It's a long-term savings product that delivers a future income to supplement your pension. Pension plans also offer tax benefits because all your annual contributions up to 1,500 euros are deductible from your taxable income.
Every investment begins with a first step. This is your first step!
Are you looking for better conditions for your pension plan? Transfer it to Bankinter and access a wide range of plans with the expert management you need, and start building the future you've always dreamed of.
We take you through all the options and all the scenarios.
Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
Pension plans: The document containing key information about pension plans for unit holders is available at any Bankinter branch and at bankinter.com. The pension plan manager and promoter is Bankinter Seguros de Vida, S.A. The depositary of the pension funds is Bankinter, S.A.
Simplified pension plan for the self-employed: The unit holder key information document is available at bankinter.com. The promoter of the plan is the Colegio de Economistas de Albacete, with TIN Q0261001B. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.
Pension plan transfer: Offer valid from 01.05.2026 to 31.07.2026. The bonus will consist of the payment of one of the following two options (mutually exclusive): 5% for pension plan transfers of an amount equal to or greater than €25,000; 3.5% for pension plan transfers where the amount is less than €25,000 but equal to or greater than €1,000. This bonus (3.5%) also applies to transfers made to Bk Inversión Monetario, Bk Renta Fija Corto Plazo, Bk Renta Fija Largo Plazo and Bk Autónomos, regardless of the amount. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period.
A bonus of 0.5% will be added to the previous bonuses if, in addition to the transfer, you also set up regular monthly contributions to your pension plan of €100 or more. The first contribution must be made between 01.05.2026 and 31.07.2026, and contributions must be maintained for at least 12 months.
It will be paid on 11 September 2026 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 August 2026). You must keep your pension plan at Bankinter until 31.07.2033. The maximum bonus will be €8,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. The amount credited to your account will therefore be the resulting net amount.
This offer does not apply to transfers to the following pension plans: Bankinter Roboadvisor Conservative, Bankinter Roboadvisor Moderate and Bankinter Roboadvisor Dynamic.
If during the commitment period you reduce the vested/economic rights that you had at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer to the excluded pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received. Bankinter Pension Plans: The unit holder key information document is available on bankinter.com. The plans are marketed by Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund management entity is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.