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HORIZON FUNDS AND EUROPEAN PUBLIC DEBT FUNDS

Set a date in the future for your investments.

Two ranges of funds specially designed for more conservative profiles:

  • Horizon Funds: so that people with a more conservative investment profile also have access to the international financial markets and the opportunities they offer.
  • European Public Debt Funds: a good opportunity if you want to invest in public fixed income in Europe. Three new funds that invest mainly in Italian and/or Spanish public debt.

Remember that with investment funds you run the risk of losing the capital you invested.

SEE HORIZON PROSPECTUS SEE PUBLIC DEBT PROSPECTUS
Gama de fondos horizonte y deuda pública europea

Choose your fund

Choose one of the funds to invest the liquidity of your current account, selecting a fixed income portfolio with the investment term that best suits your needs.

Bankinter Horizon 2024 Investment Fund

  • The objective is to obtain a return commensurate with the assets in which it is invested, minus fees, for the remaining term at any given moment until the time horizon (13.09.2024).
  • Contributions from €1 upwards.
  • Recommended time horizon: 1,9 years.
Invest in Bankinter Horizon 2024 Investment Fund

Bankinter Horizon 2025 Investment Fund

  • The objective is to obtain a return commensurate with the assets in which it is invested, minus fees, for the remaining term at any given moment until the time horizon (01.09.2025).
  • Contributions from €1 upwards.
  • Recommended time horizon: 2,9 years.
Invest in Bankinter Horizon 2025 Investment Fund

Bankinter Horizon 2026 Investment Fund

  • The objective is to obtain a return commensurate with the assets in which it is invested, minus fees, for the remaining term at any given moment until the time horizon (15.11.2026).
  • Contributions from €1 upwards.
  • Recommended time horizon: 4 years.
Invest in Bankinter Horizon 2026 Investment Fund

And with all the advantages of investment funds:

Liquidity

You can request the full or partial redemption of your units at any time. Note, however, that exiting the fund before the recommended time horizon may increase the risk of capital loss.

Taxation

In general, the gains obtained are not taxed for personal income tax purposes until the customer exits the fund and depending also on the circumstances of each customer. Note that this situation may change in the future.

Switch

If you decide to transfer your investment to another fund, you may do so without paying tax on the gains you make.

See Risk profile Risk profile

Risks to which unit holders are exposed in the Bankinter Horizon 2024 Investment Fund, Bankinter Horizon 2025 Investment Fund and Bankinter Horizon 2026 Investment Fund

The investments described may entail interest rate risk, exchange rate risk, investment in emerging countries, geographic or sectoral concentration, credit, liquidity, as well as the use of derivative financial instruments and sustainability risk.

Risks to which unit holders are exposed in the Bankinter European Public Debt 2024 Investment Fund, Bankinter European Public Debt 2025 Investment Fund and Bankinter European Public Debt 2026 Fund

The investments described above may entail interest rate risk, geographic or sector concentration risk, credit risk and risk arising from the use of derivative financial instruments.

It may operate with derivatives traded on organised derivatives markets for hedging and investment purposes and not traded on organised derivatives markets for hedging and investment purposes. This transaction entails risks due to the possibility that the hedging may not be perfect, due to the leverage involved and the non-existence of a clearing house. The maximum degree of market risk exposure through derivative financial instruments is the amount of equity.

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