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Smart Cash
Is your current account looking a little sad? Transfer funds from your card!
This service lets you transfer funds from your credit card
to your current account1.
to your current account1.

For expenses that arise unexpectedly or for whatever you want
Smart Cash gives you extra funds in your account for whatever you need: an unexpected bill, an extra expense...From any amount
Transfer funds to your account up to the credit limit on your card. There's no minimum amount.Is your current account looking a little sad? Transfer funds from your card!
transfer fundsAs simple as a transfer
On the spot. No formalities or explanations. No application to fill in.
See Service features Service features
If your card has the end of the month payment method, the service has a 3% fee on transferred amounts (minimum 1.65 euros).
If your card has the deferred payment method, the service is not subject to any fee, just like another transaction with the same conditions you have for your card.
IMPORTANT INFORMATION
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Show/Hide legal text1 For the Combo, Única, Quiero, Solidarios, Siempre and Tu y Yo cards: Service offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment entity with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672. For all other cards, the card issuer is Bankinter, S.A., which also offers the financing.