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Having a pension plan and making contributions to it allows you to benefit from tax savings during the years you work and to supplement your state pension with an additional sum of money when you retire.
If you want, we can help you find the pension plan that best suits your investment profile.
Life-savings insurance that guarantee you a periodic income for life.
PIAS: life-savings insurance through the unit linked method where the policyholder is the party who assumes the investment risk.
Pension Plan Transfer: Offer valid from 01/10/2024 to 31/01/2025. The minimum amount to be transferred is €1,000. The bonus will be 5% for transfers of pension plans amounting to at least €60,000; 4% for transfers of pension plans where the amount is below €60,000 but at least €1,000; 2% if the transfer is made to the Bk Money Market or Bk Short-Term Fixed Income plans; or 1% if the transfer is made to the Bk Plan for Self-Employed Workers. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. A further 0.5% bonus will be granted if, in addition to and at the same time as the transfer, the customer also sets up, for the first time, a monthly periodic contribution to their pension plan of €100 or more, or if they supplement the transfer by taking out a Systematic Individual Savings Plan (PIAS). Either of these requirements must be met between 01/10/2024 and 31/01/2025 and then maintained for 12 months: It will be paid on 28 February 2025 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 February 2025). You must keep your pension plan at Bankinter until 31/01/2032. The maximum bonus will be €8,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. This offer does not apply to transfers to the following pension plans: Bankinter Roboadvisor Conservador, Bankinter Roboadvisor Moderado and Bankinter Roboadvisor Dinámico.
If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the excluded pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
Loyalty Plan Pension Plans: Annual bonus of 0.25% of the assets in your individual pension plans at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
Simplified pension plan for the self-employed: The unit holder key information document is available at bankinter.com. The promoter of the plan is the Colegio de Economistas de Albacete, with TIN Q0261001B. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.