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What pension plan fits each profile?

Your saver risk profile evolves as you grow older and get closer to retirement.

A young worker with a long time horizon until retirement can afford a more aggressive risk profile because they have room for manoeuvre to recover their savings, whereas in the case of someone with a shorter time horizon the risk will be more moderate.

It therefore makes sense to opt for a higher risk if retirement is many years in the future, and to gradually reduce the risk as the time to redeem your savings approaches. However, if you don't want to have to think about adjusting your risk profile as time passes, we recommend a life cycle pension plan that makes the adjustments for you by balancing the plan portfolio from highest to lowest risk as retirement draws closer and a more conservative approach is needed.


Pension plans

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Pension plan finder

Check our full range of pension plans and find the best one for you.
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