MANAGE OR REJECT COOKIES.
Only for the accounts
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.
For your day to day
Staying on top of this, that and the other.
That's life, one day after the next. It's normal to feel overwhelmed sometimes, but your attitude is actually your best friend. Your attitude and having solutions that make life a little easier.
the first year1and up to 2% APR in the second year. Maximum interest-bearing balance: €5,000.
Our accounts for all your needs.
A large part of our everyday lives goes through our current accounts: household bills, school fees, gym membership, card debits for our everyday spending, holidays... There's not much that doesn't go through our accounts, and yet we don't always keep track of everything.
At Bankinter you'll find a range of fee-free interest-bearing accounts adapted to the way you work and your pace of life, whether you have a regular or irregular income and whether you're a sole-trader or you're retired.
Up to 5% AER.1
Online registration and management of authorised parties.
Bankinter cards are not just a payment method. They're an instantly accessible tool that offers multiple solutions adapted to each and every one of us, to our lifestyle, to how we buy and how we work: credit cards, debit cards, cards to spread payments, solidarity cards, two-in-one cards...
Combo Débito+ card2
Decide how you want to pay: now or later
Use the 'now' side as a debit card.
Use the 'later' side to split your purchase into four instalments.
1Interest-bearing accounts: Promotion valid until 31/12/2020 for new and existing individual customers who live in Spain, have a salary/income/pension of at least €800, have not previously benefited from this remuneration, and have not held a salary/pension/business/non-salary account at Bankinter in the 12 months before opening this new account. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a bonus current account is understood to be a current account that has special financial conditions such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest-bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). Second year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the account of €5,000, calculated for a settlement period of 180 days (gross return): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To access and keep the advantages of our salary/business/pension, you need to maintain the declared level of income and pay at least three direct debits per quarter. The card linked to the account must also be active. In the case of the pension account, no purchases are required with the linked credit card. For the non-salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
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For Combo, Única, Quiero and Solidarios cards: Card issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment entity with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672. For all other cards the issuer is Bankinter, S.A., which also offers the financing.
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Bankinter will not charge you any fees for debit cash withdrawals, regardless of the amount withdrawn, provided that you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontiyent, Liberbank, Liberbank Banco de Castilla-La Mancha, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank, Unicaja and España Duero.
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The Solidarios and the Quiero cards are issued with the deferred payment (revolving) method. The monthly instalment can either be a fixed amount or a percentage of the credit drawn.
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