For your projects
What if I bought a ...? What if I changed ...? What if it went to ...? What if you stopped thinking about it and did it?
We often only need a little push to get us going. At Bankinter, we call this push financing solutions. These solutions are designed for both our big projects and smaller ones related to our day-to-day lives. Don't just think about it: do it.


Bankinter personal loans1
Because you want it, because you need it or because you have earned it
That's what personal loans are for. To finance our projects, to help us improve our standard of living, to face an unforeseen event and, let's face it, to indulge in the occasional treat.
- You can apply for a loan from €3,000 to €90,000.
- You can repay it over 12 to 96 months.
Little projects? You have the finance in your pocket with Bankinter cards.
Because Bankinter cards' Smart Services are always there, in your wallet or pocket, when you need them, to use whenever you want. For small or unforeseen expenses or just to make it easier to pay for something. Every time you need it, no questions asked, no explanations.
Compra Smart2
Buying something big? Cut it down to size
Split your purchases or expenses over time, from €90.
Decide how you want to pay: from 3 to 36 months.
Smart Cash2
Need some liquidity in your account?
Transfer money from your credit card to your current account.
From any amount up to your card's credit limit.
Important Information
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Show/Hide legal text1 Personal loans. All financing operations are subject to analysis and approval by the Bank. Financing offered by Bankinter Consumer Finance EFC, S.A., a Financial Credit Institution registered in Banco de España under No. 8832, with registered office in Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and placed on file in the Madrid Companies Register in Volume 22,729, Folio 181, Sheet No. M-259543 and with Tax Identification Number A82650672.
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Show/Hide legal text2 Compra Smart and Smart Cash. For Duo Credit, Duo Debit, MasterCard Credit, Combo, Única, Quiero, Solidarios, Siempre, Tu y Yo cards: Card issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment institution with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672. For all other cards, card issued and financing offered by Bankinter, S.A.