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It is a fund that invests directly in other investment funds, rather than investing in financial products.
What type of funds do profiled funds invest in?
Bankinter's profiled funds invest in both fixed income and equity funds. Our committees design the investment strategies, based on top-down analysis. This analysis studies the economic backdrop to select the ideal assets for the portfolio.
Can I make additional contributions?
Yes, you can make additional contributions, although they may be subject to a minimum amount, depending on the fund.
Can I redeem some of the capital I have invested?
Yes, as long as the minimum amount set for the initial contribution remains in the fund.
What taxation is applied to profiled funds?
One of the advantages of investment funds is that the returns they make become part of the investment. As a result, the investor does not pay tax until they decide to redeem their investment. Likewise, there are no tax implications for activity by the manager within the portfolio and through active management.
Another advantage of investment funds is that, unlike other financial products, the income generated is considered capital gains; this means that the rate at which they are taxed is progressive, based on the size of any gain.
Bankinter has the solution
We’re here to answer your banking queries and provide you with technical support.
1. Who is the data controller?
The data controller is Bankinter, S.A. (hereinafter referred to as 'Bankinter') with Tax ID No. A28157360 and registered office at Paseo de la Castellana 29 (28046 Madrid).
2. For what purposes do we process your data?
The data you provide us with will be processed to receive information about the corresponding request and, as applicable, formally enter into a contract for the product of interest to you.
3. What are the legitimate bases for processing your data?
The legal basis for fulfilling the purpose set out in the above section will be the processing of the request for information. Therefore, any refusal to supply the personal data requested, or the submission of inaccurate or incomplete data, could therefore render it impossible to provide you with the service. Customers are responsible for ensuring the truthfulness of the data provided, and for notifying Bankinter of any modification thereof.
4. Who will receive your data?
The data provided will not be transferred to third parties, unless there is a legally obligation to do so.
5. For how long will we process your data?
Unless you have stated otherwise, we will keep your data for a period of six months. As soon as they are no longer necessary for the purposes described above, the data will be blocked for the period for which they may be required for carrying out, or defending, administrative or legal actions, and they may only be unblocked and processed again for this purpose. Once this period has elapsed, the data will be cancelled definitively.
6. What are your rights in relation to the processing of your data?
You may exercise your rights at any time to access, rectification, erasure, opposition, restriction of processing and portability of the data in the circumstances and scope established by the applicable legislation currently in force. To exercise your rights, please contact us by writing to the following address: Bankinter, S.A. Operaciones- Protección de Datos. Calle Pico San Pedro, 1. Tres Cantos. Madrid. 28760, enclosing a copy of your national ID or any other identifying document. Please note that you also have the right to lodge a claim with the Spanish Data Protection Agency.
7. Where can I obtain further information about data processing?
You can get further information about how Bankinter processes your data at this