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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk level of Bankinter Pension Plans varies from 1 to 5 on a scale of 1 to 7. Category 1 does not mean that the investment is risk-free.

The risk level corresponding to the International Variable Plan is 3.
The risk level corresponding to the variable BK Plan America is 5.​
The risk level corresponding to the variable BK Plan Asia is 4.
The risk level corresponding to the Variable BK Plan Europe is 4.
The risk level corresponding to the Variable BK Plan Spain is 4.​
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.
  • 1
  • 2
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Potentially lower
return. Lower risk
Potentially higher
return. Greater risk
The risk level of Bankinter Pension Plans varies from 1 to 5 on a scale of 1 to 7. Category 1 does not mean that the investment is risk-free.

The risk level corresponding to the International Variable Plan is 3.
The risk level corresponding to the variable BK Plan America is 5.​
The risk level corresponding to the variable BK Plan Asia is 4.
The risk level corresponding to the Variable BK Plan Europe is 4.
The risk level corresponding to the Variable BK Plan Spain is 4.​
The risk level of every Bankinter pension plan is described in detail on our website www.bankinter.com, which contains a specific section for each plan. You can check the risk level of your pension plan in the related prospectus, in compliance with order ECC/2316/2015.
 You may only cash in or surrender your plan if you are faced with any of the liquidity contingencies or exceptional circumstances stipulated in the regulations on pension plans and funds.
The value of the rights of transfer, pension benefits and exceptional liquidity circumstances depends on the market value of the pension fund assets and may result in significant losses.

Unit-linked pension plans

Still a lot of living to do?
Make the most of it!

  • If you want to aim for a higher return, despite the risk, because your retirement is still a long way off.

Planes de pensiones renta variable
Digital graphic arrows on grey background

Who is it for?

For you if you have a high risk tolerance and your retirement is still a long way off.

When should I purchase it?

As these are high-risk plans, they are only recommended for long-term investments: the longer the duration of the investment, the greater the probability of compensating for possible negative returns.

What can I expect?

Equity plans seek high returns, but at the cost of assuming greater risk.
planes-renta-variable

BK International FP equity

Select global equity assets that add more value
depending on the market situation and economic scenario at any given time.

BK Variable America FP

It primarily invests in financial instrument derivatives on the main equity indices of American markets.

BK Variable Asia FP

It invests more than 75% in equities in Asian countries and Oceania, and the remainder of the portfolio in fixed income securities and monetary assets.

BK Variable Europa FP

It invests more than 75% in European equities and the remainder of the portfolio in fixed income securities or monetary assets.

BK Variable España FP

It invests more than 75% in equity securities listed on the Spanish stock market and the remainder of the portfolio in fixed income securities and monetary assets.

Everything you get with our plans:

  • A multidisciplinary team with expert knowledge of the markets.
  • Active, flexible and dynamic management capable of detecting all opportunities, whatever the level of risk exposure.
  • And, of course, the tax advantages offered by these plans.
planes-bankinter

Investment policy of Bankinter's equity plans.

Bankinter listens

We are here to answer your questions and banking queries, provide technical support, etc.

Further information
900 816 833
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