Bankinter Solidarios Card

Together, we can drive change.

Tarjeta Solidarios Bankinter

A card for you and for others too.

We give something back

We donate the entire profit we make on the Bankinter Solidarios card to social action projects.

And, of course, the card costs you nothing.

You give something back

Because when you pay in the form of deferred payment1, the bank donates 5% of the amount of all your purchases to social action projects.

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Free cash withdrawals

You'll be able to withdraw cash from your account without a fee2 from more than 14,000 ATMs: all Bankinter ATMs, all the ones in the EURO 6000 network, plus Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banco Pastor, Targo Bank and Euro Automatic Cash ATMs.

Open our app to find your nearest free ATM.

Plus...

See Card terms and conditions Card terms and conditions

Bankinter Solidarios card terms and conditions

  • Issuance and maintenance fee: no annual fee.
  • Drawdown limit: the spending limit for credit drawdowns is €1,200 per day and month; at ATMs it is €1,000 per day and €1,200 per month. For debit withdrawals, you can withdraw up to €9,000 per month, if your account balance is sufficient.
  • Bankinter Solidarios card annual nominal interest rate:

    (i) Deferred payment method: a) on purchases: 17.52% NIR (19.00% APR), b) cash withdrawals on credit at ATMs and c) on cash transfers to your Smart Cash current account: 17.52% (19.00% APR).

    For example, assuming that the contract remains in force for its entire duration and that the Parties fulfil their obligations under the agreed terms and conditions.

    a) Purchases with the deferred payment method:

    - For a drawdown of 1,200 euros for a purchase made on the first day of the month with the deferred payment method, fixed instalments to be paid over 12 months and assuming there are no more drawdowns during the period. Annual fixed nominal interest rate: 17.52%, APR 19.00%, with 11 monthly instalments of 109.74 euros and a final instalment of 109.77 euros. Total amount payable: 1,316.91 euros.

    b) Cash or Smart Cash withdrawals:

    - For a cash or Smart Cash withdrawal of 1,200 euros on the first day of the month with the deferred payment method, fixed instalments to be paid over 12 months and assuming there are no more drawdowns during the period. Annual fixed nominal interest rate: 17.52%, APR 19.00%, with 11 monthly instalments of 109.74 euros and a final instalment of 109.77 euros. Total amount payable: 1,316.91 euros.

    (ii) End-of-month payment method: interest-free.

    (iii) Deferred payment in stores method: 17.52% NIR (19.00% APR). The deferred payment in stores service spreads the cost of a purchase over 3, 6, 9 or 12 months. The minimum purchase amount is €60 from the store POS terminal.

    - For a purchase of 1,200 euros on the first day of the month with the deferred payment in stores method, fixed instalments to be paid over 12 months and assuming there are no more drawdowns during the period. Annual fixed nominal interest rate: 17.52%, APR 19.00%, with 11 monthly instalments of 109.74 euros and a final instalment of 109.77 euros. Total amount payable: 1,316.91 euros.

    (iv) Compra Smart purchase payment method 17.52% NIR (19.00% APR).

    - For a Compra Smart purchase of 1,200 euros on the first day of the month with a repayment period of 12 months and NIR 17.52%, APR, 19.00%; the first instalment, which only includes interest, will be €17.52, and the other 10 instalments will be €118.88 each, with a final instalment of €118.86. Total repayment amount €1,325.18. The APR may vary depending on the term selected.

     

  • Insurance: the Bankinter Solidarios card includes free accident insurance up to 30,000 euros. See the terms and conditions here: 
    Accident insurance (36 KB)

     

  • Important information: the Standard European Consumer Credit Information (SECCI) associated with the Bankinter Solidarios card is provided below, under prevailing EU legislation

  • Card issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment entity with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with tax ID number A82650672.

See FAQs FAQs

What type of projects do the funds raised go to?

The projects are extremely diverse. Every year, five projects are selected from five different areas. To give you an idea, here are the projects selected in 2017.

  • The Dacer Foundation, with the "NAO Therapist" robot project, an innovative therapeutic tool for children with brain injuries: this project received the most votes and was awarded the Gold Card.
  • The Jaime Alonso Abruña Foundation, providing educational support to 40 children with different abilities under the slogan "Every child matters". This foundation received the second most votes and was awarded the Silver Card.
  • As Neves-Zone 0 presented the "Planting life" project, aiming to raise awareness and foster initiatives to restore the forest mass reduced to ashes by a fire that affected almost 90% of the Concello de As Neves area. This project received the third most votes and was awarded the Bronze Card.
  • The first runner-up prize went to the Exit Foundation, for its "eDuo" project to offer training in institutes and internships to young people at risk of exclusion.
  • The "Kankindi" international cooperation project was awarded the second runner-up prize.

How are the projects chosen?

Every year, Bankinter's employees can propose initiatives to get involved in. A jury is then formed in which Bankinter Solidarios cardholders and journalists specialising in corporate social responsibility are invited to participate. This jury selects the projects that are then voted for in our corporate social media channels.

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