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Three features common to all Premium Plans:
Worldwide investment
Sustainable
And always diversified
And five investment profiles to choose the one that suits you best.
As you know, the higher the investment in equities, the higher the expected return, but also the greatest risk exposure.
BK Premium Defensivo
Maximum exposure to equities
Minimum exposure to equities
Global geographical area
Sustainable investing
BK Premium Conservador
Maximum exposure to equities1
Minimum exposure to equities
Global geographical area
Sustainable investing
BK Premium Moderado
Maximum exposure to equities2
Minimum exposure to equities
Global geographical area
Sustainable investing
BK Premium Dinámico
Maximum exposure to equities
Minimum exposure to equities
Global geographical area
Sustainable investing
BK Premium Agresivo
Maximum exposure to equities
Minimum exposure to equities
Global geographical area
Sustainable investing
Everything you get with our plans:
- A multidisciplinary team with expert knowledge of the markets.
- Active, flexible and dynamic management capable of detecting all opportunities, whatever the level of risk exposure.
- And, of course, the tax advantages offered by these plans.
Investment policy for BK Premium plans: everything you need to know.
See BK Premium Defensivo BK Premium Defensivo
The BK PREMIUM DEFENSIVO, F.P. Pension Fund is defined as a MIXED FIXED INCOME Fund, investing in global equities with the following minimums and maximums: at least 5% of its assets and up to a maximum of 10% of its assets. The remainder of the exposure of this pension fund may be in global fixed income, treasury bonds, deposits or derivatives.
The investment in these assets may be direct, by investing the portfolio in these assets, or by investing in derivative financial instruments whose underlying instrument is any of the assets mentioned in the previous paragraph.
See BK Premium Conservador BK Premium Conservador
The BK PREMIUM CONSERVADOR, F.P. Pension Fund is defined as a MIXED FIXED INCOME Fund, investing a minimum of 15% and a maximum of 25% of its assets in global equities, this level of exposure to equities occasionally reaching as much as 30%, and investing the remainder of the portfolio in global fixed income securities and money market assets.
The investment in these assets may be direct, by investing the portfolio in these assets, or by investing in derivative financial instruments whose underlying instrument is any of the assets mentioned in the previous paragraph.
See BK Premium Moderado BK Premium Moderado
The BK PREMIUM MODERADO, F.P. Pension Plan is defined as a MIXED EQUITY Fund, investing in global equities with the following minimums and maximums: at least 25% of its assets and up to a maximum of 50% of its assets, with this exposure occasionally reaching 60%. The remainder of the exposure of this pension fund may be in global fixed income, treasury bonds, deposits or derivatives.
The investment in these assets may be direct, by investing the portfolio in these assets, or by investing in derivative financial instruments whose underlying instrument is any of the assets mentioned in the previous paragraph.
See BK Premium Dinámico BK Premium Dinámico
The BK PREMIUM DINÁMICO, F.P. Pension Fund is defined as a MIXED EQUITY Fund, investing in global equities with the following minimums and maximums: at least 50% of its assets and up to a maximum of 75% of its assets. The remainder of the exposure of this pension fund may be in global fixed income, treasury bonds, deposits or derivatives.
The investment in these assets may be direct, by investing the portfolio in these assets, or by investing in derivative financial instruments whose underlying instrument is any of the assets mentioned in the previous paragraph.
See BK Premium Agresivo BK Premium Agresivo
The BK PREMIUM AGRESIVO, F.P. Pension Fund is defined as an EQUITY Fund, investing more than 75% of its assets in global equities. The remainder of the exposure of this pension fund may be in global fixed income, treasury bonds, deposits or derivatives.
The investment in these assets may be direct, by investing the portfolio in these assets, or by investing in derivative financial instruments whose underlying instrument is any of the assets mentioned in the previous paragraph.
Important information
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Show/Hide legal text1 This level of equity exposure can be as high as 30% from time to time.
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Show/Hide legal text2 This level of equity exposure can be as high as 60% from time to time.
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Show/Hide legal textBankinter Pension Plans: The key information document for the unit holder is available at www.bankinter.com. The pension plan promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The pension fund manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.