Skip to contents
Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor per institution.

If they still work

Retirement fast approaching, your business, your boss, your children's future...

Too many sleepless nights. All your life working, a new phase just around the corner, and you're still juggling it all. No doubt you've achieved more than you expected, but less than you still demand of yourself. It's time for you to take stock and for us to support you.
Blank picture frame template for place image or text inside on the wall.; Shutterstock ID 1362492584; Purchase Order: -
Up to
5% AER
the first year1 and up to 2% APR in the second year. Maximum interest-bearing balance: €10,000.


If money is effort, your effort deserves more.

If it's the day-to-day things that require the most effort, why do we tend to ignore them? Taking care of the day-to-day things is your responsibility, but one small step is it all takes to get more: more for your money, more and better services.

At Bankinter we don't only attach importance to major investments and long-term projects. We value something we can all identify with in our own way: hard work: That's why we offer everyone the same perks.

  • Up to 5% AER.1
  • No fees.
  • Credit cards with no issuance or maintenance fees
  • Online registration and management of authorised parties.


There's a name for the things that keep you awake today: tomorrow

It's the place where most of your worries pile up. Something in the news about the state pension pot, the retirement age, when and how much to contribute to pension plans2 or EPSVs, 3, how to redeem them, etc. In other words, the future, which as we all know can be very uncertain.

As well as products for your retirement, we offer tools to help you make decisions and understand the situation and your possibilities. In other words, we give you answers to your questions so can sleep better.

Woman hand stop time on round clock, female finger takes the minute arrow of the clock back, time management and deadline concept ; Shutterstock ID 1193273011; Purchase Order: -

Not sure what the future looks like? Do the maths.

Our calculators will help you plan better for the future.

State pension calculator

Enter your age, years worked and gross salary to get a reliable estimate of your state pension.
Find out more about state pension calculator

Pension plan calculator

All it takes is a few details and minutes to plan your retirement.
Find out more about Pension plan calculator

Pension plan redemption calculator

Find out the redemption options of our pension plans using real data.
Find out more about Pension plan redemption calculator

Profiled funds4

Funds profiled in terms of their expected returns and the willingness to assume risk, with investment in assets as well as the funds of other domestic and international managers.
  • You don't need to invest very much: you can invest from just €20.
  • You can organise your investment through a regular investment plan.

If you're looking to achieve your objectives little by little, with a low level of risk. The value of investment funds can go down as well as up, you may get back less than you invested.

Low expected return

Low potential risk


If you're looking for a balance between return and risk and are willing to increase the percentage of your investment in equities. The value of investment funds can go down as well as up, you may get back less than you invested.

Medium expected return

Medium potential risk


If your main objective is to grow your wealth, even if it means assuming a high risk. Remember, the value of investment funds can go down as well as up.

High expected return

High potential risk


Retirement is almost certainly not your only worry, but there are many others that you can solve with insurance, a little money and even less time. Insurance tends to make us yawn, but once you've taken it out it makes you feel... surer!

Life insurance

  • Easy application process.
  • Death, disability or accident.

Health insurance

  • Access to the best specialists.
  • Choose between co-payment and reimbursement.

Business insurance

  • General civil liability.
  • Professional liability.
  • Multi-risk business and company.

More Bankinter

Real estate portal

The Bankinter real estate portal lists more than a thousand properties, including homes, premises and garages. If you're thinking of buying a second home and you choose one from the portal, you'll get 100% financing.
Find out more sobre portal inmobiliario


With the most complete range of mortgages: fixed-rate, mixed, variable-rate...
Find out more sobre hipotecas

Bankinter listens

We are here to answer your questions and banking queries, provide technical support, etc.

Further information
900 816 833
ATMs and branches