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For your savings
It's that round-the-world-trip you've always dreamt of, it's the car breaking down at the worse possible moment, it's your legacy.
That's money, that's savings. Sometimes we need to stop for a moment to realise that money that has nothing to justify it is worthless. It's our effort, our stability and our hopes. That's why we work, and all those thing are why it's important to save.
Everyone is different so we offer different solutions.
There are no good formulas and bad formulas. The important thing is being able to access the investment products and formulas that suit you, not the other way around. Here's a simple way to identify the products that are right for you - for your investor profile and for your assets.
If you want to be the one making the decisions:
Profiled funds1
Profiled fund for different investor profiles. Sign in as an investor and we'll offer you a selection of funds adapted to your profile.
- Conservative
- Dynamic
- Aggressive
Foreign currency deposits2
Put your money to work by investing the easy way.
- Deposits in dollars and pounds
- From 6 months
- From €9,000
Bróker Bankinter
Un Bróker online adaptado a todos los niveles, tanto para principiantes como para profesionales. Todo en el mismo lugar.
- Más de 30 mercados
- Herramientas personalizables para invertir de manera más fácil e intuitiva
- Con una amplia gama de productos: acciones, ETFs, futuros, cotizados...
If you'd like some advice but still want to make your own decisions:
Bankinter Analysis
All the information prepared by our Analysis Department at your fingertips to help you make decisions.
- Weekly strategy reports
- The latest forecasts, investment strategies and recommendations.
Customised investment
We'll make a proposal based on your interests and you can make the decision.
- The minimum amount is €9,000
- We'll adapt the proposal to market trends
- Available for cash, pension plans and investment funds
Private advice
A service to help you manage your wealth.
- From €2 million
- We'll adapt the proposal to market trends
- You'll have a highly experienced professional: your high net worth manager
If you want to delegate the decision-making to experts:
Delegated investment
Two types of management: risk management and basic management.
- From €1,000
- Choose between basic management and risk management
- For funds, pension plans, EPSVs and securities
Popcoin: our digital investment manager
Two types of management: risk management and basic management.
- From €1,000
- Delegate the management of your investments online in three simple steps
- Managed funds, index funds and pension plans
Delegated Asset Management
A customised service where you delegate the management of some of your assets, but always based on your objectives
- From €300,000
- Fund portfolios in euros and US dollars
- Multi-asset portfolios: funds, ETFs and securities
Regular investing
Little by little so you hardly notice it.
Regular investing means investing continuously but little by little so you hardy notice it.
- Design an investment plan without changing your lifestyle.
- Set up automatic contributions from as little as €20.
- For your investment funds,1 pension plans,3 savings plans4 and securities purchases.
Remember:
- The value of investment funds and securities can fall as well as rise, and you may get back less than you invested.
- Check the risk indicators and liquidity alerts for pension plans.3
- Savings plan: unit-linked life-savings insurance, which can result in a loss of the invested capital because it is the policyholder who assumes the risk of the investment.
Choose the amount and frequency of your contributions.
Work out a budget and decide how much you can invest without having to change your lifestyle.Extra income, an extra contribution.
Just been paid a bonus? Take advantage of extra income to make extra contributions. Every little helps.No problem.
An unforeseen event? An extra expense? If one month you can't set anything aside, don't worry about it. You can change your investment plan whenever you want.More Bankinter
More knowledge: Broker Academy.
Free courses adapted to your knowledge of the stock market.
- In person, online or live-streamed
- Courses taught by experts
Easier: Fund finder
With our finder you can refine your search with multiple criteria:
- Yield
- Risk exposure
More time: Switch Service
A quick and easy way to bring your direct debits and products to Bankinter: accounts, funds, pension plans, etc.
- Online
- From any device
USEFUL INFORMATION
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Show/Hide legal text1 Fund manager: Bankinter Gestión de Activos. Entidad garante y Depositaria Bankinter S.A. The prospectus and documentation containing key information for investors are available at any Bankinter branch, at BANKINTER.COM and the CNMV.
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Show/Hide legal text2 Foreign currency deposits: this product entails risks associated with exchange rate movements.
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Show/Hide legal text3 Bankinter Pension Plans: Key information document for unit holders available at any Bankinter branch and on bankinter.com.
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Show/Hide legal text4 Bankinter, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded under Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of TIN A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors: private insurance, pension plans and funds, and taxation and tax litigation.
The bancassurance operator has entered into insurance agency agreements with the institutions specified in the following link.
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Show/Hide legal text5 5% - 2% regular contributions promotion: To qualify for the promotion you must hold a Salary, Pension, Business, Non-Salary, Bk Salary, Tú y Yo, Broker or Current account with Bankinter and make a regular contribution from that account of at least €50 per month to an investment fund, pension plan, EPSV or individual systematic savings plan (PIAS), or alternatively allocate €250 per month to the purchase of shares. The promotion applies exclusively to product lines where you do not currently have regular contributions and have not had them in the last 12 months. If you fail to make any of these regular minimum contributions you will not receive the bonus. First year: 5%. Second year: 2%. Monthly settlement on the total accumulated net balance: sum of regular contributions made to investment funds, pension plans, EPSVs, PIAS and shares, minus redemptions from investment funds with declared regular contributions and external transfers of investment funds, pension plans, EPSVs, PIAS and shares with declared regular contributions. The maximum bonus-bearing balance is €1,000. The following is an example for a regular monthly contribution of €100 to an investment fund over the course of 24 months. Total first year bonus: €31.26 gross. Total second year bonus: €20.04 gross.
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Show/Hide legal textBasic information about data protection. Bankinter Seguros de Vida, S.A de Seguros y Reaseguros will process your data for the following purposes: (i) in compliance with legal obligations; (ii) for the comprehensive and centralised management of your insurance contract; (iii) to ask doctors and healthcare providers to supply the data and medical history required to prepare the contract and protect your interests; (iv) to analyse and develop profiles to ensure the correct execution of the insurance contract; and (v) to contact you with information about products or services that may be of interest to you since they are similar to the ones you already have with us. To be able to inform you about the products and services mentioned above, we will analyse your personal data to create a profile that will allow us, by whatever channel we may use to reach you, to tailor our commercial announcements as closely as possible to your needs, tastes and preferences. Please also refer to the additional information about data information published by Bankinter Seguros de Vida, S.A de Seguros y Reaseguros.