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1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.
Each investment fund has its own risk flag, which may be higher.

Bank accounts for young people

Conoce las ventajas de la cuenta para jóvenes de Bankinter

cuentas bancarias bankinter

No-fee account

So it's all savings. Because with the Youth Account you will no longer pay account maintenance fees.
NIR: 0% (AER: 0%).

Debit card

No issuance or maintenance fee. It's wholly optional but it's there if you think it could ever be useful.

Free instant transfers

All transfers are free and immediate for individuals via the web within the EU.

Discounts programme

Discounts on gym fees, phone bills, travel, eating out, music, clothes, cosmetics, “ whatever you need”.

Who can open a Youth account?

To open a Youth account you need to be over 18 and under 24 and live in Spain.
If there are several account holders, at least one of you must be between 18 and 24 years old.
And finally: only one Youth account is permitted per holder or co-holder.

Rental Savings Plan

Rent today, own your home tomorrow

If you are renting but would like to buy a house one day, look no further than Rental Savings Plan: pay your rent through your Bankinter account and you will receive a reward of up to €500 on your first mortgage:

  • Annual reward of 10% of the average of your monthly rent.
  • It will be calculated on a maximum amount of €1,000. and will be paid twice a year.
  • To access the funds in your virtual piggy bank, you need to take out a mortgage with Bankinter before your 36th birthday.
find out more about rent
cuenta nomina y cuentas bancarias bankinter

5% Plan

cuentas para jovenes bankinter

A good plan for your money.

For example:

  • Let's start with an initial subscription of €1,000.
  • We will set up a regular monthly contribution of €50, and assume we will keep it for 23 months.
  • Result of the monthly payment for the first year: 4,17€. Total annual bonus: 50,04€.
  • Result of the monthly payment for the second year: 1,67€. Total annual bonus: 20,04€.

Always there, however you want.

We offer multiple ways to bank with us, so you can go at your own pace rather than ours.

17,000 ATMs for free debit card cash withdrawals

At our ATMs and EURO 6000 ATMs, Grupo Cajas Rurales, Deutsche Bank, Grupo Cajamar, Laboral Kutxa, Banca March, Euro Automatic Cash and Euronet.

All your banking needs on your mobile

Use our intuitive and secure website and app to make queries and perform transactions from wherever you are.

Mobile payment

With Youth Account, you can use all the payment platforms and tools such as Apple Pay, Samsung Pay or Google Pay through your mobile.
Find out more about mobile payment

Bizum

Bizum lets you send and receive funds from your mobile. Imagine you want to pay your share of a joint birthday present... It couldn't be faster or easier. Best of all, it's free!
Find out more about bizum

FAQs

Bankinter has the solution

Want to find out more about our accounts? Let's talk.

More information
900 816 833
ATMs and branches

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