First year1: fixed rate of 1.99% NIR
Remaining years1 From Euribor+0.99%
Variable APR1: 1.47%
This spread is maintained throughout the life of the mortgage, providing that these terms and conditions are met:
Payroll Account, Professional Account or Non-Payroll Account (discount of 0.50 percentage points).
Life insurance covering the full amount of the mortgage, taken out with Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros (discount of 0.60 percentage points).
Comprehensive home insurance with a minimum home contents coverage of €30,000 and structure coverage equivalent to the appraisal value of the property for insurance purposes, taken out with Línea Directa Aseguradora, S.A. and brokered by Bankinter, S.A., Operador de Banca-Seguro (discount of 0.10 percentage points).
Pension plan/voluntary pension scheme: To have arranged and to keep in effect, over the entire term of the loan, a pension plan/voluntary pension scheme with Bankinter Seguros de Vida (a Bankinter, S.A. Group company), and to make a minimum annual contribution to that plan of €600 (discount of 0.10% percentage point).
Arranging the products as described above is entirely optional for the customer. The aforementioned rate will be increased by the corresponding percentage points for each of these products that is not arranged.