Who is it for?
For you if you don't want to keep changing plans and would rather have a plan that adapts to your age, to your retirement horizon.
When should I purchase them?
At any time, because you will find a plan that suits you, irrespective of your years to retirement.
What can I expect?
A dynamic investment plan that adapts your risk exposure to your age. When your retirement is a long way off, it's more dynamic; as your retirement approaches, the plan becomes more conservative.
Choose your plan according to your approximate retirement date
Bankinter jubilación 2030
A mixed income plan for people due to retire around 2030.
Bankinter jubilación 2040
A mixed income plan for people who are due to retire around 2040.
When your retirement is still a long way off, your plan is more dynamic.
Content When your retirement is still a long way off, your plan is more dynamic.When you are close to retirement, your plan becomes more conservative.
Content When you are close to retirement, your plan becomes more conservative.And all without worrying about changing plans.
Content And all without worrying about changing plans.Everything you get with our plans:
- A multidisciplinary team with expert knowledge of the markets.
- Active, flexible and dynamic management capable of detecting all opportunities, whatever the level of risk exposure.
- And, of course, the tax advantages offered by these plans.
Investment policy of Bankinter's Life Cycle plans.
Bankinter Jubilación 2030
Flexible Balanced Equity Pension Fund.
As a plan specifically designed for unit holders with a fixed investment horizon of 2030, the BK Jubilación 2030 Pension Plan follows an active portfolio management process that allows investment in direct fixed income or equity assets, as well as through CIS, respecting the prevailing legislation at all times The percentages of fixed income and equities will be reviewed periodically to adapt them to the established term (2030), beginning with a maximum initial investment in equities of 50%. As time passes, the risk profile will evolve downwards, reducing the risk of the fund to adapt to your circumstances.
The basic principle of this active management, in the case of a long investment term, is that the best option is to take advantage of the high revaluation potential of equities and gradually evolve to a more conservative portfolio, with a predominance of fixed income assets, as the target retirement date approaches.
Bankinter Jubilación 2040
Flexible Balanced Equity Pension Fund.
As a plan specifically designed for unit holders with a fixed investment horizon of 2040, the BK Jubilación 2040 Pension Plan follows an active portfolio management process that allows investment in direct fixed income or equity assets, as well as through CIS, respecting the prevailing legislation at all times. The percentages of fixed income and equities will be reviewed periodically to adapt them to the established term (2040), beginning with a maximum initial investment in equities of 80%. As time passes, the risk profile will evolve downwards, reducing the risk of the fund to adapt to your circumstances.
The basic principle of this active management, in the case of a long investment term, is that the best option is to take advantage of the high revaluation potential of equities and gradually evolve to a more conservative portfolio, with a predominance of fixed income assets, as the target retirement date approaches.
Key information
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Bankinter pension plans: The unit holder key information document is available at bankinter.com. The Pension Plan Promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Management Entity is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.