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Only for the accounts
If you manage their finances
The world upside down? No, just life.
Whether due to age or circumstances, there comes a time in life when the roles are reversed and we, the children, have to take responsibility for our parents or other relatives. Bankinter offers services to help you in this new role, to manage your time more efficiently and to make you feel more confident as you take on this new task.
Account management
Because now more than ever, your time is money.
Obligations pile up and finding the time to deal with them can be quite challenging. But if you have to manage your elderly parents' finances on top of everything else, remote banking is your ally.
Our Account Management service simplifies the task of managing your own finances and your elderly parents' finances as well. So you can free up time to spend it on what really matters.
- Registration and online management of account authorised parties.
- Creation of groups based on the type of ownership or the people with whom you share an account: parents, siblings, etc.
- Selection in the global position on the website and app of the accounts you want to see: those you share with another person or the accounts for which you are the guardian, authorised party, etc.
Authorise your loved ones to see and manage your accounts
100% online, 100% customisable.
Need some help applying for a pension account? Call us on 91 050 01 28, or if you prefer ...
Estate administration
We don't want it to happen, but we know it will.
However much we mean it, in some situations our word is not enough. The loss of a loved one is inevitably accompanied by a lot of red tape, some of it quite complex: the distribution and liquidation of assets, bank positions, payment of taxes, and that's just the start of it.
Bankinter aims to make life a little easier at such difficult times and has therefore created an estate management service. Provided by lawyers, the philosophy behind this comprehensive service is to offer guidance and support, from the paperwork that needs to be taken care of to the distribution of the balance between the heirs. The service is provided by the Bank's Bereavement Service Area, which basically carries out three functions:
- Providing a single contact person throughout the process
- Facilitating the necessary arrangements
- Reducing visits to the branch to a minimum
Services to help you:
Account aggregation
Add your positions at other banks to the Bankinter website and app so you can see all of them at once at a single glance.
Bank switching service
We'll contact the Spanish Department of Social Security about switching your retirement pension to your new account.
Useful information
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Show/Hide legal text1 Pension 5%: Valid until 31/12/2023 for new or existing customers with a monthly pension of at least €800 that is not currently paid into Bankinter. Customers must be individuals resident in Spain who have not held a Salary/Pension/Business/Non-Salary/Youth Salary account at any time during the 12 months before opening this account. Customers may hold only one interest-bearing account and a maximum of two discount-bearing current accounts. For these purposes, a discount-bearing current account means a current account featuring special financial terms and conditions, such as credit cards with no issuance or maintenance fees, or no account maintenance fees. Maximum interest-bearing amount: €10,000. Year 1: nominal annual interest rate of 4.94% (5% AER). Year 2: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in a Pension Account of €10,000, calculated for an interest payment period of 180 days (gross return): 1st six months €243.62, 2nd six months €243.62, 3rd six months €98.14, 4th six months €98.14. To unlock and keep the perks of our Pension Account, you need to maintain your declared level of income and pay at least three direct debits per quarter.
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Show/Hide legal text2 Card issued and financing offered by Bankinter Consumer Finance, E.F.C., S.A., a hybrid payment entity with a safeguard system consisting of the deposit of the funds in a separate current account opened at Bankinter, S.A., registered with Banco de España under number 8832, with registered office at 12 Avda. de Bruselas, 28108, Alcobendas, Madrid, recorded in Volume 22,729, Folio 181, Sheet No. M-259543 of the Madrid Companies Register, and with Tax ID Number A82650672.
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