Investment fund guide

The first thing to bear in mind when investing is that it should be easy, something that requires very little effort and doesn't impact your lifestyle. The real ability to save is the difference between your income and your expenses.

When you are saving, constancy is everything. The same goes for investing - you need be constant when it comes to converting part of your savings into investments. If your investment goal is long- or medium-term, a good way to achieve it is to set a fixed monthly amount, for example, and not get discouraged. Little by little, you could get more from your money.

Remember, the value of investment funds can fall as well as rise, and you may get back less than you invest.

When it comes to investing, it's not a matter of how much you can set aside. What really matters is having a clear goal, and if you're thinking of investing in the medium or long term you also need to create a habit that will help you achieve it little by little.

Remember, the value of investment funds can fall as well as rise, and you may get back less than you invest.

Benefits of funds

If you think your money is worth less and less, you already have a reason to start investing.

What type of investor do you identify with?

Ant

If you're looking to achieve your goals little by little with a reduced level of risk and within a reasonable time frame.

The value of investment funds can go down as well as up, and this may mean you get back less than you invested.


Low expected return

Low potential risk

Dolphin

If you are looking for a balance between return and risk and are willing to increase the percentage of your investment in equities.

The value of investment funds can go down as well as up, and this may mean you get back less than you invested.


Medium expected return

Medium potential risk

Lynx

If you are clear that your main objective is to grow your wealth, even if it means assuming a high risk.

Remember, the value of investment funds can go down as well as up.


High expected return

High potential risk

More tools, more convenient

Regular investment plan

Start investing the easy way: little by little.

Investment funds dictionary

An A to Z glossary explaining all those commonly used financial terms that can be quite hard to understand if you're not an expert.
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