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Transfer your EPSV: Offer valid from 01/10/2024 to 31/01/2025. The minimum amount to be transferred is €1,000. The bonus is 5% (0.98% AER calculated over 5 years) for pension plan transfers of €60,000 or more; 4% (0.79% AER calculated over 5 years) for pension plan transfers below €60,000 but of at least €1,000; and 2% (0.40% AER calculated over 5 years) if the transfer is made to the Bk Dinero pension plan. The bonus is payable on the net balance of all incoming and outgoing transfers requested during the promotion period. A further 0.5% bonus will be granted if, in addition to and at the same time as the transfer, the customer also sets up, for the first time, a monthly periodic contribution to their pension plan of €100 or more, or if they supplement the transfer by taking out a Systematic Individual Savings Plan (PIAS). Either of these requirements must be met between 01/10/2024 and 31/01/2025 and then maintained for 12 months, with the resulting bonus to be as follows: 5.5% (1.08% AER calculated over 5 years) for Pension Plan transfers of €60,000 or more; 4.5% (0.88% AER calculated over 5 years) for Pension Plan transfers below €60,000 but of at least €1,000; and 2.5% (0.50% AER calculated over 5 years) if the transfer is made to the Bk Dinero Pension Plan. It will be paid on 28 February 2025 (except for any transfers which, due to administrative delays at the issuing banks, reach Bankinter after 20 February 2025). You must keep your Bankinter EPSV Individual Retirement Plan until 31/01/2032. The maximum bonus will be €8,000 gross. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
If during the commitment period you reduce your vested/economic rights at the bonus date of this campaign, whether through the total or partial transfer to another bank, the transfer of the retirement plan stated above or the redemption of your vested/economic rights, you will be obliged to return the total gross amount of the bonus received.
EPSV Loyalty Plan: Annual bonus of 0.25% (0.05% AER) of the equity in your Bankinter EPSV Individual Retirement Plan, at year end, provided that your equity is equal to or greater than €30,000 and is maintained until the bonus payment date (15 February of the following year), and provided that you have made contributions of at least €1,500 between 1 January and 31 December. Transfers do not count as contributions. The payment of this bonus is considered to be capital gains and the gross amount is therefore subject to personal income tax. Consequently, the amount credited to your account will be the resulting net amount.
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Simplified pension plan for the self-employed: Contributions to a pension plan for self-employed workers are deducted from the personal income tax base up to whichever of the following amounts is the lowest: €5,750 or 30% of the combined net income from employment and economic activities received during the financial year.
Simplified pension plan for the self-employed: The unit holder key information document is available at bankinter.com. The promoter of the plan is the Colegio de Economistas de Albacete, with TIN Q0261001B. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.