Transfer your EPSV
Your plan is already in motion. But sometimes, changing course can take you much further—keep moving towards the retirement you've always dreamed of.
EPSVs - Voluntary Social Welfare Entities - are long-term savings products. They offer you future income to complement your state pension.
Are you looking for better conditions for your EPSV? Transfer it to Bankinter and access a wide range of plans with the expert management you need, and start building the future you've always dreamed of.
We take you through all the options and all the scenarios.
Transfer your EPSV: Offer valid from 01/05/2025 to 30/06/2025. The 6% cashback bonus (1.17% AER calculated over 5 years) is for pension plan transfers of at least €60,000 and 5% (0.98% AER calculated over 5 years) for pension plan transfers of less than €60,000 but equal to or greater than €1,000. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. An additional requirement for the transfer is to register for the first time a periodic monthly contribution to your Pension Plan for an amount equal to or greater than 100€ per month or to complement the transfer by taking out a PIAS (Individual Systematic Savings Plan). If one of these requirements is not met, the bonus will be reduced by 0.5%, i.e.: 5.5% (1.08% AER calculated over 5 years) for transfers of at least €60,000 and 4.5% (0.88% AER calculated over 5 years) for transfers of less than €60,000. Both options must be effective between 01/05/2025 and 30/06/2025 and must be maintained for 12 months. It will be paid on 31 July 2025 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 July 2025). You must keep your Bankinter EPSV Individual Retirement Plan until 31.12.2032. The maximum bonus will be €9,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount. Transfers to the Bk Dinero Retirement Plan are excluded from this offer. If, during the minimum contract period, the customer reduces their existing vested/economic rights on the date of this bonus campaign, whether through the total or partial transfer to another bank, the transfer of the retirement plan stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
EPSV Loyalty Plan: Annual bonus of 0.25% (0.05% AER) of the equity in your Bankinter EPSV Individual Retirement Plan, at year end, provided that your equity is equal to or greater than €30,000 and is maintained until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
Simplified pension plan for the self-employed: The unit holder key information document is available at bankinter.com. The promoter of the plan is the Colegio de Economistas de Albacete, with TIN Q0261001B. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.