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Mortgages for young people
If you are under 36 years old and want a mortgage to buy your first home, this is for you.
Hipoteca dual
Lanzamos la primera y única Hipoteca Dual del mercado1
- Una hipoteca revolucionaria que combina interés variable y fijo a la vez, en la proporción que elijas y desde el primer día.
Hipoteca joven variable
Si ves que no llegas, nosotros llegamos hasta el 90%
- Podrás obtener hasta el 90% del valor de la vivienda, tomando como referencia el valor más bajo entre el precio de compra y el valor de tasación.
Hmm... Not the right mortgage for you?
We thought it was the one that would best suit you, your age and your situation, but if we didn't get it right there are other options that come with special conditions for young people like you who are starting out. Your local branch will be happy to explain all the details. These are as follows:
Young people's fixed-rate 90 mortgage
- Up to 90% financing
- Maximum term: 30 years.
- To buy your first home2.
Fixed-rate mortgage
- The same monthly payment for the life of your mortgage.
- Maximum term: 30 years.
- To buy your main home.
Young mixed-rate mortgage
- Neither fixed nor variable: A little fixed, a little variable.
- Maximum term: 40 years.
- To buy your first home.
I prefer to compare all the characteristics and see the differences between fixed, variable and mixed mortgages.
Solicita tu hipoteca Bankinter en tres pasos
Cuando compramos una casa es normal sentirnos abrumados. En Bankinter simplificamos los pasos y, además, los damos de tu mano.
1. Calculate your mortgage
Just enter the amount and term to find out your monthly instalments and taxes, etc. for the different types of mortgages.2. Personalised offer
We'll ask you for some additional information to put together a detailed offer that fits your situation.3. Signature of your mortgage agreement
When we send you your personalised offer, we'll tell you the documents to provide for that long-awaited moment: signing on the dotted line.When a question arises, a conversation begins. Shall we talk?
Would you like us to give you a call?
I would rather call you
From 8:00 to 18:00 Monday to Friday.Would you prefer to come into one of our branches and chat face to face?
Call Me
Si sabes qué casa quieres y cuánto necesitas, simula tu hipoteca.
Información de interés
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Show/Hide legal text1 Source: Inteliens. Comparative study carried out at the beginning of September 2023 of 16 financial institutions, on the conditions of mortgage products, which concludes the following: no institution in the analysed universe allows customers to choose the distribution between the percentage allocated to a fixed rate and the percentage allocated to a variable rate. The sources of information were: the Inteliens competitor monitoring financial observatory (Individual Retail Banking), public and private websites, visits to branches as a prospect and calls to financial institutions as a areal customer. Read the study here.