BIZUM

I owe you money? No worries, I’ll pay you through Bizum.

Bizum: a new safe and simple way to send and receive funds through your mobile.

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Mobile payments

What for?

To pay for a repair at home, for example? Or buy or pay for something jointly, such as a gift or dinner at a restaurant? Because we know it's a lot of bother trying to get all the cash together.

Between whom?

Between everyone who is registered with Bizum. Most banks have joined the platform, and if the recipient isn’t registered they’ll receive an invitation to register free of charge.

How?

The money is sent from your current account to the recipient's account, or vice versa. You don't have to key in the account number, just the mobile number.

From how much?

From €0.50 to €1,000. Or, to put it another way, from as little as the office lottery to a weekend break.

What does it cost?

Bizum is free of charge. You don’t pay anything to register, or to send and receive money.

See Terms and conditions Terms and conditions

Limits on orders issued and requested


Limit type Limit
Maximum amount per transaction sent €1,000
Minimum amount per transaction sent €0.50
Maximum amount sent per day/month Unlimited
Maximum number of requests for money issued per month 150 transactions per tax ID number
Duration of the delivery pending to a non-customer 2 days
Duration of a pending request to a non-customer 7 days

Limits for receipt of orders


Limit type Limit
Maximum amount per transaction received €1,000
Minimum amount per transaction received €0.50
Maximum amount received per day €2,000 per tax ID number
Maximum number of transactions received per day Unlimited
Maximum number of transactions received per month 150 transactions per tax ID number

Fees


Transaction type Fee
Cash transfer 0 €
Cash order 0 €
Receiving cash 0 €

See FAQs FAQs

Can I send funds to anyone?

Yes, if you send funds to, or request funds from, a person who is not registered, a message will be sent to their mobile; if they register with any of the entities participating in the system within two days, the money will be sent. If they do not, it is cancelled.

If I am a customer of two banks, can I choose which bank I make the payment through?

You choose the bank when you register for the service, and payments will always be made through the account linked at that time.

If I have two mobile phone numbers, can I associate each one with a different bank?

Yes. A person can register two or more mobile phones, one with each bank, associating each mobile to a different account in each bank, enabling the user to issue, request and receive payments in different banks.

Can I send funds to a person who lives outside Spain using an international mobile?

No. At present, the service only works at the national level and exclusively with participating Spanish banks.

Can I change my entity to receive payments?

Yes. If you are registered with another entity and would like to change your Bizum billing account to your Bankinter account, you just have to order this. Bankinter will process the portability at no charge.

Can I send myself funds between accounts in the same bank?

Yes, as long as the receiving account is the one associated with the system registration.

What happens if an account has two or more holders?

Nothing. Several owners can use the same account; however, each owner must associate their mobile number and tax ID number (NIF) with it.

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

More information
902 365 563
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