We use first and third-party cookies for analytical and statistical purposes and to show you personalised advertisements based on a profile compiled from your browsing habits (e.g. pages visited). For more information, click on our Cookie Policy. You can accept all cookies by pressing 'Accept' or personalise your choice by clicking on MANAGE OR REJECT COOKIES.
Only for the accounts
If they still work
Retirement fast approaching, your business, your boss, your children's future...
Too many sleepless nights. All your life working, a new phase just around the corner, and you're still juggling it all. No doubt you've achieved more than you expected, but less than you still demand of yourself. It's time for you to take stock and for us to support you.
Retirement
There's a name for the things that keep you awake today: tomorrow
It's the place where most of your worries pile up. Something in the news about the state pension pot, the retirement age, when and how much to contribute to pension plans2 or EPSVs, 3, how to redeem them, etc. In other words, the future, which as we all know can be very uncertain.
As well as products for your retirement, we offer tools to help you make decisions and understand the situation and your possibilities. In other words, we give you answers to your questions so can sleep better.
Want to discover our pension plans and EPSVs?
Not sure what the future looks like? Do the maths.
Our calculators will help you plan better for the future.
State pension calculator
Enter your age, years worked and gross salary to get a reliable estimate of your state pension.Pension plan calculator
All it takes is a few details and minutes to plan your retirement.Pension plan redemption calculator
Find out the redemption options of our pension plans using real data.Profiled funds4
Funds profiled in terms of their expected returns and the willingness to assume risk, with investment in assets as well as the funds of other domestic and international managers.
- You don't need to invest very much: you can invest from just €20.
- You can organise your investment through a regular investment plan.
Conservative
If you're looking to achieve your objectives little by little, with a low level of risk. The value of investment funds can go down as well as up, you may get back less than you invested.
Low expected return
Low potential risk
Dynamic
If you're looking for a balance between return and risk and are willing to increase the percentage of your investment in equities. The value of investment funds can go down as well as up, you may get back less than you invested.
Medium expected return
Medium potential risk
Aggressive
If your main objective is to grow your wealth, even if it means assuming a high risk. Remember, the value of investment funds can go down as well as up.
High expected return
High potential risk
Insurance5
Retirement is almost certainly not your only worry, but there are many others that you can solve with insurance, a little money and even less time. Insurance tends to make us yawn, but once you've taken it out it makes you feel... surer!
Life insurance
- Easy application process.
- Death, disability or accident.
Health insurance
- Access to the best specialists.
- Choose between co-payment and reimbursement.
Business insurance
- General civil liability.
- Professional liability.
- Multi-risk business and company.
Bankinter life insurance: peace of mind for less than you think.
More Bankinter
Real estate portal
The Bankinter real estate portal lists more than a thousand properties, including homes, premises and garages. If you're thinking of buying a second home and you choose one from the portal, you'll get 100% financing.Mortgages
With the most complete range of mortgages: fixed-rate, mixed, variable-rate...Important information
-
Show/Hide legal text1 5% interest-bearing accounts: Offer valid until 30.06.2023 for new and existing individual customers resident in Spain. To apply for a Salary/Pension/Business, customers must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month and those payments must not be currently paid into another Bankinter account. Customers must not have been holders of a Salary/Pension/Business/Non-Salary/Youth Salary account in the 12 months before opening the account and may not have received any remuneration for any of these accounts. To open a Non-Salary account, none of the account holders may have held a Non-Salary/Salary/Pension/Business/Youth Salary account at any time in the 12 months before opening this account and they must not have received any remuneration or return on any such account in the past. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €5,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the Salary Account of €5,000, calculated for an interest payment period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07. To earn and retain all the benefits of our Salary/Business/Pension, you must maintain your declared level of income and pay at least three direct debits out of the account per quarter. The card linked to the account must also remain active, meaning that it must be used to make at least three payments each quarter. For the Pension Account, activation of the linked credit card is not required. For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
-
Show/Hide legal text2 Bankinter Pension Plans: Key information document for unit holders available at any Bankinter branch and on bankinter.com.
-
Show/Hide legal text3 EPSV: Bankinter EPSV Individual Retirement Plan: Promoter Partner: Bankinter, S.A.: Manager: Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros.
-
Show/Hide legal text4 Investment funds: The key investor information document, prospectus and all other legal documents related to Bankinter's collective investment institutions are available at any of our branches, on the Bankinter website (www.bankinter.com) and on the Spanish National Securities Market Commission (CNMV) website (www.cnmv.es).
-
Show/Hide legal text2 BANKINTER, S.A., as a BANCASSURANCE OPERATOR with registered office at 29 Paseo de la Castellana (28046 Madrid), recorded in Volume 1857, Folio 220, Page 9643 of the Madrid Companies Register, holder of tax identification number A-28157360 and registered with the special administrative registry of the General Directorate of Insurance and Pension Funds at the Ministry of the Economy and Finance (44 Paseo de la Castellana, 28046 Madrid: Bankinter Seguros de Vida, S.A., Bankinter Seguros Generales y Reaseguros, S.A., Línea Directa Aseguradora, Plus UltraSeguros Generales y Vida, S.A., Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., AXA Seguros Generales, S.A. de Seguros y Reaseguros, Mapfre Familiar Compañía de Seguros y Reaseguros, S.A., Mapfre Empresas, Compañía de Seguros y Reaseguros, S.A, Mapfre Global Risk, Cia Internacional de Seguros y Reaseguros, Helvetia Compañía Suiza, S.A. de Seguros y Reaseguros, HDI Hannover International España, S.A. de Seguros y Reaseguros, Stonebridge International Insurance LTD, Financial Insurance Company Limited Spain, FinancialAssurance Company Limited Spain, SOS Seguros y Reaseguros, S.A., ACE European Group, S.A., Asefa, S.A. Seguros y Reaseguros, Solunión Seguros de Crédito Cia Internacional de Seguros y Reaseguros, S.A., Sanitas S.A de Seguros y Cigna Life Insurance Company of Europe, S.A., Metlife Europe Limited Surcursal en España and DAS (Defensa del automovilista y de siniestros internacional, S.A. de seguros).