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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.
Each investment fund has its own risk flag, which may be higher.

Children's bank account

Mini Account

Because the little ones... always win!

Introducing the Mini Account, our account for young big savers. It's also designed for you, to help you build the savings that, sooner or later, you are going to need for them: Erasmus or university.

  • No fees
  • No monthly payments required.
  • An account with total liquidity.
  • Fully functional: payments, collections...
OPEN A MINI ACCOUNT

Advantages of the Bankinter children's account Yes, they really do win!

With the Mini Account, all you have to worry about is saving.

No maintenance fees

So it's all savings. Because you won't pay any maintenance fees with the Mini account. NIR: 0% (AER:0%).

Free instant transfers

All transfers are free and immediate for individuals via the web within the EU.

It couldn't be easier:

Online:

  • From your global position on bankinter.com.
  • Click on the three dots that appear to the right of the Mini Account.
  • Click on "Apply for card".

Who can open a Mini account?

To be eligible for a Mini Account, you must be under 18 and live in Spain, and your parent or legal guardian must be a customer of Bankinter.
Of course, parents or legal guardians will have to apply to open the account on the minor's behalf.
The same person may only hold one Mini Account.

Do you know about Bizum for minors? If they're old enough for a mobile phone, they're old enough to use Bizum.

Find out more

5% Plan

cuentas para jovenes bankinter

A plan to invest in your children and in their futures.

A plan that rewards the contributions that you make from your Mini Account to investment funds distributed by Bankinter and linked to that account. Every month that you contribute a minimum of €50, you will receive a monthly reward paid into your Mini Account.

  • Up to 5% annual for the first year.
  • Up to 2% annual during the second year.
  • Paid monthly and always on the fund balance accumulated since the plan was activated, with a maximum of €1,000.
  • No obligations: if you don't make any contributions for one month, you will not receive the reward.

Remember:

  • Investment funds can lead to a loss of capital.
  • This promotion is valid for all Mini and Youth accounts opened before -.

For example:

  • Let's start with an initial subscription of €1,000.
  • We will set up a regular monthly contribution of €50, and let's assume that we keep this up for 23 months.
  • After the first year of month payments, you will have: 4,17€. Total annual bonus: 50,04€.
  • After the second year of month payments, you will have: 1,67€. Total annual bonus: 20,04€.

Would you like us to tell you how to activate the 5% Plan and make regular contributions?

YES, TELL ME

Let's learn together.

As well as all the usual Bankinter services, you will be able to access a special range designed for Mini account holders.

Transfer pocket money

Content Transfer pocket money
Do it their way – 100% digital. But your way as well to teach them how to manage their money. With our new “'Pocket Money'” service you can make an automatic payment to your children every week, every month or however often you want and send it directly to their Mini account.

Money Town

Content Money Town
A fun educational game about finances. This educational game will teach you basic concepts such as saving, spending and how to manage your money responsibly. Simulate personal financial situations and find out the consequences of your decisions.
Get in the game

Bizum for Kids

They'll love this secure way to send and receive money through their phone.

Find out more about bizum for kids

Programa Descuentos

I need... I want ... it is too small for me...

They may small, but you get so much out of them! By opening the Mini Account, you will get access to our discount programme. Just sign up and you will get access to direct discounts and bonuses with fashion, computers, cinema, shows, theme parks. For them and for you too, of course.

Find out more about descuentos
bk descuentos
Happy child wearing 3d glasses. Surprised girl against yellow background. Cinema and movie time concept; Shutterstock ID 1577368147; Purchase Order: Trabajos web BK; Job: Simulador pensiones; Client/Licensee: Bankinter

Giving you total peace of mind.

As nothing can stop your little ones from getting older, we have created two services which they can use as they grow up, with your eye constantly over them,

Card spending control

Using a card gives your children a sense of independence, but it is also secure because you are the one who sets and changes the limits whenever you want and as many times as you want.

Read-only passwords

Read-only access to the account on the website and app. An entertaining way for children to learn how a bank account works, with the peace of mind of knowing they can't actually perform any transactions.

FAQs

Important information

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