
Want to bring all your accounts or direct debits to Bankinter? Do it in the most convenient way:
- Without visiting your branch
- On any device
Free transfers
You won’t pay any fees on national transfers made through www.bankinter.com, or when you pay cheques into your account.
Combo card
The best card wherever you look
Opening a Bankinter Salary account is easy: we’ll move all your direct debits for you.
I want a salary accountBecome a customer
This is a special offer for new customers that will only be available until 31 December 2020.Bring us your salary
You must have a monthly income of at least €1.000. If that's not your case, we recommend that you apply for our Non-Salary account.Set up three direct debits
We'll change all your direct debits for you. All you need to do is set up at least three per quarter.Free cash withdrawals
You'll be able to withdraw cash from your account without a fee2 from more than 14,000 ATMs: all those of Bankinter and the whole EURO 6000 network, plus Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash ATMs.
Open our app to find your nearest free ATM.
BRANCH AND ATM FINDER
Thinking about switching banks? Come to Bankinter and we'll help with all the arrangements
Account Transfer Service
BIZUM: INSTANT PAYMENT SERVICE
A safe and simple way to send and receive funds through your mobile.
Opening a Bankinter Salary account is easier than ever: you can do everything online. No queues, no paperwork!
I want a Salary accountMore services, more advantages
See Salary Account terms and conditions Salary Account terms and conditions
Terms and conditions of Salary Account
The remuneration on the Salary Account is a nominal rate of 4.94% in the first year (5% APR). During the second year, the nominal remuneration will be 1.99% (2% APR). This APR has been calculated considering that there are no fees for Salary Account. The amount resulting from each half-yearly settlement will be subject to the withholding percentage stipulated in tax regulations, as it is treated as a capital gain.
The maximum daily balance to be remunerated will not exceed €5,000, regardless of whether there is more than one salary in the same account.
The account will begin to be remunerated when the first entry of a salary amount equal to or greater than that declared in the application is registered.
Requirements to enjoy the advantages of the promotion
Open a Salary Account with Bankinter during the promotion period. You must be an individual, resident in Spain, who does not have, or has not previously had accounts with Bankinter, either on your own or jointly. You must therefore be a new customer. These accounts must be opened simultaneously with the registration of the customer.
Register as a customer and open your Salary Account before the end of the promotion period.
Your salary income must be equal to or greater than €1.000 net per month.
You must pay at least three bills by direct deposit in the quarter through your Salary Account.
The time limit for making the first deposit is three months from the moment you open your Salary Account. If there is no income after this time, the account will cease to be considered a Salary Account and will lose the associated advantages, products and services.
This offer is not available to Bankinter Group employees and agents.
Salary Account income shall include deposits by cheque or transfers where the issuer or sender are not the account holder. Cash income is not taken into account and the sum of income is not accepted.
Every month, your Salary Account must receive at least one payroll payment for an amount equal to or greater than that declared at the time of arranging the account.
The card of the holder(s) who deposits the salary associated with the Salary Account must be active, i.e. used to make at least three payment transactions in the quarter.
See FAQs FAQs
What documentation do I need to open my Salary Account?
Your valid identity document.
Your last payslip or tax return.
What do I have to do to move my direct debits to my new account?
Very little because we have direct debit management service. You'll be able to set up direct debits for your bills in less than three minutes from any device, without having to visit your branch. It's that easy.
Can I withdraw cash with my card?
You can withdraw cash from your account without a fee1 from more than 14,000 ATMs, In all: Bankinter, red Euro 6000, Banco Popular, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Banca March, Targo Bank and Euro Automatic Cash.
Can I have a cheque book?
Yes, you can request one at no charge.
Can a customer have more than one Salary Account?
Yes, if you meet the requirements of both accounts, up to a maximum of two Salary Accounts (the account holder who makes the payment must be reported; they can only be reported in one account as the account holder making the payment) or a Salary Account + a Non-Salary Account. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account that has special financial conditions such as free credit cards and no fees. This limit will also apply to any other interest-bearing or bonus account, or account with special conditions, that Bankinter may offer in the future.
Important information
- See list of the typical services linked to a payment account
- Salary Account Fee Information Document
- VIEW Salary ACCOUNT PRE-CONTRACT FACTSHEET
- See general terms and conditions for current accounts
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Show/Hide legal text1 Salary Account: Offer valid until 31 December 2020 or until a maximum of 40,000 new accounts have been opened. Exclusively for new customers with a salary of at least € 1.000. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account subject to special financial conditions such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing amount is € 5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the salary account of € 5,000, calculated for a settlement period of 180 days (gross return): 1st six months € 121.81, 2nd six months € 121.81, 3rd six months € 49.07, 4th six months € 49.07. To access and keep the benefits of our Payroll Account, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active, which means that you have to use it at least three times per quarter.
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Show/Hide legal text2 Bankinter will not charge you any fees for debit card cash withdrawals, regardless of the amount withdrawn, as long as you take out the cash at any Bankinter ATM or those of any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash and the entire EURO 6000 ATM network: CajaSur Banco, EVO Banco, CECABANK, CARDTRONICS, Caixa Ontinyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and EspañaDuero.