Pension Plans - Loyalty Plan

Important information

• Show/Hide legal text
  ¹ Loyalty Plan Pension Plans:  Annual bonus of 0.25% of the assets in your Individual Pension Plans at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
• Show/Hide legal text
  ² Loyalty Plan EPSV:   Annual bonus of 0.25% (0.05% AER) of the assets in your Bankinter EPSV Individual Retirement Plan at year end, provided that your assets are equal to or greater than €30,000 and are held until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
• Show/Hide legal text
  ³ Pension Plan Transfer: Offer valid from 01.06.2024 until 31.07.2024. The bonus is 4% gross for pension plan transfers equal to or greater than €50,000 and 3% gross for transfers from pension plans if the amount is less than €50,000 and equal to or greater than €1,000 of the net balance of incoming and outgoing transfers requested during the promotion period. It will be paid on 16 September 2024 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 August 2024). If, in addition, the transfer is made to any of the Premium Range pension plans and remains in said range throughout the entire duration of the commitment, the customer will receive an additional 0,5% on the amount transferred. And an additional 0.5% if you also purchase a PIAS (Individual Systematic Savings Plan) through Bankinter and keep it for at least 12 months. The maximum bonus will be €7,000 gross. You must keep your Bankinter pension plan until 16.09.2031. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. This offer does not apply to transfers of the following pension plans: Bk Inversión Monetario, Bankinter Roboadvisor Conservador, Bankinter Roboadvisor Moderado, Bankinter Roboadvisor Dinámico and Planes de Pensiones de Empleo. If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the excluded pension plans stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
• Show/Hide legal text
  ⁴ EPSV Transfer:  Offer valid from 01.06.2024 until 31.07.2024. The bonus is 4% gross (0.79% APR calculated over 5 years) for pension plan transfers of at least € 50,000 and 3% gross (0.59% APR calculated over 5 years) for pension plan transfers if the amount is less than €50,000 and equal to or greater than €1,000 of the net balance of incoming and outgoing transfers requested during the promotion period. It will be paid on 16 September 2024 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 August 2024). If, in addition, the transfer is made to any of the EPSVs in the Premium Range and remains in that range throughout the commitment period, or if you purchase a Systematic Individual Savings Plan (PIAS) through Bankinter, you will get an additional 0.5% on the transferred amount: 4.5% gross (0.88% AER calculated over 5 years) for transfers of retirement plans equal to or greater than €50,000, or 3.5% gross (0.69% AER calculated over 5 years) for transfers of retirement plans equal to or greater than €1,000 but less than €50,000. If both conditions are met (transfer to EPSV in the Premium Range and purchase of PIAS), you will get an additional 1% on the transferred amount: 5% gross (0.98% AER calculated over 5 years) for transfers of retirement plans equal to or greater than €50,000, or 4% gross (0.79% AER calculated over 5 years) for transfers of retirement plans equal to or greater than €1,000 but less than €50,000. You must keep your Bankinter EPSV Individual Retirement Plan until 16.09.2031. The maximum bonus payable is €7,000. This offer does not apply to transfers to the BK Dinero Retirement Plan. 
  If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the retirement plan stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
  
  Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
• Show/Hide legal text
  ⁵ Para los cálculos del patrimonio a fin de año no se ha tenido en cuenta ninguna rentabilidad. 
• Show/Hide legal text
  ⁶ Sobre el patrimonio que tengas en tus planes de pensiones o EPSV a 31 de diciembre.
• Show/Hide legal text
  ⁷ Bonificación por traspaso, suponiendo que la campaña en vigor sea de una bonificación del 4%, 5% o del 6% sobre el patrimonio traspasado.
• Show/Hide legal text
  Bankinter pension plans: The unit holder key information document is available at bankinter.com. The Pension Plan Promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the Pension Funds is Bankinter, S.A. The promoter of the BK Simplified Pension Plan for Self-Employed Workers is the Colegio de Economistas de Albacete, with tax number Q0261001B.
• Show/Hide legal text
  Retirement Plans: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.