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For your home

Better here? Better there? Better a little bigger? Better an extra bedroom?

The best? What will “your” home be like? It's probably one of the most important decisions you'll ever make: the effort involved, the excitement, the difficulty of choosing the right place, the fear of getting it wrong, the mortgage... Yes, all of that's true, but we're here to make it easier, more human.

Mortgage your house, not your life.

Your mortgage instalment will be the biggest expense in your household budget, so it's only natural to worry about it. That's why we advise you to bear these tips in mind before you take one out:

  • Set a reasonable, objective budget before you start looking for a house.
  • Ideally, your monthly mortgage instalments should not exceed 40% of your net monthly income.

Your mortgage will be with you for a very long time, so it's important to make sure that your debt capacity isn't compromised by the inevitable unforeseen events that may arise now and again.

Bankinter mortgages

Everyone is different and so are our mortgages.

If there's one thing we're clear about at Bankinter, it's that we're all different with different needs. With our range of mortgages, you're sure to find the one that's right for you.

Fixed-rate mortgage

Always pay the same, a fixed instalment for the life of the loan:

  • Up to 30 years
  • For primary residences and second homes

Mixed mortgage

You'll have a fixed interest rate during the early years and then a variable rate for the remaining years:

  • Up to 20 years
  • For primary residences and second homes

Hipoteca Sin Más

With our Hipoteca sin más mortgage, the only guarantee we need is your house:

  • Up to 30 years
  • For primary residences

Variable-rate mortgage

The classic mortgage but with Bankinter terms and conditions:

  • Up to 30 years
  • For primary residences and second homes

Seen the house you want to buy? Great!

We're happy to offer you an agreement in principle with no obligation to take out a mortgage.

More for your home

Real estate portal: Still not found a house?

Our real estate portal lists more than a thousand properties, including homes, premises and garages. Choose one of these properties, and you could get up to 100% financing.
Find out more about portal inmobiliario

Home insurance: Protect your house, protect your home.2

Linea Directa home insurance gives you everything expect from a policy: a lot for very little.
Find out more about Home insurance

Bankinter has the solution

We’re here to answer your banking queries and provide you with technical support.

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