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Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.

If they are retired

35 years of work with 11,725 early mornings and 1,820 Monday slogs.

You have earned it. This is the average working life in Spain. Daily life accumulating as the days pass until, finally, you get your well-deserved rest: retirement. This page offers products and services so that this stage when you have more time will always mean more of everything, not less.
Up to
5%AER
the first year and up to 2% AER the second year. Maximum interest-bearing balance €5,000in the first year1. The maximum interest-bearing amount is €10,000.

Pension Account

More for your efforts. More for your pension.

It is time for more. More time to enjoy, more projects and more dreams. But it is not surprising if people feel they are on a downhill slope when retirement arrives. Just as we teach them to make video calls, to be connected, to feel more alive, Bankinter believes society should continue to take retired people seriously, not only as a business niche, but as a social responsibility. And so our Pension Account was born, with the same benefits and conditions as our Salary Account.

  • Up to 5% AER.
  • No fees.
  • Credit cards with no issuance or maintenance fees
  • Advances of pension payments.
  • Registration and management of authorisations using the web and app.
Retirement and pensions: what are they?
What income tax withholdings are there on pensions?

Pension plans: capital, income or mixed. Understand the redemption options.

Calculate redemption

Profiled funds

Funds profiled in terms of their expected returns and willingness to assume risk, enabling investment in assets and the funds of other domestic and international managers.
  • You don't need to invest very much: you can invest from just €20.
  • You can organise your investment through a regular investment plan.
Conservative

If you're looking to achieve your objectives little by little, with a low level of risk. The value of investment funds can go down as well as up, you may get back less than you invested.


Low expected return

Low potential risk

My profile is conservative
Dynamic

If you're looking for a balance between return and risk and are willing to increase the percentage of your investment in equities. The value of investment funds can go down as well as up, you may get back less than you invested.


Medium expected return

Medium potential risk

My profile is dynamic
Aggressive

If your main objective is to grow your wealth, even if it means assuming a high risk. Remember, the value of investment funds can go down as well as up.


High expected return

High potential risk

My profile is aggressive
I am retired. How do I manage my savings?

Bankinter Investment Academy

More time, more knowledge, more opportunities to invest.

Need new motivation? Why not learn how to invest or expand your existing knowledge? That's the mission of the Bankinter Investment Academy: offer customers the training they need to discover everything about funds, equities and investment services.

  • Free courses and workshops to learn how to invest.
  • Adapted to all levels of knowledge.
  • Face-to-face and online sessions.
  • Programme based on continuous and sequential learning.

You'll find a wide variety of training content to help you expand your knowledge and make the best investment decisions.

Real estate portal

New projects, more options. Time to move house now there is too much space? Back to the country? To the beach? Investment in a business or a garage? It is time to plan, to look for new motivation, new ways to get a return on the capital obtained. Bankinter's real estate portal offers a wide range of properties. Over 1,000 properties available in Spain and Portugal.
How do you pass on a house? How much do you pay?

Services that help you

Account management

Solutions to help you simplify and personalise how you manage your finances and those of your elderly relatives.

  • Online registration and management of authorised parties.
  • Creation of groups based on the type of ownership or the people with whom you share the accounts: parents, siblings, etc.
  • Selection in the global position on the website and app of the accounts you want to see: those you share with another person or the accounts for which you are the guardian, authorised party, etc.
Find out more about permission management

Estate administration

When that thing happens that we never want to happen, we offer a comprehensive service for managing the deceased's positions with Bankinter.

  • From the start of the process through to distribution to the heirs.
  • A single legal advisor for the whole process.
  • With the highest management flexibility.
  • With the least number of trips.
Find out more about estate management

Authorise your loved ones to see and manage your accounts

100% online, 100% customisable.

Bankinter listens

We are here to answer your questions and banking queries, provide technical support, etc.
Further information
900 816 833
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