Pension plan/EPSV transfer
Life is a journey and tranquility is the best destination. Plan ahead and start saving now for the kind of retirement you want. Transfer your Pension Plan or EPSV to Bankinter.
Having a pension plan and making contributions to it allows you to benefit from tax savings during the years you work and to supplement your state pension with an additional sum of money when you retire.
If you want, we can help you find the pension plan that best suits your investment profile.
Life-savings insurance that guarantee you a periodic income for life.
PIAS: life-savings insurance through the unit linked method where the policyholder is the party who assumes the investment risk.
Pension plan transfer: Offer valid from 01.03.2025 to 30.04.2025. The bonus is 6% for transfers of pension plans with an amount equal to or greater than €60,000, 5% for transfers of pension plans if the amount is less than €60,000 but equal to or greater than €1,000. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. As an additional requirement for the transfer, you must set up a regular monthly contribution of at least €100 to your Pension or Retirement Plan, or alternatively supplement the transfer with a PIAS (Individual Systematic Savings Plan). If one of these requirements is not met, the bonus will be reduced by 0.5% (i.e.: 5.5% for transfers equal to or greater than €60,000 and 4.5% for transfers of less than €60,000). Both options must be effective between 01.03.2025 and 30.04.2025 and must be maintained for 12 months. The bonus will be paid on 30 May 2025 (except for transfers which, due to administrative delays at the issuing bank, reach Bankinter after 20 May 2025). You must keep your pension plan at Bankinter until 31/12/2032. The maximum bonus will be €9,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. This offer does not apply to transfers to the following pension plans: Bk Inversión Monetario, Bk Renta Fija Corto Plazo, employment pension plans and Roboadvisor series. If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the excluded pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
Loyalty Plan Pension Plans: Annual bonus of 0.25% of the assets in your Individual Pension Plans at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
Transfer your EPSV: Offer valid from 01/03/2025 to 30/04/2025. The bonus is 6% (1.17% AER calculated over 5 years) for transfers of Pension Plans with an amount equal to or greater than €60,000 and 5% (0.98% AER calculated over 5 years) for transfers of pension plans if the amount is less than €60,000 but equal to or greater than €1,000. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. An additional requirement for the transfer is to register for the first time a periodic monthly contribution to your Pension Plan for an amount equal to or greater than 100€ per month or to complement the transfer by taking out a PIAS (Individual Systematic Savings Plan). If one of these requirements is not met, the bonus will be reduced by 0.5%, that is: 5.5% ( 1.08% AER calculated over 5 years) for transfers equal to or greater than €60,000 and 4.5% (0.88% AER calculated over 5 years) for transfers of less than €60,000. Both options must be effective between 01.03.2025 and 30.04.2025 and must be maintained for 12 months. The bonus will be paid on 30 May 2025 (except for transfers which, due to administrative delays at the issuing bank, reach Bankinter after 20 May 2025). You must keep your Bankinter EPSV Individual Retirement Plan until 31.12.2032. The maximum bonus will be €9,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. Transfers to the Bk Dinero Retirement Plan are excluded from this offer. If, during the minimum contract period, the customer reduces their existing vested/economic rights on the date of this bonus campaign, whether through the total or partial transfer to another bank, the transfer of the retirement plan stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
EPSV Loyalty Plan: Annual bonus of 0.25% (0.05% AER) of the assets in your Bankinter EPSV Individual Retirement Plan at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
Simplified pension plan for the self-employed: The unit holder key information document is available at bankinter.com. The promoter of the plan is the Colegio de Economistas de Albacete, with TIN Q0261001B. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.