Skip to contents
Only for the account
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.
Each investment fund has its own risk flag, which may be higher.
cuentas bancarias bankinter

No-fee account

So it's all savings. With Youth Account you will no longer pay account maintenance fees.
NIR: 0% (AER:0%).

Debit card

No issuance or maintenance fee. It's wholly optional but it's there if you think it could ever be useful.

Free transfers domestically and within the EU.

There is no fee for any domestic and EU transfers in euros via our website or app.

Discounts programme

Discounts on gym fees, phone bills, travel, eating out, music, clothes, cosmetics, “ whatever you need”.

Who can open a Youth account?

To open a Youth account you need to be over 18 and under 24 and live in Spain.
If there are several account holders, at least one of you must be between 18 and 24 years old.
And finally: only one Youth account is permitted per holder or co-holder.

Rental Savings Plan

Rent today, own your home tomorrow

If you are renting but would like to buy a house one day, look no further than Rental Savings Plan: pay your rent through your Bankinter account and you will receive a reward of up to €500 on your first mortgage:

  • Annual reward of 10% of the average of your monthly rent.
  • It will be calculated on a maximum amount of €1,000. and will be paid twice a year.
  • To access the funds in your virtual piggy bank, you need to take out a mortgage with Bankinter before your 36th birthday.
find out more about rent
cuenta nomina y cuentas bancarias bankinter

5% Plan2

cuentas para jovenes bankinter

A good plan for your money.

For example:

  • Let's start with an initial subscription of €1,000.
  • We will set up a regular monthly contribution of €50, and assume we will keep it for 23 months.
  • Result of the monthly payment for the first year: 4,17€. Total annual bonus: 50,04€.
  • Result of the monthly payment for the second year: 1,67€. Total annual bonus: 20,04€.

Always there, however you want.

We offer multiple ways to bank with us, so you can go at your own pace rather than ours.

17,000 ATMs for free debit card cash withdrawals

At our ATMs and EURO 6000 ATMs, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash and Euronet.

All your banking needs on your mobile

Use our intuitive and secure website and app to make queries and perform transactions from wherever you are.

Mobile payment

With Youth Account, you can use all the payment platforms and tools such as Apple Pay, Samsung Pay or Google Pay through your mobile.
Find out more about mobile payment


Bizum lets you send and receive funds from your mobile. Imagine you want to pay your share of a joint birthday present... It couldn't be faster or easier. Best of all, it's free!
Find out more about bizum


What documentation do I need to open an account?

All you need to provide is a valid ID card.

What are the benefits of opening a Youth Account?

It is a free account, with no fees or other strings attached. Website and app transfers in euros are free of charge. You can also apply for a free debit card to make mobile payments through Google Pay, Samsung Pay or Apple Pay and withdraw cash free of charge at more than 17,000 ATMs3.

And as a holder of this account you will have access to our Discounts Programme, where you can find discounts on selected brands and shops for young people.

Do I have to pay in a minimum amount?

No, the only requirement for opening a Youth Account is that you must be aged between 18 and 24 and be resident in Spain.

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches