Main content of the website
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter is a member of the Spanish Deposit Guarantee Fund for Credit Institutions, ensuring up to €100,000 per depositor and institution.

If they still work

Retirement fast approaching, your business, your boss, your children's future...

Too many sleepless nights. All your life working, a new phase just around the corner, and you're still juggling it all. No doubt you've achieved more than you expected, but less than you still demand of yourself. It's time for you to take stock and for us to support you.
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Up to
5% AER
the first year and up to 2% APR in the second year. Maximum interest-bearing balance: €10,000.

Accounts

If money is effort, your effort deserves more.

If it's the day-to-day things that require the most effort, why do we tend to ignore them? Taking care of the day-to-day things is your responsibility, but one small step is it all takes to get more: more for your money, more and better services.

At Bankinter we don't only attach importance to major investments and long-term projects. We value something we can all identify with in our own way: hard work: That's why we offer everyone the same perks.

  • Up to 5% AER.
  • No fees.
  • Credit cards with no issuance or maintenance fees.
  • Online registration and management of authorised parties.
Bankinter interest-bearing accounts.
With our salary, non-salary, sole-trader and business products.
Shared expenses.
Tú y Yo account.
Account transfer service.
We'll help you with pleasure, for free.

Retirement

There's a name for the things that keep you awake today: tomorrow

It's the place where most of your worries pile up. Something in the news about the state pension pot, the retirement age, when and how much to contribute to pension plans or EPSVs , how to redeem them, etc. In other words, the future, which as we all know can be very uncertain.

As well as products for your retirement, we offer tools to help you make decisions and understand the situation and your possibilities. In other words, we give you answers to your questions so can sleep better.

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What are the tax savings with a pension plan?
What's the most advantageous way to contribute to and redeem a pension plan?

Want to discover our pension plans and EPSVs?

See plans / EPSVs

Not sure what the future looks like? Do the maths.

Our calculators will help you plan better for the future.

State pension calculator

Enter your age, years worked and gross salary to get a reliable estimate of your state pension.
Find out more about state pension calculator

Pension plan calculator

All it takes is a few details and minutes to plan your retirement.
Find out more about Pension plan calculator

Pension plan redemption calculator

Find out the redemption options of our pension plans using real data.
Find out more about Pension plan redemption calculator

Profiled funds

Funds profiled in terms of their expected returns and the willingness to assume risk, with investment in assets as well as the funds of other domestic and international managers.
  • You don't need to invest very much: you can invest from just €20.
  • You can organise your investment through a regular investment plan.
Conservative

If you're looking to achieve your objectives little by little, with a low level of risk. The value of investment funds can go down as well as up, you may get back less than you invested.


Low expected return

Low potential risk

My profile is conservative
Dynamic

If you're looking for a balance between return and risk and are willing to increase the percentage of your investment in equities. The value of investment funds can go down as well as up, you may get back less than you invested.


Medium expected return

Medium potential risk

My profile is dynamic
Aggressive

If your main objective is to grow your wealth, even if it means assuming a high risk. Remember, the value of investment funds can go down as well as up.


High expected return

High potential risk

My profile is aggressive
More about investment funds.
Socially Responsible Funds, Themed Funds.
Bankinter Broker.
Stocks, ETFs, fixed income, futures, etc.

Insurance

Retirement is almost certainly not your only worry, but there are many others that you can solve with insurance, a little money and even less time. Insurance tends to make us yawn, but once you've taken it out it makes you feel... surer!

Life insurance

Content Life insurance
  • Easy application process.
  • Death, disability or accident.
Find out more sobre seguros de vida

Health insurance

Content Health insurance
  • Access to the best specialists.
  • Choose between co-payment and reimbursement.
Find out more

Business insurance

Content Business insurance
  • General civil liability.
  • Professional liability.
  • Multi-risk business and company.
Find out more sobre seguros de negocio

Bankinter life insurance: peace of mind for less than you think.

Get a quote

More Bankinter

Real estate portal

The Bankinter real estate portal lists more than a thousand properties, including homes, premises and garages. If you're thinking of buying a second home and you choose one from the portal, you'll get 100% financing.
Find out more sobre portal inmobiliario

Mortgages

With the most complete range of mortgages: fixed-rate, mixed, variable-rate...
Find out more sobre hipotecas

Bankinter listens

We are here to answer your questions and banking queries, provide technical support, etc.
Further information
900 816 833
ATMs and branches
Customer service department
Fraud Service
Help Centre