First year1: fixed rate of 1.99% NIR
Remaining years1 Euribor + 0.99%
Variable APR1: 2.69%
This spread is maintained throughout the life of the mortgage, providing that these terms and conditions are met:
Payroll Account, Business Account or non-payroll account (discount of 0.50 percentage points).
Life insurance for 100% of the amount of the mortgage loan, contracted with Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros (discount of 0.60 percentage points).
Comprehensive home insurance with a minimum home contents coverage of €30,000 and structure coverage equivalent to the appraisal value of the property for insurance purposes, taken out with Línea Directa Aseguradora, S.A. and brokered by Bankinter, S.A., Operador de Banca-Seguro (discount of 0.10 percentage points).
Pension plan/EPSV: to have arranged and to keep in effect, over the entire term of the loan, a pension plan/EPSV with Bankinter Seguros de Vida (a Bankinter, S.A. Group company), and to make an annual contribution to that plan of at least €600 (bonus of 0.10 percentage points).
Arranging the products as described above is entirely optional for the customer. The aforementioned rate will be increased by the corresponding percentage points for each of these products that is not arranged.