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Bk Rent Plan – Virtual piggy bank

Thinking of buying a house? We'll contribute the sofa!

The lamps, the fridge... It's up to you. If you're currently paying rent but think that you're going to have to buy your own home sooner or later, then you're in luck. Pay your rent through your Bankinter account and when you take out your mortgage with us, we'll pay a bonus into your account.

  • Bk Rent: a virtual piggy bank to spend on whatever you want.
  • It doesn't matter what your rent is.
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This is how Bk Rent works

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It's easier to explain with an example:

Supposing you paid a monthly rent of €800 for six months – the monthly average would be €800. So the bonus paid into your virtual piggy bank would be €800x(10%/2)=€40 gross. 

And all because you paid it through your Bankinter account.

See Terms and conditions Terms and conditions

Requirements

To register with Bk Rent you must meet the following requirements:

- Be a resident in Spain.

- Be under 36 years old.

- Hold a euro account at Bankinter.

- Pay your rent by making a regular transfer from a Bankinter account, or have a direct debit set up in the account for this purpose.

Apply

You don't need to provide any documents to register with Bk Rent. If you meet the requirements, just go to your "Private Area" on our website or in the app and sign up.

Payment of the bonus

When you apply for your Bankinter mortgage, we'll ask you to provide your rental agreements. On the day after the mortgage is signed, we'll transfer the amount in the money box to your current account.

See FAQs FAQs

Can I register with more than one Bk Rent plan?

No, only one Bk Rent plan is allowed per customer.

Once I've registered with Bk Rent, can I change the details?

Yes, of course. If your rent changes, you can change your home address, the rent amount and even the Bankinter account from which you pay it.

What happens if I turn 36 and I still haven't taken out a mortgage?

There's no commitment with BK Rent. The only thing that would happen is that you would lose the bonus funds that you've built up in your virtual piggy bank.

What happens to my virtual piggy bank if my rent changes?

The only thing that will change will be the bonus that we pay into your virtual piggy bank because we calculate it on your average monthly rent.

I'm registered with Bk Rent but I'm going away for three months and won't be paying rent out of my account during that time. Will I lose the funds I've built up in my virtual piggy bank?

No, you don't lose it. The funds will stay in your piggy bank until you turn 36. If you set up a new direct debit for your rent in your Bankinter account when you come back, your virtual piggy bank will keep building up until you take out your mortgage. 

If two people are registered with Bk Rent and then take out a mortgage together, what happens to the bonuses?

You'll both get the bonus that's built up in your respective piggy banks.