MONEY TO YOUR ACCOUNT
Is your current account looking a little sad? Transfer funds from your card!
- This service will allow you to transfer money from your credit card to your current account.
How “Money to Your Account” works:
Has something unforeseen occurred?
Content Has something unforeseen occurred?From any amount
Content From any amountAs simple as a transfer.
Content As simple as a transfer.If your current account is feeling down, transfer money from your credit card.
transfer MoneyAnd if you want, you can also split the amount of the transfer.
If you transfer €90 or more to your account and your card has the end-of-month payment option, you can repay it in comfortable instalments with our “Split Purchases” service.
- Between 3 and 36 monthly instalments.
- When you request the transfer or during the same month.
Terms and conditions of the “Money to Your Account” service
Terms and conditions of the “Money to Your Account” service
Money to Your Account lets you transfer cash from your card to your current account using your available credit. You pay for the service along with all the other amounts you draw down, in accordance with the economic conditions that apply to your card payment method:
- If your card has the end-of-month payment option, the service has a 3% fee on the amount transferred (minimum €3).
- If your card has the deferred (“revolving”) payment method, there is no fee for the service. It is treated like any other transaction with the following economic conditions: 20.55% NIR. (22.60% APR)
Example for a Money to Your Account drawdown of €1,500 made on the first day of the settlement period, financed under the deferred (“revolving”) payment option for 48 months, and provided that no further drawdowns are made with the card, with the fixed annual nominal interest rate of 20.55% (APR 22.60%), you would pay a total amount of €2,212.04 (€1,500 of principal and €712.04 in interest), in 48 monthly instalments. The first 47 instalments would be €46.09 (€20.40 of principal and €25.69 in interest), and the last one would be €45.81 (€45.04 of principal and €0.77 in interest), after which you would have repaid the borrowed amount. Total cost €712.04. French amortisation system.