Financiación
A tool adapted to all your company's financing needs.
Looking for short, medium or long-term financing for your business?
What do you need today?
EIB credit facility
Access the corporate credit facilities created by the European Investment Bank to support the economic development of corporates.
Open-term credit account
Leasing
ICO lines
Multi-line
Tax payment loan
Corporate loans
Renting
Mortgages for SMEs
Does your corporate have other financial needs?
To finance your international business
International financing
Financiación internacional
FAQs
What are the basic requirements to apply for corporate financing?
To assess the application for financing for your corporate, we usually require your corporation tax, latest VAT returns, updated annual accounts, and details of the purpose of the loan or line of credit.
At Bankinter, we analyse each case in a personalised way to offer you the solution that best suits your solvency and needs.
What are the advantages of ICO Lines compared with a traditional loan?
The ICO Lines are public funds managed by Bankinter to offer longer repayment periods and competitive grace periods. Unlike a standard loan, they are specifically designed to support strategic investment and the growth of the business sector with preferential conditions.
How does the Tax Payment Loan work?
It's a working capital financing solution designed to enable you to spread the payment of your VAT or corporation tax settlements. This means you don’t have to put up all your liquidity at once, so your business’s working capital remains available for day-to-day operations.
How long does Bankinter take to approve a loan or credit line?
Agility is our priority. Once all the documentation has been received, we analyse it thoroughly to adapt to the particularities of each case and offer the best option. If you are already a customer and use our digital tools, you can access pre-approved loans within certain credit limits directly through the corporate website, quickly and with no additional paperwork.
Which is better for my business: leasing or renting?
The main difference is the purchase option. Leasing is a financial lease with a final purchase option, ideal if you want the asset to eventually belong to your corporate. Renting is a long-term rental that allows 100% deduction of the rental fee in corporate income tax, ideal for renewing technology or a fleet of vehicles without going into debt. If you want to know which of the two financing options is best for your corporate, visit our branches and we'll study your specific case.