1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.

Fee-free salary account

Make a change for the better: bring your salary to Bankinter and go up a bank

  • No fees
  • No maintenance charges
Up to
5%AER
the first year1 and up to 2% AER the second year. Maximum interest-bearing balance €5,000in the first year1. Maximum interest-bearing amount is €5,000.

Improve your salary with greater advantages

Tarjeta Combo

Combo card

The best card wherever you look

Become a customer

This is a special offer for new customers that will only be available until 31 March 2020.
I want a salary account

Bring us your salary

You must have a monthly income of at least €1,000. If that's not your case, we recommend that you apply for our Non-Salary account.

Set up three direct debits

We'll change all your direct debits for you. Plus, you only need to set up at least three per quarter.

Free cash withdrawals

You'll be able to withdraw cash from your account without a fee2 from more than 14,000 ATMs: all those of Bankinter and the whole EURO 6000 network, plus Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash ATMs.

Open our app to find your nearest free ATM.

BRANCH AND ATM FINDER
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bizum

BIZUM: INSTANT PAYMENT SERVICE

A safe and simple way to send and receive funds through your mobile.

More services, more advantages

See Salary Account terms and conditions Salary Account terms and conditions

Terms and conditions of Salary Account

The remuneration on the Salary Account is a nominal rate of 4.94% in the first year (5% APR). During the second year, the nominal remuneration will be 1.99% (2% APR). This APR has been calculated considering that there are no fees for Salary Account. The amount resulting from each half-yearly settlement will be subject to the withholding percentage stipulated in tax regulations, as it is treated as a capital gain.

The maximum daily balance to be remunerated will not exceed €5,000, regardless of whether there is more than one salary in the same account.

The account will begin to be remunerated when the first entry of a salary amount equal to or greater than that declared in the application is registered.

Requirements to enjoy the advantages of the promotion

Open a Salary Account with Bankinter during the promotion period. You must be an individual, resident in Spain, who does not have, or has not previously had accounts with Bankinter, either on your own or jointly. You must therefore be a new customer. These accounts must be opened simultaneously with the registration of the customer.

Register as a customer and open your Salary Account before the end of the promotion period.

Your salary income must be equal to or greater than €1,000 net per month.

You must pay at least three bills by direct deposit in the quarter through your Salary Account.

The time limit for making the first deposit is two months from the moment you open your Salary Account. If there is no income after this time, the account will cease to be considered a Salary Account and will lose the associated advantages, products and services.

This offer is not available to Bankinter Group employees and agents.

Salary Account income shall include deposits by cheque or transfers where the issuer or sender are not the account holder. Cash income is not taken into account and the sum of income is not accepted.

Every month, your Salary Account must receive at least one payroll payment for an amount equal to or greater than that declared at the time of arranging the account.

The card of the holder(s) who deposits the salary associated with the Salary Account must be active, i.e. used to make at least three payment transactions in the quarter.

See FAQs FAQs

What documentation do I need to open my Salary Account?

Photocopy of the tax ID number (NIF) of the owners of the account.

Photocopy of the last salary.

What do I have to do to move my direct debits to my new account?

Very little. You just have to provide us with a copy of each of them and sign the authorisation document to change the direct debit. The bank will take care of the rest. You can do this in any of our branches or using Telephone Banking, by providing us with the data: 902 13 23 13

Can I withdraw cash with my card?

You can withdraw cash from your account without a fee1 from more than 14,000 ATMs, including all those of Bankinter, red Euro 6000, Banco Popular, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Banca March, Targo Bank and Euro Automatic Cash.

Can I have a cheque book?

Yes, you can request one at no charge.

Can a customer have more than one Salary Account?

Yes, if you meet the requirements of both accounts, up to a maximum of two Salary Accounts (the account holder who makes the payment must be reported; they can only be reported in one account as the account holder making the payment) or a Salary Account + a Non-Salary Account. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood as a current account that has special financial conditions such as free credit cards and no fees. This limit also applies to any other interest-bearing or subsidised account, or account with special conditions, that Bankinter might offer in future.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

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