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Only for the account
Each investment fund has its own risk flag, which may be higher.
BK Youth account
Whatever your pace, we'll keep up with you.
Our BK Youth account is specially designed to let you check your balance and carry out transactions from your mobile and withdraw cash on the go. So you only need to stop when you need to. If you're between 18 and 24, count on BK Youth.
- No need to set up any direct debits.
- No monthly income required.
- An account with absolute liquidity
- Fully functional: you can make and receive payments, set up direct debits for bills, etc.
No-fee account
So it's all savings. With BK Youth you will no longer pay account maintenance fees.
NIR: 0% (AER:0%).
Debit card
No issuance or maintenance fee. It's wholly optional but it's there if you think it could ever be useful.
Free transfers domestically and within the EU.
There is no fee for any domestic and EU transfers in euros via our website or app.
Discounts programme
Discounts on gym fees, phone bills, travel, eating out, music, clothes, cosmetics, “ whatever you need”.
Amazon.es gift voucher: pay 1.5% less
You will pay 1.5% less when you buy your Amazon.es 1 gift vouchers through your BK Youth account. In other words you will be 1.5% happier.
Who can open a BK Youth account?
To open a BK Youth account you need to be over 18 and under 24 and live in Spain.
If there are several account holders, at least one of you must be between 18 and 24 years old.
And finally: only one BK Youth account is permitted per holder or co-holder.
BK Rent
Rent today, own your home tomorrow
If you are renting but would like to buy a house one day, look no further than BK Rent: pay your rent through your Bankinter account and you will receive a reward of up to €500 on your first mortgage:
- Annual reward of 10% of the average of your monthly rent.
- It will be calculated on a maximum amount of €1,000. and will be paid twice a year.
- To access the funds in your virtual piggy bank, you need to take out a mortgage with Bankinter before your 36th birthday.
Apply for BK Youth account
Apply for a BK Youth account5% Plan
A good plan for your money.
Remember:
• The value of investment funds can fall as well as rise, so you may get back less than you invested.
• This promotion is valid for all BK Mini and BK Youth accounts opened before 31 December 2021.
For example:
- Let's start with an initial subscription of €1,000.
- We will set up a regular monthly contribution of €50, and assume we will keep it for 23 months.
- Result of the monthly payment for the first year: 4,17€. Total annual bonus: 50,04€.
- Result of the monthly payment for the second year: 1,67€. Total annual bonus: 20,04€.
So many types of funds... but do you know how they work? Our guide explains them to you in simple terms.
Always there, however you want.
We offer multiple ways to bank with us, so you can go at your own pace rather than ours.
17,000 ATMs for free debit card cash withdrawals
At our ATMs and EURO 6000 ATMs, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash and Euronet.All your banking needs on your mobile
Use our intuitive and secure website and app to make queries and perform transactions from wherever you are.Mobile payment
With Bk Joven, you can use all the payment platforms and tools such as Apple Pay, Samsung Pay or Google Pay through your mobile.Bizum
Bizum lets you send and receive funds from your mobile. Imagine you want to pay your share of a joint birthday present... It couldn't be faster or easier. Best of all, it's free!Thinking of bringing other accounts to Bankinter? You can do it now, online, without paperwork and without having to go your local branch.
Bank switching serviceVer FAQs FAQs
What documentation do I need to open an account?
All you need to provide is a valid ID card.
What benefits will I get with the Bk Youth account?
The account is completely free of charge, without any conditions or fees. Transfers online and through the app are free. You can also apply for a free debit card to make mobile payments through Bankinter Wallet or Apple Pay and withdraw cash free of charge at more than 17,000 ATMs.3
Plus, as a holder of this account you can unlock BK discounts for selected brands and shops for young people.
Do I have to pay in a minimum amount?
No, to open a Bk Youth account you only need to be between 18 and 24 years old and live in Spain.
Important information
- See list of the typical services linked to a payment account
- BK Youth Account Fee Information Document
- View Bk Youth Pre-Contract Factsheet
- See general terms and conditions for current accounts
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Desplegar/Plegar texto legal1 Promotion valid until 31 December 2021. Restrictions apply. See the details at: amazon.es/cheques-regalo-condiciones.
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Desplegar/Plegar texto legal2 Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and España Duero.
Bankinter, here to help
We're here to answer your questions and banking queries, provide technical support, etc
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