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INVESTMENT FUNDS
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Bankinter Metaverso by Edmond de Rothschild, FI3
Investing in the metaverse is no longer science fiction.
With you, our customers, we want to be one of the first to invest in the world of the future. And the way we are going to do it is through the Bankinter Metaverso by Edmond de Rothschild FI fund, an innovative proposal to capture the long-term development of the elements that will shape the metaverse.
- While everyone is talking about the metaverse, you can invest in it.
Investment funds for beginners
If you've never bought an investment fund or you're not sure how they work... We'll explain everything in detail to make it easy for you.
Find out more about Funds for beginners
Our recommendations
Compare or search?
There are thousands of investment funds around the world but they are not all the same. You only have to look at the fund's data to find out which is most suitable. Decide which tool you want to use.
Investment fund transfer
You can do it right here, online, wherever you are. And if you have already added your other banks to our website through the financial aggregation service, it will be even easier.
Regular contributions promotion
We reward your perseverance. You can now receive a bonus if you set up regular contributions2 to your investment funds.
Market analysis
Now, more than ever, get the latest information from our team of experts: weekly report with market forecasts, strategies, recommendations, and more.
Notifications service for investment funds
All the information that you need to keep yourself informed about how your investment funds are doing. This notification service enables you to configure notifications according to your needs.
Do you have any questions about investment funds?
See What are investment funds? What are investment funds?
Investment funds are a collective investment instrument made up of a large number of investors, known as "unit holders", who contribute capital to the fund through "units".
Investment funds are created by a fund manager, which identifies opportunities according to the guidelines and strategies of its predefined investment policy (expected return and potential risk). Regardless of the investment policy, all funds, without exception, diversify their investment across different types of assets to reduce the risk.
Diversification is an important point to keep in mind. Investors can use the same fund to distribute their money across different markets and assets to avoid concentrating the risk in just a handful of instruments. The more diversified the fund, the less risk and volatility it will have, and the easier it will be to offset any losses from one type of asset with the gains from another type.
Investment funds are made up of assets (securities and cash) divided into units. Investors make contributions and delegate their investment decisions to professional managers, always with the aim of obtaining the maximum possible return based on the risk they are willing to assume.
See What is the essential objective of an investment fund? What is the essential objective of an investment fund?
Investment funds are made up of a group of people who decide to invest together to obtain better conditions and higher returns. Without having great financial knowledge, they allow the unit holders to access investment opportunities that would otherwise be more complicated to access, such as stocks or bonds.
The main aim of an investment fund is to meet the profitability expectations for its unit holders, always in line with the investment policy previously defined in the fund and with the investor profile with which it identifies: Conservative, dynamic or aggressive.
This main objective is achieved by:
- Granting investors access to the securities market, even if they have no knowledge of it.
- Diversifying the risk of investors participating in the fund.
- Offering investors the possibility of acting collectively, thus generating greater advantages and opportunities.
Read more about investment funds and what is their essential objective
See What are the tax advantages of investment funds? What are the tax advantages of investment funds?
What taxes do I have to pay on investment funds? What are the benefits of investment funds in my income tax return? Do you pay tax on the profits or returns of investment funds? ... These questions often arise when we are not familiar with investment funds.
One of the main features of investment funds is that they are exempt from taxation until they are redeemed. In other words, they are taxed when you decide to withdraw the money invested or the returns. This is included in the tax base for savings for personal income tax purposes and is declared as capital gains or losses.
The returns generated by investment funds are not taxed if we reinvest them in other funds. We only pay tax when the returns come into our possession. There is no taxation as long as the capital is invested.
Transfers between funds provide significant tax benefits. Transfers between funds are exempt from taxation. This means you can move your money from one fund to another without having to pay tax, regardless of any profits or losses. Remember that investment funds are subject to market fluctuations and other risks related to investing in securities.
Plus
How do funds work?
Everything you need to know about funds, explained clearly and concisely.Investment funds dictionary
Access the glossary where you will find all the information you need about investment funds.IMPORTANT INFORMATION
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Show/Hide legal text1 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the website of the Spanish National Securities Market Commission (CNMV) (www.cnmv.es).
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Show/Hide legal text2
Bankinter Metaverso by Edmond de Rothschild, FI:
The Key Investor Information Document and the prospectus are available in Spanish on the website of the investment manager: Edmond-de-rothschild.com.
This is an advertising communication. Please review the UCITS prospectus and the Key Investor Information Document before making a final investment decision, taking into account all the features and objectives of the promoted fund described in the prospectus. The fund's marketing in Spain is carried out by Bankinter S.A., a Spanish credit institution included in the Banco de España register as number 0128.
The fund management company is EDMOND DE ROTHSCHILD ASSET MANAGEMENT (FRANCE) Société anonyme (PLC) with an executive committee and a supervisory committee, authorised as a Management Company by the French regulatory body, the Autorité des marchés financiers (AMF) on 15 April 2022 under GP number 04000015, with its registered office at: 47, rue du Faubourg Saint-Honoré - 75401 Paris Cedex 08. The Bankinter Metaverso by Edmond de Rothschild FI fund is registered with the CNMV under number 2113. Edmond de Rothschild Asset Management (France) has a Spanish branch registered with the National Securities Market Commission (the “CNMV”) under number 47, and with a registered office at Paseo de la Castellana 55, 28046 Madrid. The fund manager may decide to stop marketing the funds in the situations provided for in applicable legislation, in accordance with Article 93b of Directive 2009/65/EC and Article 32b of Directive 2011/61EU.
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Show/Hide legal text3 5% - 2% regular contributions promotion: To qualify for the promotion you must hold a Salary, Pension, Business, Non-Salary, Youth Salary Account, Tú y Yo, Broker or Current account with Bankinter and make a regular contribution from that account of at least €50 per month to an investment fund, pension plan, EPSV or individual systematic savings plan (PIAS), or alternatively allocate €250 per month to the purchase of shares. The promotion applies exclusively to product lines where you do not currently have regular contributions and have not had them in the last 12 months. If you fail to make any of these regular minimum contributions you will not receive the bonus. First year: 5%. Second year: 2%. Monthly settlement on the total accumulated net balance: sum of regular contributions made to investment funds, pension plans, EPSVs, PIAS and shares, minus redemptions from investment funds with declared regular contributions and external transfers of investment funds, pension plans, EPSVs, PIAS and shares with declared regular contributions. The maximum bonus-bearing balance is €1,000. The following is an example for a regular monthly contribution of €100 to an investment fund over the course of 24 months. Total first year bonus: €31.26 gross. Total second year bonus: €20.04 gross.