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I owe you money? No worries, I’ll pay you through Bizum.

Bizum: a new safe and simple way to send and receive funds through your mobile.


Mobile payments

What for?

Well, maybe you're buying or paying for something jointly with a few other people: such as a gift or dinner at a restaurant? Because we know it's a lot of bother trying to get all the cash together.


From all the people who are registered in Bizum. Most banks have joined the scheme and if the recipient isn't registered, they'll get an invitation to register free of charge.


The money is sent from your current account to the recipient's account, or vice versa. You don't have to key in the account number, just the mobile number.

From how much?

From €0.50 to €1,000. Or, to put it another way, from as little as the office lottery to a weekend break.

What does it cost?

Bizum is free of charge. You don’t pay anything to register, or to send and receive money.

Payments for your online purchases

If you have registered on Bizum, you can now pay for online purchases quickly and securely. If you want to make any online payment, simply choose Bizum as a payment option on the business's website, enter your mobile phone number and authenticate the purchase with Bankinter.

More Bizum features

Trusted beneficiaries

With this new feature, you will be able to transfer money to the mobile phones that you choose as trusted beneficiaries without having to use a card with details or passwords1. Register your beneficiaries in the Profile and Security section or directly when making a Bizum payment.

Use at Lottery Outlets

You can now pay for and collect your bets at Lottery Outlets with ease2, from the Bankinter App with the “Bizum QR”.


What are the terms and conditions of the Salary Account?

If you're looking for a fee-free account that gives you a return on your money, our Salary Account is for you. Any questions? We're here to answer them!
Salary account terms and conditions

Want to know how to apply for a Salary Account?

Open your fee-free Salary Account online in 5 easy steps. It couldn't be faster!
Apply for salary account

Which account is best for me?

Compare our accounts and find out which one is best for you, your job and your income.
Account comparison tool

See Conditions Conditions

Issue limits and request for orders between individuals
Limit type
Maximum amount per transaction sent
1.000 €
Minimum amount per transaction sent
0,50 €
Maximum amount sent per day/month
2.000 € / 5.000 €
Maximum number of cash orders issued per month
60 transactions per tax ID number
Timeframe for cash transfers to a non-customer
2 days
Timeframe for cash orders from a non-customer
7 days
Limits for receiving orders between individuals
Limit type
Maximum amount per transaction received
1.000 €
Minimum amount per transaction received
0,50 €
Maximum amount received per day
€2,000 per tax ID number
Maximum number of transactions received per day
Maximum number of transactions received per month
60 transactions per tax ID number
E-commerce purchase limits
Limit type
Maximum amount per transaction
1.000 €
Maximum amount per transaction (minor)
Minimum amount per transaction received
0,50 €
Maximum amount sent per Tax ID and day
Maximum amount sent per Tax ID/month
Number of maximum transactions sent day/month
Type of transaction
Send funds
0 €
Cash order
0 €
Receiving cash
0 €


Can I send funds to anyone?

Yes, if you send funds to, or request funds from, a person who is not registered, a message will be sent to their mobile; if they register with any of the entities participating in the system within two days, the money will be sent. If they do not, it is cancelled.

If I am a customer of two banks, can I choose which bank I make the payment through?

You choose the bank when you register for the service, and payments will always be made through the account linked at that time.

If I have two mobile phone numbers, can I associate each one with a different bank?

Yes. A person can register two or more mobile phones, one with each bank, associating each mobile to a different account in each bank, enabling the user to issue, request and receive payments in different banks.

Can I send funds to a person who lives outside Spain using an international mobile?

No. At present, the service only works at the national level and exclusively with participating Spanish banks.

Can I change my entity to receive payments?

Yes. If you are registered with another entity and would like to change your Bizum billing account to your Bankinter account, you just have to order this. Bankinter will process the portability at no charge.

Can I send myself funds between accounts in the same bank?

Yes, as long as the receiving account is the one associated with the system registration.

What happens if an account has two or more holders?

Nothing. Several owners can use the same account; however, each owner must associate their mobile number and tax ID number (NIF) with it.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
91 657 88 00
900 813 847
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