Only for the accounts
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.
For your day to day
Staying on top of this, that and the other.
That's life, one day after the next. It's normal to feel overwhelmed sometimes, but your attitude is actually your best friend. Your attitude and having solutions that make life a little easier.
For your payments and for much more, our cards
Bankinter cards are not just a payment method. They're an instantly accessible tool that offers multiple solutions adapted to each and every one of us, to our lifestyle, to how we buy and how we work: credit cards, debit cards, cards to spread payments, solidarity cards, two-in-one cards...
Combo Débito+ card2
Decide how you want to pay: now or later
- Use the 'now' side as a debit card.
- Use the 'later' side to split your purchase into four instalments.
Two cards in one
- Use the Combo 1 side if you want to pay at the end of the month.
- Use the Combo 2 side if you prefer to pay little by little.
- No issuance or maintenance fees with the salary account.
Combo Profesional card2
A card with a personal side and a business side
- Two separate statements.
- Month-end or deferred payment.
- No issuance or maintenance fees with the business account.
So your cards keep up with your pace of life.
Big buy? Make it small with Compra Smart.
- Spread the cost of one or more purchases over €90.
- From 3 to 36 months and from €30 a month.
Need some liquidity in your account? Smart Cash.
- Transfer money from your credit card to your current account.
You set the limits. Limit management service.
- Top up your card.
- Change the limits.
- Swap limits between your cards.
Instant card, so whatever happens, you'll never be without a card.
Apply today, use it today. Whether your card's been stolen, you've lost it, you need to renew it or you've applied for new one, you don't need to wait to receive it to use it.Find out more about our instant card service
So you don't waste time looking for an ATM, you have 17,000 to choose from.
- Withdraw money from your account without a fee.2
- You have the Bankinter network as well as the partner network: Unicaja, Kutxa, Deutsche Bank, and many more.
So your phone saves you time instead of just stealing it.
Mobile paymentsAll your cards instantly accessible. Faster, easier, safer. Apple Pay, Google Pay or Samsung Pay.
BizumA quick, easy and safe way to send and receive funds through your phone.
More straightforward, more convenient, more time, more Bankinter.
- You can choose the banks you want to add
- Easy to set up, easy to use
- From any device.
- When you swap banks.
- When you swap Bankinter branches.
Show/Hide legal text1 5% interest-bearing accounts: Offer valid until 30.06.2023 for new and existing individual customers resident in Spain. To apply for a Salary/Pension/Business, customers must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month and those payments must not be currently paid into another Bankinter account. Customers must not have been holders of a Salary/Pension/Business/Non-Salary/Youth Salary account in the 12 months before opening the account and may not have received any remuneration for any of these accounts. To open a Non-Salary account, none of the account holders may have held a Non-Salary/Salary/Pension/Business/Youth Salary account at any time in the 12 months before opening this account and they must not have received any remuneration or return on any such account in the past. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary Account of €5,000, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To earn and retain all the benefits of our Salary/Business/Pension, you must maintain your declared level of income and pay at least three direct debits out of the account per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, activation of the linked credit card is not required. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
Show/Hide legal text2 For Combo, Única, Quiero and Solidarios cards: Card issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment entity with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672. For all other cards the issuer is Bankinter, S.A., which also offers the financing.
Show/Hide legal text3 ATMs: Bankinter will not charge you any fees when you withdraw cash with your debit card, no matter the amount, provided you use a Bankinter ATM or an ATM belonging to any of the following banks: Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Targo Bank, Euro Automatic Cash, Euronet and the entire Euro 6000 ATM network: CajaSur Banco, EVO Bank, CECABANK, CARDTRONICS, Caixa Ontinyent, Colonya Caixa Pollença, ABANCA, Ibercaja, Kutxabank and Unicaja.
Show/Hide legal text4 The Solidarios and the Quiero cards are issued with the deferred payment (revolving) method. The monthly instalment can either be a fixed amount or a percentage of the credit drawn.
Bankinter listensWe are here to answer your questions and banking queries, provide technical support, etc.
Further informationATMs and branches
900 816 833
900 816 833