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Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.

For your day to day

Staying on top of this, that and the other.

That's life, one day after the next. It's normal to feel overwhelmed sometimes, but your attitude is actually your best friend. Your attitude and having solutions that make life a little easier.

hipoteca comprar casa
Up to
5% AER
the first year1 and up to 2% APR in the second year. Maximum interest-bearing balance: €10,000.


Our accounts for all your needs.

A large part of our everyday lives goes through our current accounts: household bills, school fees, gym membership, card debits for our everyday spending, holidays... There's not much that doesn't go through our accounts, and yet we don't always keep track of everything.

At Bankinter you'll find a range of fee-free interest-bearing accounts adapted to the way you work and your pace of life, whether you have a regular or irregular income and whether you're a sole-trader or you're retired.

  • Up to 5% AER.1
  • No fees.
  • Online registration and management of authorised parties.
  • Free online transfers.
  • Credit cards with no issuance or maintenance fees


For your payments and for much more, our cards

Bankinter cards are not just a payment method. They're an instantly accessible tool that offers multiple solutions adapted to each and every one of us, to our lifestyle, to how we buy and how we work: credit cards, debit cards, cards to spread payments, solidarity cards, two-in-one cards...
tarjeta combo bankinter

Combo Débito+ card2

Decide how you want to pay: now or later

  • Use the 'now' side as a debit card.
  • Use the 'later' side to split your purchase into four instalments.
tarjeta combo bankinter

Combo Card2

Two cards in one

  • Use the Combo 1 side if you want to pay at the end of the month.
  • Use the Combo 2 side if you prefer to pay little by little.
  • No issuance or maintenance fees with the salary account.
tarjeta combo bankinter

Combo Profesional card2

A card with a personal side and a business side

  • Two separate statements.
  • Month-end or deferred payment.
  • No issuance or maintenance fees with the business account.

Smart Services

So your cards keep up with your pace of life.

Big buy? Make it small with Compra Smart.

  • Spread the cost of one or more purchases over €90.
  • From 3 to 36 months and from €30 a month.
Find out more about compra smart

Need some liquidity in your account? Smart Cash.

  • Transfer money from your credit card to your current account.
Find out more about smart cash

You set the limits. Limit management service.

  • Top up your card.
  • Change the limits.
  • Swap limits between your cards.
Find out more about limit management


So you don't waste time looking for an ATM, you have 17,000 to choose from.

  • Withdraw money from your account without a fee.2
  • You have the Bankinter network as well as the partner network: Unicaja, Kutxa, Deutsche Bank, and many more.
Branch and ATM finder

So your phone saves you time instead of just stealing it.

Mobile payments

All your cards instantly accessible. Faster, easier, safer. Apple Pay, Google Pay or Samsung Pay.
Find out more about mobile payments


A quick, easy and safe way to send and receive funds through your phone.
Find out more about bizum

More straightforward, more convenient, more time, more Bankinter.

Account aggregator

All your positions at other banks on the Bankinter website.
  • You can choose the banks you want to add
  • Easy to set up, easy to use

Switch Service

A quick and easy way to bring your products to Bankinter: accounts, funds, pension plans, etc.
  • Online.
  • From any device.

Account transfer

A free service where we help you bring everything you need to bring when you change your account: direct debits, regular transfers, balances, etc.
  • When you swap banks.
  • When you swap Bankinter branches.

Bankinter listens

We are here to answer your questions and banking queries, provide technical support, etc.

Further information
900 816 833
ATMs and branches