The interest rate varies depending on the term chosen:
Up to 10 years | 1.65 % NIR | AER1 from 2.45%
Up to 15 years | 1.80% NIR | AER2 from 2.55%
Up to 20 years | 1.89% NIR | AER3 from 2.60%
Up to 25 years | 1.94% NIR | AER4 from 2.62%
Up to 30 years | 1.99% NIR | AER5 from 2.65%
Interest rate for the life of the mortgage as long as you meet these conditions:
Payroll Account, Professional Account or Non-Payroll Account (discount of 0.50 percentage points).
Life insurance for 100% of the amount of the mortgage loan, contracted with Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros (discount of 0.60 percentage points).
Comprehensive Household Insurance with a minimum content coverage of €30,000 and a structure capital equivalent to the appraisal value of the property for insurance purposes, contracted with Línea Directa Asegurada, S.A and brokered by Bankinter, S.A., Operador de Banca-Seguro (discount of 0.10 percentage points).
Pension Plan/Voluntary Pension Scheme: A pension plan/voluntary pension scheme with Bankinter Seguros de Vida (a Bankinter Group company) valid for the duration of the mortgage, with minimum annual contributions to the plan of €600 (discount of 0.10 percentage points).
Arranging the products as described above is entirely optional for the customer. The aforementioned rate will be increased by the corresponding percentage points for each of these products that is not arranged.