Guía para tus cuentas
Consejos, comparadores,...Resolvemos tus dudas y te ayudamos a elegir la cuenta bancaria que estabas buscando.
Types of accounts
The accounts galaxy; let the episode begin!
Shall we start with the intro?
interest-bearing accounts
The most common interest-bearing account is: The salary account
- Removing commissions.
- Having discounts and privilege programmes.
- Use of transfers and cards without commission.
- Receiving remuneration.
Among the accounts that offer you advantages for your monthly income, there are two more types!
Know which account you want?
Open it 100% online
But the season is not over yet...
Current account
Content Current accountThis account will allow you to have a card and access other banking products such as a loan, a mortgage, etc.
- You can deposit your money in it and use it whenever you want, in addition to being able to carry out everyday transactions.
This is for you if You want an account without conditions.
Savings account
Content Savings accountThis account is designed to give you returns in exchange for depositing your savings in it.
- It helps you meet your savings goals and at the same time allows you to get your money whenever you need it.
This is for you if...You want an account to deposit your savings.
Youth account
Content Youth accountAs its name makes clear, this account is for younger customers, normally up to the age of 35.
And just for that, you can get advantages such as:
- Removing commissions.
- Debit cards without commission.
- Enjoying personalised discounts.
This is for you if...You are young, with or without monthly income.
An account for stock-market investors
Content An account for stock-market investorsThis current account has been designed for depositing money that you would like to invest in the stock market and is an essential ally for your securities account.
What's more, you can enjoy perks such as:
- No maintenance fees on your account.
- Interest yielded on any money held in this account that you do not invest.
It's the perfect choice for you if... you would like an account for monitoring your stock-market investments and getting a return on your money.
This is not everything, do you want to see more?
Compare the types of accounts using our comparison tool.
Discover all our accounts.
FAQs
How do I open an account with Bankinter?
Opening an account is simple and 100% online. There's no paperwork involved and you can do it wherever it suits you best.
- Fill in the form with your personal and employment details.
- Download the video identification app to confirm your identity.
- Choose the type of account you want to open.
- Digitally sign the contract and you're done! You now have an account with Bankinter. All that remains is to create a password so you can start performing transactions.
If for any reason you have to pause the process, you can resume it whenever you want.
And if you change your mind, you have 14 days (from signature of the contract) to exercise your right of withdrawal. Simply let us know by phone or email, or by visiting a branch.
What do I need to open the account with Bankinter?
To begin opening your new online account, you'll need the following:
- Your valid ID card
- A Spanish mobile phone number (+34)
- A mobile device with a camera (for video identification)
The process is online and you can do it whenever and wherever you want. Besides, you don't have to complete the procedure all in one go. You can always exit and come back to it later.
How can I transfer my direct debit payments to my new account?
With our new direct debit management service, all you have to do is set up direct debits for your bills. It takes less than three minutes and you can do it on any device. No need to visit a branch.