We use first and third-party cookies for analytical and statistical purposes and to show you personalised advertisements based on a profile compiled from your browsing habits (e.g. pages visited). For more information, click on our Cookie Policy. You can accept all cookies by pressing 'Accept', you can reject all cookies by pressing 'Reject', or you can customize your choice by pressing 'Manage'.
Mortgages for young people
If you are under 36 years old and want a mortgage to buy your first home, this is for you.
90% Dual mortgage
We've launched the first and only Dual Mortgage on the market1
- A revolutionary mortgage that combines variable and fixed interest at the same time, however you choose to split it, from day one.
90% Young Variable-Rate Mortgage
If you can't make it yourself, we'll make it up to 90%.
- You can obtain up to 90% of the value of your home, using the lesser of the purchase price and the appraisal value as the benchmark.
Hmm... Don't these mortgages suit you?
We thought they were the ones that would best suit you, your age and your situation, but if we didn't get it right, there are other options that come with special conditions for young people like you who are starting out. Your local branch will be happy to explain all the details. These are as follows:
Young people's fixed-rate 90 mortgage
- Up to 90% financing
- Maximum term: 30 years.
- To buy your first home2.
Fixed-rate mortgage
- The same monthly payment for the life of your mortgage.
- Maximum term: 30 years.
- To buy your main home.
Young mixed-rate mortgage
- Neither fixed nor variable: A little fixed, a little variable.
- Maximum term: 40 years.
- To buy your first home.
I prefer to compare all the characteristics and see the differences between fixed, variable and mixed mortgages.
Apply for your Bankinter mortgage in three easy steps
It's normal to feel a little overwhelmed when you're buying a home. At Bankinter we not only simplify the steps but guide you through them.
1. Calculate your mortgage
Just enter the amount and term to find out your monthly instalments and taxes, etc. for the different types of mortgages.2. Personalised offer
We'll ask you for some additional information to put together a detailed offer that fits your situation.3. Signature of your mortgage agreement
When we send you your personalised offer, we'll tell you the documents to provide for that long-awaited moment: signing on the dotted line.When a question arises, a conversation begins. Shall we talk?
Would you like us to give you a call?
I would rather call you
From 8:00 to 18:00 Monday to Friday.Would you prefer to come into one of our branches and chat face to face?
Call Me
If you know what house you want and how much you need, simulate your mortgage.
Important information
-
Show/Hide legal text1 Source: Inteliens. Comparative study carried out at the beginning of September 2023 of 16 financial institutions, on the conditions of mortgage products, which concludes the following: no institution in the analysed universe allows customers to choose the distribution between the percentage allocated to a fixed rate and the percentage allocated to a variable rate. The sources of information were: the Inteliens competitor monitoring financial observatory (Individual Retail Banking), public and private websites, visits to branches as a prospect and calls to financial institutions as a areal customer. Read the study here.