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Only for the accounts
Interest-bearing salary account with no fees
The only1 salary account that gives you up to €680.
- Free linked services to make your everyday banking easier.
- If you open it online, you can choose between a debit or credit card without an issuance or maintenance fee.
- More than 17,000 ATMs for free debit-card cash withdrawals.
2 additional accounts for whatever you want. And no fees.
The promotion ends on 31.12.2023 or when 40,000 new accounts have been opened. It seems like a lot, but it is not that many. We explain how you earn interest so everything is clear right from the start.
You'll get a credit or debit card
You decide which one suits you best. If you choose the debit card, remember you will need to open your account here, on the website: faster, easier.
No issuance or maintenance fee for Salary Account customers.3
And discover Paga Cómodo, our new service where you choose how you want to pay for your current account transactions of more tan €90.
You'll have more than 17,000 ATMs for fee-free debit-card withdrawals.
Bankinter, Deutsche Bank, Euro Automatic Cash, Grupo Cajamar, Banca March, Grupo Cajas Rurales, Laboral Kutxa Bank, Targo Bank, Euronet... And the entire EURO 6000 Network!
It's very easy to start enjoying the Salary Account.
Remember, you must be an individual living in Spain and you may not have held one of our interest-bearing accounts in the past 12 months.
The customer may only be the owner of one interest bearing account and two bonus accounts, those that, for example, do not have a maintenance fee or which have cards with special conditions.
Have your salary paid directly into your account (minimum €800/month)
Existing and new customers with a minimum salary income of €800/month, who are not employees or collaborating agents of the Bankinter Group. You have three months to make the first deposit, equal to or greater than the one you declared as your salary when you opened the account. Once we receive the first deposit, your Salary Account will start bearing interest.
Make 3 payments per quarter using your Combo Card
Yes, that's right, per quarter and with no minimum amount. You can use either side of your card.
Make three charges per deposit per quarter
It is not required that they be different issuers, nor that they occur during the same month. It can be one deposit every month or, for example, three deposits in a single month and then none for the next two months.
With everything you need for your everyday banking.
- FREE national transfers in euros through the website and within the EU.
- Configuration of alerts on your mobile.
- Bizum and transfers to ATMs.
- Enquiries and transactions through the website, mobile app, telephone banking and at branches.
- Get an advance of your income.
- Smart Cash: Transfer money from your credit card to your current account.
Don't think twice.
Still have questions?
FAQs-
And don't worry, we'll take care of the paperwork
I want a salary accountWith our Switch to Bankinter service you can bring all the direct debits you have with other banks to your new account with us: from the comfort of your home.
- We'll transfer the balance and cancel your old account.
- Easy because we'll guide through each step and you'll always know the status of your requests.
- And if you want to bring your funds, pension plans, etc., you can do it just as easily.
Belong to an innovative bank, a bank you have always known.
Our branches remain open with our usual personal and personalised service.
Our cash desks are open from 08.30 to 14.00 for everything you need, the same as since 1965, with no need to make an appointment.
We remain committed to ensuring our branches remain accessible, so no one gets left out.
Would you like us to help you arrange your salary account? Call us on 91 050 01 28, or if you prefer ...
We calculate the maximum interest you could earn.
Example for a daily balance of €10,000, calculated for a settlement period of 180 days.
1st and 2nd six months €487.24 each six month period
1st year NIR 4.94% (5% AER)
3rd and 4th six months €196.28 each six month period
2nd year NIR 1.99% (2% AER)
You will get up to €683.52 the first two years. And no fees.
Plus
How do I open a Salary Account?
Open your Salary Account in 5 easy steps online, from our website.Discover and compare all our accounts
Find the account that best suits your needs, type of work and income.Can the salary account have two holders?
Want to share your Salary Account? Good news, it supports up to two holders.Still have questions?
See Is this promotion compatible with the other advantages of the salary account? Is this promotion compatible with the other advantages of the salary account?
Yes, they are compatible with the possible remuneration and all the other benefits of the Salary, Pension, Business, Non-Salary or Youth Salary account that qualify for the €0 maintenance fee and free credit card.
See What happens if I cancel the account or stop meeting the requirements of the salary? What happens if I cancel the account or stop meeting the requirements of the salary?
If you cancel the Salary, Pension, Business, Non-Salary or Youth Salary account, the accounts will no longer be treated as bonus accounts. You also need to continue to meet the requirements of the Salary, Pension, Business, Non-Salary or Youth Salary account at all times.
See Do the holders of the Salary account have to be same as the holders of the current accounts? Do the holders of the Salary account have to be same as the holders of the current accounts?
No, the only requirement is that the customer is a holder in all of them.
See Can I withdraw cash with my card? Can I withdraw cash with my card?
You can withdraw cash from your account without a fee3 from more than 17,000 ATMs, In all: Bankinter, Grupo Cajas Rurales, Deustche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash and Euronet, as well as the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Unicaja Banco S.A., Colonya Caixa Pollença, ABANCA, Ibercaja and Kutxabank.
See Can I have a cheque book? Can I have a cheque book?
Yes, you can request one at no charge.
See Can a customer have more than one Salary Account? Can a customer have more than one Salary Account?
Yes, if you meet the requirements of both accounts, up to a maximum of two Salary Accounts (the account holder who makes the payment must be reported; they can only be reported in one account as the account holder making the payment) or a Salary Account + a Non-Salary Account. A customer may only be the holder of one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account that has special financial conditions such as free credit cards and no fees. This limit will also apply to any other interest-bearing or bonus account, or account with special conditions, that Bankinter may offer in the future.
Important information
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Show/Hide legal text1 Source: Inteliens. A comparative survey of 20 financial institutions carried out at the beginning of March 2022 on the conditions and advantages associated with salary accounts concluded that the Bankinter salary account is the only one that offers two free accounts, for any purpose, associated with a main salary account with high remuneration (5% AER the 1st year and 2% AER the 2nd year) and without any fees. The sources of information were: the Inteliens competitor monitoring financial observatory (Individual Retail Banking), mails to managers and calls to financial institutions as a real customer and contacts through social media as a potential customer. SEE SURVEY DETAILS
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Show/Hide legal text2 If you open a Salary/Pension/Business/Non-Salary/Young Salary account, you can have up to two current accounts with no maintenance fee (NIR 0%, AER 0% calculated for a hypothetical daily balance of €10,000 held for one year). This offer is available until 31/12/2023 for both new and existing customers, and is compatible with all of the other benefits for the Accounts.
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Show/Hide legal text3 If you open a Salary/Pension/Business/Youth Salary account online you can choose between a credit card or debit card, with no issue or maintenance fee. This offer is available until 31/12/2023 for new customers only and is compatible with all the other benefits linked to the Salary/Pension/Business/Youth Salary accounts.
- See list of the typical services linked to a payment account
- Salary Account Fee Information Document
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Show/Hide legal textVersion also available in Catalan, Valencian, Basque and Galician.
- VIEW Salary ACCOUNT PRE-CONTRACT FACTSHEET
- See general terms and conditions for current accounts
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